Montverde, Lake County, Florida Property Taxes
Property Taxes in Montverde, Florida
Median Montverde, Florida effective property tax rate: 0.86%, significantly lower than the national median of 1.02%, and lower than the Florida state median of 1.10%.
Median Montverde, Florida home value: $407,554
Median annual Montverde, Florida tax bill: $3,390, $990 higher than the national median property tax bill of $2,400.
How are property taxes in Lake calculated?
Property taxes in Montverde, Florida are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.
Understanding Montverde's property tax system, exemptions, and reduction opportunities can lead to significant savings. Regardless of where you live in Montverde, knowing local tax details benefits homeowners and investors.
Last Updated April 13, 2026
Montverde, Lake County, Florida Property Tax Bill Calculator
$100,000
$1,500,000
$3,000,000
Median Effective Tax Rate
0.86%
Estimate Property Tax Bill
$3,505
$3,253
$774
Average Annual Tax Savings
How Does the Montverde Property Tax Calculator Work?
Use this Montverde property tax calculator to estimate your annual tax bill. Enter your property's assessed value and our calculator applies Montverde's median effective tax rate of 0.86% — based on actual property records in Lake County — to generate your estimate.
Enter your property's estimated assessed value — the figure the local appraisal district uses to calculate your bill, which reflects any exemptions you hold and is typically lower than your home's market value. Our calculator applies Montverde's median effective rate across all local levies, providing a more accurate estimate than applying a single county millage rate.
Your bill may vary by ZIP code within Montverde: rates range from 0.86% in 34756 to 0.86% in 34756, primarily due to differences in school district levies and local assessment districts.
If your estimate is higher than expected, Ownwell can appeal your Montverde assessment — you only pay if we save you money.
About Montverde Property Taxes
About Property Taxes in Montverde, Lake, Florida
Montverde's median effective property tax rate of 0.86% is lower than the Florida state median of 1.10% and lower than the national median of 1.02%. This rate reflects the Lake County base levy combined with local school district levies and Municipal Service Benefit Units (MSBUs) that vary by subdivision throughout the city.
Property tax rates are not uniform across Montverde. Homeowners in the 34756 ZIP code carry a median effective rate of 0.86%, while those in the same ZIP code pay 0.86%. This spread reflects how school district boundaries and local assessment districts are drawn across Lake County. Understanding which part of Montverde you live in can make a meaningful difference to your annual tax bill.
Montverde homeowners who believe their assessed value is too high can file a formal appeal with the Property Appraiser before the September 15, 2026 deadline each year.
If your estimated bill above seems higher than expected, Ownwell can review your assessment and protest on your behalf. You only pay if we save you money.
Property Tax Rates Across Montverde, Lake County, Florida
As noted earlier, local government entities set tax rates, which can vary widely within a state.
Why? Because annually, each county estimates its required budget to provide services and divides that by the total value of all taxable property within its jurisdiction. This calculation results in the property tax rate.
While there are votes and laws involved in setting tax rates and budgets, in a nutshell, this is the annual process.
Below, you can compare Montverde's effective property tax rate to other cities in Florida and the median property tax rates in Florida and the U.S.
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Montverde Tax Rate
0.86%
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Lake County Tax Rate
0.97%
Median Effective Florida Tax Rate
1.10%
Median Effective United States Tax Rate
1.02%
Property Tax Rates Across Montverde, Lake County, Florida
| Zip | 10th Percentile | 25th Percentile | Median Tax Rate | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 34756 | 0.52% | 0.65% | 0.86% | 1.24% | 1.50% |
Source: Ownwell
$774
Average Annual Tax Savings
Save on Your Property Taxes and More With Ownwell
Property Tax Assessment Values Across Montverde, Lake County, Florida
When examining property taxes in Montverde, Florida, understanding the distinction between "market value" and "assessed value" is crucial.
The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The Lake County property appraiser estimates the market value for tax purposes.
The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill.
Assessment notices:
In Lake County, assessment notices are sent in August each year. They'll typically reach your mailbox by the middle of August.
Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill. For Montverde, the median home price is $407,554, and the median tax bill is $3,390, compared with the national median property tax rate of 1.02% and national median property tax bill of $2,400.
Property Tax Assessment Values Across Montverde, Lake County, Florida
Source: Ownwell
$77,762
$722,411
$1,367,060
Median Montverde Market Value
$407,554
Median Lake County Market Value
$298,900
Median Florida Market Value
$310,033
Median United States Market Value
$235,294
Property Tax Assessment Values Across Montverde, Lake County, Florida
| Zip | 10th Percentile | 25th Percentile | Median Home Price | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 34756 | $118,178 | $240,599 | $407,554 | $591,886 | $722,227 |
Source: Ownwell
$774
Average Annual Tax Savings
Save on Your Property Taxes and More With Ownwell
Property Tax Bills Across Montverde, Lake County, Florida
Property tax bills in Montverde are calculated from a home’s assessed value and the local tax rate set by Lake County and other taxing authorities. When a home’s market value rises, the assessed value can increase too, which may lead to a higher tax bill. For homeowners, that means the amount owed can vary based on changes in the housing market, local budgets, and whether exemptions are applied.
In Montverde, the median home price is $407,554, and the median property tax bill is $3,390.00 in ZIP code 34756. That is above the national median property tax bill of $2,400, so many homeowners may be paying more than expected. Tax bills in the area also vary widely, with the 25th percentile at $1,686, the 75th percentile at $4,924, and the 90th percentile at $7,088.
Ownwell can help homeowners lower their property tax bills by reviewing assessments, identifying savings opportunities, and filing appeals when a home is overassessed.
Median Montverde Tax Bill
$3,390
Median Lake County Tax Bill
$2,584
Median Florida Tax Bill
$3,263
Median United States Tax Bill
$2,400
Property Tax Bills Across Montverde, Lake County, Florida
| Zip | 10th Percentile | 25th Percentile | Median Tax Bill | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 34756 | $933 | $1,686 | $3,390 | $4,924 | $7,088 |
Source: Ownwell
$774
Average Annual Tax Savings
Save on Your Property Taxes and More With Ownwell
Don't miss the deadline to petition!
Dates | |
|---|---|
| Property Valuation Date | January 1 |
| Appeal Deadline | September 15 |
| Tax Bill | |
| Issued | November 1 |
| Due Date #1 | March 31 |
Links | |
|---|---|
| Lake Property Appraiser | |
| Website | www.lakecopropappr.com |