Wray, Coffee County, Georgia Property Taxes

$774 avg. annual savings

No Upfront Costs

You only pay if we save

Property Taxes in Wray, Georgia

Median Wray, Georgia effective property tax rate: 0.79%, significantly lower than the national median of 1.02%, and lower than the Georgia state median of 1.00%.
Median Wray, Georgia home value: $97,408
Median annual Wray, Georgia tax bill: $858, $1,542 lower than the national median property tax bill of $2,400.

How are property taxes in Coffee calculated?

Property taxes in Wray, Georgia are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.

Understanding Wray's property tax system, exemptions, and reduction opportunities can lead to significant savings. Regardless of where you live in Wray, knowing local tax details benefits homeowners and investors.

Last Updated April 13, 2026

Wray, Coffee County, Georgia Property Tax Bill Calculator

Property Assessed Value

$100,000

$1,500,000

$3,000,000

Median Effective Tax Rate

0.79%

Estimate Property Tax Bill

$770

$714

How Does the Wray Property Tax Calculator Work?

Use this Wray property tax calculator to estimate your annual property tax bill. Enter your property's assessed value and our calculator applies Wray's median effective tax rate of 0.79% — based on actual property records in Coffee County — to generate your estimate.

Enter your property's estimated assessed value — the figure the local appraisal district uses to calculate your bill, which reflects any exemptions you hold and is typically lower than your home's market value. Our calculator applies Wray's median effective rate across all local levies, providing a more accurate estimate than applying a single county millage rate.

Your bill may vary by ZIP code within Wray: rates range from 0.79% in 31798 to 0.79% in 31798, primarily due to differences in school district levies and local assessment districts.

For a more precise estimate, scroll down to explore ZIP code-level tax rate trends across Wray.

About Wray Property Taxes

About Property Taxes in Wray, Coffee, Georgia

Wray’s median effective property tax rate of 0.79% is lower than the Georgia state median of 1.00% and lower than the national median of 1.02%. This rate reflects the Coffee County base levy combined with local school district levies and Community Improvement Districts that vary by subdivision throughout the city.

Property tax rates are not uniform across Wray. Homeowners in the 31798 ZIP code carry a median effective rate of 0.79%, while those in the same ZIP code also pay 0.79%. This reflects how school district boundaries and local assessment districts are drawn across Coffee County. Understanding which part of Wray you live in can make a meaningful difference to your annual tax bill.

Wray homeowners who believe their assessed value is too high can file a formal appeal with the local Tax Assessor before the June 1, 2026 deadline each year.

If your estimated bill above seems higher than expected, Ownwell can review your assessment and protest on your behalf. You only pay if we save you money.

Property Tax Rates Across Wray, Coffee County, Georgia

As noted earlier, local government entities set tax rates, which can vary widely within a state.

Why? Because annually, each county estimates its required budget to provide services and divides that by the total value of all taxable property within its jurisdiction. This calculation results in the property tax rate.

While there are votes and laws involved in setting tax rates and budgets, in a nutshell, this is the annual process.

Below, you can compare Wray's effective property tax rate to other cities in Georgia and the median property tax rates in Georgia and the U.S.

Property Tax Rates Across Wray, Coffee County, Georgia

Source: Ownwell

0.77%

0.93%

1.09%

Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.

Median Effective Wray Tax Rate

0.79%

Median Effective Coffee County Tax Rate

0.88%

Median Effective Georgia Tax Rate

1.00%

Median Effective United States Tax Rate

1.02%

Property Tax Rates Across Wray, Coffee County, Georgia

Zip	10th Percentile	25th Percentile	Median Tax Rate	75th Percentile	90th Percentile
31798	0.42%	0.57%	0.79%	0.87%	0.88%

Source: Ownwell

Property Tax Assessment Values Across Wray, Coffee County, Georgia

When examining property taxes in Wray, Georgia, understanding the distinction between "market value" and "assessed value" is crucial.

The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The Coffee County appraisal district estimates the market value for tax purposes.

The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill.

Assessment notices:

In Coffee County, assessment notices are sent in July each year. They'll typically reach your mailbox by the middle of July.

Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill. By providing insights into how assessed and market values are determined, this section helps property owners navigate their tax responsibilities and understand the valuation processes affecting their property taxes in Wray.

For example, the median home price in Wray is $97,408, with tax bills ranging significantly across the county. 31798 has the highest median home price at $97,408.

Property Tax Assessment Values Across Wray, Coffee County, Georgia

Source: Ownwell

$32,174

$68,868

$105,562

Median Wray Market Value

$97,408

Median Coffee County Market Value

$59,361

Median Georgia Market Value

$280,310

Median United States Market Value

$235,294

Property Tax Assessment Values Across Wray, Coffee County, Georgia

Zip	10th Percentile	25th Percentile	Median Home Price	75th Percentile	90th Percentile
31798	$13,967	$34,991	$97,408	$180,877	$314,982

Source: Ownwell

Property Tax Bills Across Wray, Coffee County, Georgia

How are property tax bills calculated in Wray?

Property tax bills in Wray are based on the assessed value of a home and the local tax rate set for Coffee County. The assessed value is compared with the market value of the property, and that figure is used to determine how much tax a homeowner owes. With a median home price of $97,408, even small changes in assessed value can affect the final bill.

What factors influence the bill?

Local tax rates, exemptions, and the property’s assessed value all play a role. In Wray, the median property tax bill is $858, which is well below the national median property tax bill of $2,400 and below the national median property tax rate of 1.02%. Bills can still vary widely, with the 25th percentile at $428 and the 75th percentile at $1,311.

How does this affect homeowners?

A higher assessed value usually means a higher tax bill, while a lower assessment can reduce what a homeowner pays. For many homeowners, property taxes are a recurring cost that can meaningfully affect monthly housing expenses and overall affordability.

Property Tax Bills Across Wray, Coffee County, Georgia

Source: Ownwell

$395

$627

$858

Median Wray Tax Bill

$858

Median Coffee County Tax Bill

$707

Median Georgia Tax Bill

$2,476

Median United States Tax Bill

$2,400

Property Tax Bills Across Wray, Coffee County, Georgia

Zip	10th Percentile	25th Percentile	Median Tax Bill	75th Percentile	90th Percentile
31798	$241	$428	$858	$1,311	$2,099

Source: Ownwell

Don't miss the deadline to appeal!

Dates
Appeal Deadline	June 1

Links
Coffee Tax Assessor
Website	qpublic.schneidercorp.com

Frequently Asked Property Tax Questions in Wray, Georgia

How are property taxes calculated in Wray, Georgia?

Property taxes in Wray, Georgia are calculated by multiplying your property's assessed value by the applicable tax rate set by local taxing authorities. The assessed value is determined by the county assessor and may differ from your property's market value depending on local assessment ratios and exemptions.

How do I appeal my property taxes in Wray, Georgia?

To appeal your property taxes in Wray, Georgia, you typically need to file a formal protest or appeal with your local appraisal district or assessor's office by the stated deadline. You'll need evidence such as comparable sales, a recent independent appraisal, or documentation of property condition issues. Ownwell can handle this entire process for you.

What property tax exemptions are available in Wray, Georgia?

Common property tax exemptions in Wray, Georgia include homestead exemptions for primary residences, senior citizen exemptions, veteran exemptions, and disability exemptions. Exemption amounts and eligibility requirements vary by county. Contact your local appraisal district or check Ownwell for details specific to your property.

When are property taxes due in Wray, Georgia?

Property tax deadlines in Wray, Georgia vary by county but typically include an assessment notice period in spring or early summer, followed by an appeal deadline, and a tax payment due date in the fall or winter. Check with your county assessor's office for specific dates in your area.

How can Ownwell help reduce my property taxes in Wray, Georgia?

Ownwell provides professional property tax appeal services in Wray, Georgia. Our team analyzes your assessment, gathers evidence, files all paperwork, and represents you at hearings — all with no upfront cost. You only pay a percentage of your savings if we successfully lower your tax bill.