Santa Rosa Beach, Walton County, Florida Property Taxes
Property Taxes in Santa Rosa Beach, Florida
Median Santa Rosa Beach, Florida effective property tax rate: 0.73%, significantly lower than the national median of 1.02%, and lower than the Florida state median of 1.10%.
Median Santa Rosa Beach, Florida home value: $745,514
Median annual Santa Rosa Beach, Florida tax bill: $4,766, higher than the national median property tax bill of $2,400.
How are property taxes in Walton calculated?
Property taxes in Santa Rosa Beach, Florida are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.
Understanding Santa Rosa Beach's property tax system, exemptions, and reduction opportunities can lead to significant savings. Regardless of where you live in Santa Rosa Beach, knowing local tax details benefits homeowners and investors.
Last Updated April 13, 2026
Santa Rosa Beach, Walton County, Florida Property Tax Bill Calculator
$100,000
$1,500,000
$3,000,000
Median Effective Tax Rate
0.73%
Estimate Property Tax Bill
$5,442
$5,050
How Does the Santa Rosa Beach Property Tax Calculator Work?
Use this Santa Rosa Beach property tax calculator to estimate your annual property tax bill. Enter your property's assessed value and our calculator applies Santa Rosa Beach's median effective tax rate of 0.73% — based on actual property records in Walton County — to generate your estimate.
Enter your property's estimated assessed value — the figure the local appraisal district uses to calculate your bill, which reflects any exemptions you hold and is typically lower than your home's market value. Our calculator applies Santa Rosa Beach's median effective rate across all local levies, providing a more accurate estimate than applying a single county millage rate.
Your bill may vary by ZIP code within Santa Rosa Beach: rates range from 0.73% in 32459 to 0.73% in 32459, primarily due to differences in school district levies and local assessment districts.
For a more precise estimate, scroll down to explore ZIP code-level tax rate trends across Santa Rosa Beach.
About Santa Rosa Beach Property Taxes
About Property Taxes in Santa Rosa Beach, Walton, Florida
Santa Rosa Beach's median effective property tax rate of 0.73% is lower than the Florida state median of 1.10% and lower than the national median of 1.02%. This rate reflects the Walton County base levy combined with local school district levies and Municipal Service Benefit Units (MSBUs) that vary by subdivision throughout the city.
Property tax rates are not uniform across Santa Rosa Beach. Homeowners in the 32459 ZIP code carry a median effective rate of 0.73%, while those in the same ZIP code also pay 0.73%. This spread reflects how school district boundaries and local assessment districts are drawn across Walton County. Understanding which part of Santa Rosa Beach you live in can make a meaningful difference to your annual tax bill.
Santa Rosa Beach homeowners who believe their assessed value is too high can file a formal appeal with the Property Appraiser before the September 15, 2026 deadline each year.
If your estimated bill above seems higher than expected, Ownwell can review your assessment and protest on your behalf. You only pay if we save you money.
Property Tax Rates Across Santa Rosa Beach, Walton County, Florida
As noted earlier, local government entities set tax rates, which can vary widely within a state.
Why? Because annually, each county estimates its required budget to provide services and divides that by the total value of all taxable property within its jurisdiction. This calculation results in the property tax rate.
While there are votes and laws involved in setting tax rates and budgets, in a nutshell, this is the annual process.
Below, you can compare Santa Rosa Beach's effective property tax rate to other cities in Florida and the median property tax rates in Florida and the U.S.
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Santa Rosa Beach Tax Rate
0.73%
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Walton County Tax Rate
0.74%
Median Effective Florida Tax Rate
1.10%
Median Effective United States Tax Rate
1.02%
Property Tax Rates Across Santa Rosa Beach, Walton County, Florida
| Zip | 10th Percentile | 25th Percentile | Median Tax Rate | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 32459 | 0.28% | 0.50% | 0.73% | 0.83% | 0.91% |
Source: Ownwell
Property Tax Assessment Values Across Santa Rosa Beach, Walton County, Florida
When examining property taxes in Santa Rosa Beach, Florida, understanding the distinction between market value and assessed value is crucial.
The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The Walton County appraisal district estimates the market value for tax purposes.
The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill.
Assessment notices:
In Walton County, assessment notices are sent in the spring each year. They'll typically reach your mailbox by the middle of the month when notices are sent.
Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill. By providing insights into how assessed and market values are determined, this section helps property owners navigate their tax responsibilities and understand the valuation processes affecting their property taxes in Santa Rosa Beach.
For example, the median home price in Santa Rosa Beach is $745,514, with tax bills ranging significantly across the county. 32459 has the highest median home price at $745,514.
Property Tax Assessment Values Across Santa Rosa Beach, Walton County, Florida
Source: Ownwell
$59,290
$654,110
$1,248,930
Median Santa Rosa Beach Market Value
$745,514
Median Walton County Market Value
$478,810
Median Florida Market Value
$310,033
Median United States Market Value
$235,294
Property Tax Assessment Values Across Santa Rosa Beach, Walton County, Florida
| Zip | 10th Percentile | 25th Percentile | Median Home Price | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 32459 | $294,432 | $425,176 | $745,514 | $1,422,412 | $2,481,123 |
Source: Ownwell
Property Tax Bills Across Santa Rosa Beach, Walton County, Florida
Property tax bills in Santa Rosa Beach are calculated by applying the local tax rate to a home’s assessed value, which is based on the market value of the property. For homeowners, that means the bill is driven by both what the home is worth and how local taxing authorities set their rates. With a median home price of $745,514, even small changes in assessed value can have a meaningful impact on the final tax bill.
The typical property tax bill in Walton County is $4,766, which is higher than the national median property tax bill of $2,400. Bills can vary widely across homeowners, with the 25th percentile at $2,536 and the 75th percentile at $9,825. At the 90th percentile, bills reach $18,200, showing how much taxes can rise for higher-value homes. For homeowners, property taxes are an ongoing cost that can affect monthly budgets and long-term affordability.
Median Santa Rosa Beach Tax Bill
$4,766
Median Walton County Tax Bill
$3,340
Median Florida Tax Bill
$3,263
Median United States Tax Bill
$2,400
Property Tax Bills Across Santa Rosa Beach, Walton County, Florida
| Zip | 10th Percentile | 25th Percentile | Median Tax Bill | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 32459 | $1,186 | $2,536 | $4,766 | $9,825 | $18,200 |
Source: Ownwell
Don't miss the deadline to petition!
Dates | |
|---|---|
| Property Valuation Date | January 1 |
| Appeal Deadline | September 15 |
| Tax Bill | |
| Issued | November 1 |
Links | |
|---|---|
| Walton Property Appraiser | |
| Website | beacon.schneidercorp.com |