Stuart, Martin County, Florida Property Taxes
Property Taxes in Stuart, Florida
Median Stuart, Florida effective property tax rate: 1.06%, significantly higher than the national median of 1.02%, and higher than the Florida state median of 1.10%.
Median Stuart, Florida home value: $329,210
Median annual Stuart, Florida tax bill: $3,396, $996 higher than the national median property tax bill of $2,400.
How are property taxes in Martin calculated?
Property taxes in Stuart, Florida are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.
Understanding Stuart's property tax system, exemptions, and reduction opportunities can lead to significant savings. Regardless of where you live in Stuart, knowing local tax details benefits homeowners and investors.
Last Updated April 13, 2026
Stuart, Martin County, Florida Property Tax Bill Calculator
$100,000
$1,500,000
$3,000,000
Median Effective Tax Rate
1.06%
Estimate Property Tax Bill
$3,490
$3,238
How Does the Stuart Property Tax Calculator Work?
Use this Stuart property tax calculator to estimate your annual property tax bill. Enter your property's assessed value and our calculator applies Stuart's median effective tax rate of 1.06% — based on actual property records in Martin County — to generate your estimate.
Enter your property's estimated assessed value — the figure the local appraisal district uses to calculate your bill, which reflects any exemptions you hold and is typically lower than your home's market value. Our calculator applies Stuart's median effective rate across all local levies, providing a more accurate estimate than applying a single county millage rate.
Your bill may vary by ZIP code within Stuart: rates range from $2,622 in 34994 to $4,208 in 34996, primarily due to differences in school district levies and local assessment districts. Stuart's median property tax bill of $3,396 is higher than the Florida median tax bill and also higher than the national median property tax bill of $2,400.
For a more precise estimate, scroll down to explore ZIP code-level tax rate trends across Stuart.
About Stuart Property Taxes
About Property Taxes in Stuart, Martin, Florida
Stuart’s median effective property tax rate of 1.06% is lower than the Florida state median of 1.10% and higher than the national median of 1.02%. This rate reflects the Martin County levy combined with local taxing authorities that affect homeowners across the city.
Property tax rates are not uniform across Stuart. Homeowners in the 34994 ZIP code carry a median effective rate of 1.30%, while those in 34997 pay 0.99%. This spread — 0.31 percentage points across the same city — shows how local boundaries can change what you owe.
Stuart homeowners who believe their assessed value is too high can file a formal appeal with the Martin County Property Appraiser before the September 15, 2026 deadline each year.
If your estimated bill seems higher than expected, Ownwell can review your assessment and protest on your behalf. You only pay if we save you money.
Property Tax Rates Across Stuart, Martin County, Florida
As noted earlier, local government entities set tax rates, which can vary widely within a state.
Why? Because annually, each county estimates its required budget to provide services and divides that by the total value of all taxable property within its jurisdiction. This calculation results in the property tax rate.
While there are votes and laws involved in setting tax rates and budgets, in a nutshell, this is the annual process.
Below, you can compare Stuart's effective property tax rate to other cities in Florida and the median property tax rates in Florida and the U.S.
Our median effective property tax rate (tax bill Ă· assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Stuart Tax Rate
1.06%
Our median effective property tax rate (tax bill Ă· assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Martin County Tax Rate
1.01%
Median Effective Florida Tax Rate
1.10%
Median Effective United States Tax Rate
1.02%
Property Tax Rates Across Stuart, Martin County, Florida
| Zip | 10th Percentile | 25th Percentile | Median Tax Rate | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 34994 | 0.34% | 0.66% | 1.30% | 1.64% | 1.86% |
| 34996 | 0.42% | 0.71% | 1.22% | 1.56% | 1.76% |
| 34997 | 0.41% | 0.68% | 0.99% | 1.45% | 1.64% |
Source: Ownwell
Property Tax Assessment Values Across Stuart, Martin County, Florida
When examining property taxes in Stuart, Florida, understanding the distinction between "market value" and "assessed value" is crucial.
The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The Martin County property appraiser estimates the market value for tax purposes.
The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill.
Assessment notices are sent in the spring each year and typically reach your mailbox by the middle of March. Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill.
For example, the median home price in Stuart is $329,210, with tax bills ranging significantly across the county. Zip code 34996 has the highest median home price at $367,810.
Property Tax Assessment Values Across Stuart, Martin County, Florida
Source: Ownwell
$220,305
$6,255,638
$12,290,970
Median Stuart Market Value
$329,210
Median Martin County Market Value
$380,620
Median Florida Market Value
$310,033
Median United States Market Value
$235,294
Property Tax Assessment Values Across Stuart, Martin County, Florida
| Zip | 10th Percentile | 25th Percentile | Median Home Price | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 34994 | $82,678 | $147,580 | $220,305 | $358,698 | $605,251 |
| 34996 | $125,780 | $164,660 | $367,810 | $802,860 | $2,130,058 |
| 34997 | $175,944 | $245,150 | $362,720 | $515,535 | $692,932 |
Source: Ownwell
Property Tax Bills Across Stuart, Martin County, Florida
How are property tax bills calculated in Stuart?
Property tax bills in Stuart are based on the assessed value of a home and the local tax rate set by taxing authorities in Martin County. The assessed value is compared with the market value of the property, and exemptions can reduce the taxable amount. Homeowners with higher-value homes generally face larger bills, while those with eligible exemptions may pay less.
What factors affect a homeowner’s tax bill in Stuart?
The main factors are the home’s assessed value, the tax rate, and any exemptions applied. With a median home price of $329,210, property tax bills can vary widely across the city. The 25th percentile tax bill is $1,828, while the 75th percentile is $5,719 and the 90th percentile reaches $9,397. That spread shows how much location, value, and tax treatment can change what homeowners owe.
How does this affect homeowners?
For many homeowners, property taxes are a major ongoing housing cost. In Stuart, bills can be below or well above the national median property tax bill of $2,400, depending on the property and its assessment.
Median Stuart Tax Bill
$3,396
Median Martin County Tax Bill
$3,867
Median Florida Tax Bill
$3,263
Median United States Tax Bill
$2,400
Property Tax Bills Across Stuart, Martin County, Florida
| Zip | 10th Percentile | 25th Percentile | Median Tax Bill | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 34994 | $546 | $1,268 | $2,622 | $4,392 | $7,458 |
| 34996 | $780 | $2,034 | $4,208 | $8,910 | $22,235 |
| 34997 | $958 | $2,081 | $3,556 | $5,544 | $8,150 |
Source: Ownwell
Don't miss the deadline to petition!
Dates | |
|---|---|
| Property Valuation Date | January 1 |
| Appeal Deadline | September 15 |
| Tax Bill | |
| Issued | November 1 |
Links | |
|---|---|
| Martin Property Appraiser | |
| Website | www.pa.martin.fl.us |