Saint Marys, Camden County, Georgia Property Taxes
Property Taxes in Saint Marys, Georgia
Median Saint Marys, Georgia effective property tax rate: 1.14%, higher than the national median of 1.02%, and higher than the Georgia state median of 1.00%.
Median Saint Marys, Georgia home value: $278,944
Median annual Saint Marys, Georgia tax bill: $2,981, $581 higher than the national median property tax bill of $2,400.
How are property taxes in Camden calculated?
Property taxes in Saint Marys, Georgia are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.
Understanding Saint Marys's property tax system, exemptions, and reduction opportunities can lead to significant savings. Regardless of where you live in Saint Marys, knowing local tax details benefits homeowners and investors.
Last Updated April 13, 2026
Saint Marys, Camden County, Georgia Property Tax Bill Calculator
$100,000
$1,500,000
$3,000,000
Median Effective Tax Rate
1.14%
Estimate Property Tax Bill
$3,180
$2,951
How Does the Saint Marys Property Tax Calculator Work?
Use this Saint Marys property tax calculator to estimate your annual property tax bill. Enter your property's assessed value and our calculator applies Saint Marys's median effective tax rate of 1.14% — based on actual property records in Camden County — to generate your estimate.
Enter your property's estimated assessed value — the figure used to calculate your bill, which reflects any exemptions you hold and is typically lower than your home's market value. Our calculator applies Saint Marys's median effective rate across all local levies, providing a more accurate estimate than applying a single county millage rate.
Your bill may vary by ZIP code within Saint Marys: rates range from $2,981 in 31558 to $2,981 in 31558, primarily due to differences in school district levies and local assessment districts.
For a more precise estimate, scroll down to explore ZIP code-level tax rate trends across Saint Marys.
About Saint Marys Property Taxes
About Property Taxes in Saint Marys, Camden, Georgia
Saint Marys’s median effective property tax rate of 1.14% is lower than the Georgia state median of 1.00% and higher than the national median of 1.02%. This rate reflects the Camden County base levy combined with local school district levies and Community Improvement Districts that vary by subdivision throughout the city.
Property tax rates are not uniform across Saint Marys. Homeowners in the 31558 ZIP code carry a median effective rate of 1.14%, while those in the same ZIP code also pay 1.14%. This spread — 0.00 percentage points across the same city — reflects how school district boundaries and local assessment districts are drawn across Camden County. Understanding which part of Saint Marys you live in can make a meaningful difference to your annual tax bill.
Saint Marys homeowners who believe their assessed value is too high can file a formal appeal with the Tax Assessor before the June 1, 2026 deadline each year.
If your estimated bill above seems higher than expected, Ownwell can review your assessment and protest on your behalf. You only pay if we save you money.
Property Tax Rates Across Saint Marys, Camden County, Georgia
As noted earlier, local government entities set tax rates, which can vary widely within a state.
Why? Because annually, each county estimates its required budget to provide services and divides that by the total value of all taxable property within its jurisdiction. This calculation results in the property tax rate.
While there are votes and laws involved in setting tax rates and budgets, in a nutshell, this is the annual process.
Below, you can compare Saint Marys's effective property tax rate to other cities in Georgia and the median property tax rates in Georgia and the U.S.
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Saint Marys Tax Rate
1.14%
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Camden County Tax Rate
1.11%
Median Effective Georgia Tax Rate
1.00%
Median Effective United States Tax Rate
1.02%
Property Tax Rates Across Saint Marys, Camden County, Georgia
| Zip | 10th Percentile | 25th Percentile | Median Tax Rate | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 31558 | 0.39% | 0.68% | 1.14% | 1.38% | 1.38% |
Source: Ownwell
Property Tax Assessment Values Across Saint Marys, Camden County, Georgia
When examining property taxes in Saint Marys, Georgia, understanding the distinction between "market value" and "assessed value" is crucial.
The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The Camden County tax assessor estimates the market value for tax purposes.
The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill.
Assessment notices:
In Camden County, assessment notices are sent in the spring each year. They'll typically reach your mailbox by the middle of the month when notices are sent.
Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill. By providing insights into how assessed and market values are determined, this section helps property owners navigate their tax responsibilities and understand the valuation processes affecting their property taxes in Saint Marys.
For example, the median home price in Saint Marys is $278,944, with tax bills ranging significantly across the county. 31558 has the highest median home price at $278,944.
Property Tax Assessment Values Across Saint Marys, Camden County, Georgia
Source: Ownwell
$170,936
$224,940
$278,944
Median Saint Marys Market Value
$278,944
Median Camden County Market Value
$260,716
Median Georgia Market Value
$280,310
Median United States Market Value
$235,294
Property Tax Assessment Values Across Saint Marys, Camden County, Georgia
| Zip | 10th Percentile | 25th Percentile | Median Home Price | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 31558 | $168,837 | $218,964 | $278,944 | $379,186 | $522,450 |
Source: Ownwell
Property Tax Bills Across Saint Marys, Camden County, Georgia
Property tax bills in Saint Marys are based on the assessed value of a home and the local tax rate set by Camden County and other taxing authorities. When a property’s market value changes, the assessed value can change too, which affects the final bill. For a home with a median value of $278,944, the tax bill can vary widely depending on location, exemptions, and any local levies that apply.
Homeowners in Saint Marys typically see bills that reflect both county services and other local needs, so two similar homes may not owe the same amount. The 25th percentile tax bill is $1,738, while the 75th percentile is $4,077 and the 90th percentile reaches $5,651. The median tax bill in ZIP code 31558 is $2,981, which is above the national median property tax bill of $2,400. That means property taxes can be a meaningful part of homeownership costs, especially for owners whose assessed values rise faster than expected.
Median Saint Marys Tax Bill
$2,981
Median Camden County Tax Bill
$2,722
Median Georgia Tax Bill
$2,476
Median United States Tax Bill
$2,400
Property Tax Bills Across Saint Marys, Camden County, Georgia
| Zip | 10th Percentile | 25th Percentile | Median Tax Bill | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 31558 | $852 | $1,738 | $2,981 | $4,077 | $5,651 |
Source: Ownwell
Don't miss the deadline to appeal!
Dates | |
|---|---|
| Appeal Deadline | June 1 |
Links | |
|---|---|
| Camden Tax Assessor | |
| Website | qpublic.schneidercorp.com |