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Hutchinson Island, St. Lucie County, Florida Property Taxes

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Property Taxes in Hutchinson Island, Florida

  • Median Hutchinson Island, Florida effective property tax rate: 1.53%, significantly higher than the national median of 1.02%, and higher than the Florida state median of 1.10%.

  • Median Hutchinson Island, Florida home value: $395,900

  • Median annual Hutchinson Island, Florida tax bill: $5,674, $3,274 higher than the national median property tax bill of $2,400.

How are property taxes in St. Lucie calculated?

Property taxes in Hutchinson Island, Florida are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.

Understanding Hutchinson Island's property tax system, exemptions, and reduction opportunities can lead to significant savings. Regardless of where you live in Hutchinson Island, knowing local tax details benefits homeowners and investors.

Last Updated April 13, 2026

Hutchinson Island, St. Lucie County, Florida Property Tax Bill Calculator

$100,000

$1,500,000

$3,000,000

Median Effective Tax Rate

1.53%

Estimate Property Tax Bill

$6,057

$5,621

How Does the Hutchinson Island Property Tax Calculator Work?

Use this Hutchinson Island property tax calculator to estimate your annual property tax bill. Enter your property's assessed value and our calculator applies Hutchinson Island's median effective tax rate of 1.53% — based on actual property records in St. Lucie County — to generate your estimate.

Enter your property's estimated assessed value — the figure used to calculate your bill, which reflects any exemptions you hold and is typically lower than your home's market value. Our calculator applies Hutchinson Island's median effective rate across all local levies, providing a more accurate estimate than applying a single county millage rate.

Hutchinson Island's median effective tax rate is higher than the Florida median of 1.10% and the national median of 1.02%, and the median property tax bill is $5,674. Your bill may vary by ZIP code within Hutchinson Island, with 34949 showing the highest and lowest median tax bill at $5,674.

For a more precise estimate, scroll down to explore ZIP code-level tax rate trends across Hutchinson Island.

About Hutchinson Island Property Taxes

About Property Taxes in Hutchinson Island, St. Lucie, Florida

Hutchinson Island's median effective property tax rate of 1.53% is higher than the Florida state median of 1.10% and higher than the national median of 1.02%. This rate reflects the St. Lucie County base levy combined with local school district levies and Municipal Service Benefit Units (MSBUs) that vary by subdivision throughout the city.

Property tax rates are not uniform across Hutchinson Island. Homeowners in the 34949 ZIP code carry a median effective rate of 1.53%, while those in the lowest ZIP code pay 1.53%. This spread reflects how school district boundaries and local assessment districts are drawn across St. Lucie County. Understanding which part of Hutchinson Island you live in can make a meaningful difference to your annual tax bill.

Hutchinson Island homeowners who believe their assessed value is too high can file a formal appeal with the local Property Appraiser before the September 15, 2026 deadline each year.

If your estimated bill above seems higher than expected, Ownwell can review your assessment and protest on your behalf. You only pay if we save you money.

Property Tax Rates Across Hutchinson Island, St. Lucie County, Florida

As noted earlier, local government entities set tax rates, which can vary widely within a state.

Why? Because annually, each county estimates its required budget to provide services and divides that by the total value of all taxable property within its jurisdiction. This calculation results in the property tax rate.

While there are votes and laws involved in setting tax rates and budgets, in a nutshell, this is the annual process.

Below, you can compare Hutchinson Island's effective property tax rate to other cities in Florida and the median property tax rates in Florida and the U.S.

Property Tax Rates Across Hutchinson Island, St. Lucie County, Florida

Source: Ownwell

0.93%

1.42%

1.92%

Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.

Median Effective Hutchinson Island Tax Rate

1.53%

Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.

Median Effective St. Lucie County Tax Rate

1.31%

Median Effective Florida Tax Rate

1.10%

Median Effective United States Tax Rate

1.02%

Property Tax Rates Across Hutchinson Island, St. Lucie County, Florida

Zip10th Percentile25th PercentileMedian Tax Rate75th Percentile90th Percentile
349490.66%0.96%1.53%1.73%1.92%

Source: Ownwell

Property Tax Assessment Values Across Hutchinson Island, St. Lucie County, Florida

When examining property taxes in Hutchinson Island, Florida, understanding the distinction between "market value" and "assessed value" is crucial.

The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The St. Lucie County property appraiser estimates the market value for tax purposes.

The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill.

Assessment notices:

In St. Lucie County, assessment notices are sent in the spring each year. They'll typically reach your mailbox by the middle of August.

Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill. By providing insights into how assessed and market values are determined, this section helps property owners navigate their tax responsibilities and understand the valuation processes affecting their property taxes in Hutchinson Island.

For example, the median home price in Hutchinson Island is $395,900, with tax bills ranging significantly across the county. 34949 has the highest median home price at $395,900.

Property Tax Assessment Values Across Hutchinson Island, St. Lucie County, Florida

Source: Ownwell

$159,650

$382,125

$604,600

Median Hutchinson Island Market Value

$395,900

Median St. Lucie County Market Value

$316,000

Median Florida Market Value

$310,033

Median United States Market Value

$235,294

Property Tax Assessment Values Across Hutchinson Island, St. Lucie County, Florida

Zip10th Percentile25th PercentileMedian Home Price75th Percentile90th Percentile
34949$208,300$303,350$395,900$615,300$870,000

Source: Ownwell

Property Tax Bills Across Hutchinson Island, St. Lucie County, Florida

Property tax bills in Hutchinson Island are calculated by applying the local tax rate to a home’s assessed value, which is based on the market value of the property. Local taxing authorities use that assessment to determine how much a homeowner owes each year.

Several factors can affect the final bill, including the home’s value, the tax rate set by local governments, and any exemptions that may apply. For a home with a median price of $395,900, the property tax bill can vary widely depending on where the property is located and how it is assessed.

In St. Lucie County, the median tax bill is $5,674 in ZIP code 34949, which is above the national median property tax bill of $2,400. Bills in the area can range from $3,453 at the 25th percentile to $8,110 at the 75th percentile, with the 90th percentile reaching $11,648. For homeowners, this means property taxes can be a major part of annual housing costs.

Property Tax Bills Across Hutchinson Island, St. Lucie County, Florida

Source: Ownwell

$1,685

$3,824

$5,962

Median Hutchinson Island Tax Bill

$5,674

Median St. Lucie County Tax Bill

$3,869

Median Florida Tax Bill

$3,263

Median United States Tax Bill

$2,400

Property Tax Bills Across Hutchinson Island, St. Lucie County, Florida

Zip10th Percentile25th PercentileMedian Tax Bill75th Percentile90th Percentile
34949$2,003$3,453$5,674$8,110$11,648

Source: Ownwell

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Frequently Asked Property Tax Questions in Hutchinson Island, Florida

How are property taxes calculated in Hutchinson Island, Florida?
Property taxes in Hutchinson Island, Florida are calculated by multiplying your property's assessed value by the applicable tax rate set by local taxing authorities. The assessed value is determined by the county assessor and may differ from your property's market value depending on local assessment ratios and exemptions.
How do I appeal my property taxes in Hutchinson Island, Florida?
To appeal your property taxes in Hutchinson Island, Florida, you typically need to file a formal protest or appeal with your local appraisal district or assessor's office by the stated deadline. You'll need evidence such as comparable sales, a recent independent appraisal, or documentation of property condition issues. Ownwell can handle this entire process for you.
What property tax exemptions are available in Hutchinson Island, Florida?
Common property tax exemptions in Hutchinson Island, Florida include homestead exemptions for primary residences, senior citizen exemptions, veteran exemptions, and disability exemptions. Exemption amounts and eligibility requirements vary by county. Contact your local appraisal district or check Ownwell for details specific to your property.
When are property taxes due in Hutchinson Island, Florida?
Property tax deadlines in Hutchinson Island, Florida vary by county but typically include an assessment notice period in spring or early summer, followed by an appeal deadline, and a tax payment due date in the fall or winter. Check with your county assessor's office for specific dates in your area.
How can Ownwell help reduce my property taxes in Hutchinson Island, Florida?
Ownwell provides professional property tax appeal services in Hutchinson Island, Florida. Our team analyzes your assessment, gathers evidence, files all paperwork, and represents you at hearings — all with no upfront cost. You only pay a percentage of your savings if we successfully lower your tax bill.