Havana, Gadsden County, Florida Property Taxes
Property Taxes in Havana, Florida
Median Havana, Florida effective property tax rate: 0.82%, significantly lower than the national median of 1.02%, and lower than the Florida state median of 1.10%.
Median Havana, Florida home value: $132,966
Median annual Havana, Florida tax bill: $1,120, lower than the national median property tax bill of $2,400.
How are property taxes in Gadsden calculated?
Property taxes in Havana, Florida are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.
Understanding Havana's property tax system, exemptions, and reduction opportunities can lead to significant savings. Regardless of where you live in Havana, knowing local tax details benefits homeowners and investors.
Last Updated April 13, 2026
Havana, Gadsden County, Florida Property Tax Bill Calculator
$100,000
$1,500,000
$3,000,000
Median Effective Tax Rate
0.82%
Estimate Property Tax Bill
$1,090
$1,012
How Does the Havana Property Tax Calculator Work?
Use this Havana property tax calculator to estimate your annual property tax bill. Enter your property's assessed value and our calculator applies Havana's median effective tax rate of 0.82% — based on actual property records in Gadsden County — to generate your estimate.
Enter your property's estimated assessed value — the figure the local appraisal district uses to calculate your bill, which reflects any exemptions you hold and is typically lower than your home's market value. Our calculator applies Havana's median effective rate across all local levies, providing a more accurate estimate than applying a single county millage rate.
Your bill may vary by ZIP code within Havana: rates range from 1120.00 in 32333 to 1120.00 in 32333, primarily due to differences in school district levies and local assessment districts.
For a more precise estimate, scroll down to explore ZIP code-level tax rate trends across Havana.
About Havana Property Taxes
About Property Taxes in Havana, Gadsden, Florida
Havana’s median effective property tax rate of 0.82% is lower than the Gadsden County base levy and lower than the Florida state median of 1.10%, but higher than the national median of 1.02%. This rate reflects the county levy combined with local school district levies and Municipal Service Benefit Units that can vary by subdivision throughout the city.
Property tax rates are not uniform across Havana. Homeowners in ZIP code 32333 carry a median effective rate of 0.82%, and the same ZIP code also has the city’s median home price of $132,966 and median tax bill of $1,120. Understanding how your assessed value and local taxing districts are set can make a meaningful difference to your annual bill.
Havana homeowners who believe their assessed value is too high can file a formal appeal with the Gadsden County Property Appraiser before September 15, 2026.
If your estimated bill above seems higher than expected, Ownwell can review your assessment and protest on your behalf. You only pay if we save you money.
Property Tax Rates Across Havana, Gadsden County, Florida
As noted earlier, local government entities set tax rates, which can vary widely within a state.
Why? Because annually, each county estimates its required budget to provide services and divides that by the total value of all taxable property within its jurisdiction. This calculation results in the property tax rate.
While there are votes and laws involved in setting tax rates and budgets, in a nutshell, this is the annual process.
Below, you can compare Havana's effective property tax rate to other cities in Florida and the median property tax rates in Florida and the U.S.
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Havana Tax Rate
0.82%
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Gadsden County Tax Rate
0.93%
Median Effective Florida Tax Rate
1.10%
Median Effective United States Tax Rate
1.02%
Property Tax Rates Across Havana, Gadsden County, Florida
| Zip | 10th Percentile | 25th Percentile | Median Tax Rate | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 32333 | 0.34% | 0.56% | 0.82% | 1.22% | 1.44% |
Source: Ownwell
Property Tax Assessment Values Across Havana, Gadsden County, Florida
When examining property taxes in Havana, Florida, understanding the distinction between "market value" and "assessed value" is crucial.
The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The Gadsden County property appraiser estimates the market value for tax purposes.
The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill.
Assessment notices:
In Gadsden County, assessment notices are sent in the spring each year. They'll typically reach your mailbox by the middle of {month when notices are sent}.
Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill. By providing insights into how assessed and market values are determined, this section helps property owners navigate their tax responsibilities and understand the valuation processes affecting their property taxes in Havana.
For example, the median home price in Havana is $132,966, with tax bills ranging significantly across the county. 32333 has the highest median home price at $132,966.
Property Tax Assessment Values Across Havana, Gadsden County, Florida
Source: Ownwell
$62,450
$124,764
$187,077
Median Havana Market Value
$132,966
Median Gadsden County Market Value
$102,942
Median Florida Market Value
$310,033
Median United States Market Value
$235,294
Property Tax Assessment Values Across Havana, Gadsden County, Florida
| Zip | 10th Percentile | 25th Percentile | Median Home Price | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 32333 | $48,307 | $78,122 | $132,966 | $229,619 | $317,679 |
Source: Ownwell
Property Tax Bills Across Havana, Gadsden County, Florida
Property tax bills in Havana are calculated based on the assessed value of a home and the local tax rate set by Gadsden County and other taxing authorities. When a property’s market value changes, the assessed value can change too, which affects the final bill. For homeowners, this means taxes are not fixed and can rise or fall over time as home values and local budgets shift.
With a median home price of $132,966, Havana homeowners often see property tax bills that reflect a relatively modest home value compared with many places nationwide. The 25th percentile tax bill is $540, while the 75th percentile is $2,050 and the 90th percentile is $3,177. In ZIP code 32333, the median tax bill is $1,120.
These factors matter because property taxes directly affect monthly housing costs and long-term affordability. A higher assessed value can lead to a larger bill, even if the homeowner’s income has not changed.
Median Havana Tax Bill
$1,120
Median Gadsden County Tax Bill
$929
Median Florida Tax Bill
$3,263
Median United States Tax Bill
$2,400
Property Tax Bills Across Havana, Gadsden County, Florida
| Zip | 10th Percentile | 25th Percentile | Median Tax Bill | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 32333 | $288 | $540 | $1,120 | $2,050 | $3,177 |
Source: Ownwell
Don't miss the deadline to petition!
Dates | |
|---|---|
| Appeal Deadline | September 15 |
Links | |
|---|---|
| Gadsden Property Appraiser | |
| Website | qpublic.schneidercorp.com |