Pelham, Grady County, Georgia Property Taxes
Property Taxes in Pelham, Georgia
Median Pelham, Georgia effective property tax rate: 1.18%, significantly higher than the national median of 1.02%, and higher than the Georgia state median of 1.00%.
Median Pelham, Georgia home value: $168,093
Median annual Pelham, Georgia tax bill: $1,852, $548 lower than the national median property tax bill of $2,400.
How are property taxes in Grady calculated?
Property taxes in Pelham, Georgia are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.
Understanding Pelham's property tax system, exemptions, and reduction opportunities can lead to significant savings. Regardless of where you live in Pelham, knowing local tax details benefits homeowners and investors.
Last Updated April 13, 2026
Pelham, Grady County, Georgia Property Tax Bill Calculator
$100,000
$1,500,000
$3,000,000
Median Effective Tax Rate
1.18%
Estimate Property Tax Bill
$1,983
$1,841
How Does the Pelham Property Tax Calculator Work?
Use this Pelham property tax calculator to estimate your annual property tax bill. Enter your property's assessed value and our calculator applies Pelham's median effective tax rate of 1.18% — based on actual property records in Grady County — to generate your estimate.
Enter your property's estimated assessed value — the figure the local appraisal district uses to calculate your bill, which reflects any exemptions you hold and is typically lower than your home's market value. Our calculator applies Pelham's median effective rate across all local levies, providing a more accurate estimate than applying a single county millage rate.
Your bill may vary by ZIP code within Pelham: rates range from 1.18% in 31779 to 1.18% in 31779, primarily due to differences in school district levies and local assessment districts.
For a more precise estimate, scroll down to explore ZIP code-level tax rate trends across Pelham.
About Pelham Property Taxes
About Property Taxes in Pelham, Grady, Georgia
Pelham's median effective property tax rate of 1.18% is higher than the Georgia state median of 1.00% and lower than the national median of 1.02%. This rate reflects the Grady County base levy combined with local school district levies and Community Improvement Districts that vary by subdivision throughout the city.
Property tax rates are not uniform across Pelham. Homeowners in the 31779 ZIP code carry a median effective rate of 1.18%, while those in the same ZIP code pay 1.18%. This spread reflects how school district boundaries and local assessment districts are drawn across Grady County. Understanding which part of Pelham you live in can make a meaningful difference to your annual tax bill.
Pelham homeowners who believe their assessed value is too high can file a formal appeal with the Tax Assessor before the June 1, 2026 deadline each year.
If your estimated bill above seems higher than expected, Ownwell can review your assessment and protest on your behalf. You only pay if we save you money.
Property Tax Rates Across Pelham, Grady County, Georgia
As noted earlier, local government entities set tax rates, which can vary widely within a state.
Why? Because annually, each county estimates its required budget to provide services and divides that by the total value of all taxable property within its jurisdiction. This calculation results in the property tax rate.
While there are votes and laws involved in setting tax rates and budgets, in a nutshell, this is the annual process.
Below, you can compare Pelham's effective property tax rate to other cities in Georgia and the median property tax rates in Georgia and the U.S.
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Pelham Tax Rate
1.18%
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Grady County Tax Rate
1.23%
Median Effective Georgia Tax Rate
1.00%
Median Effective United States Tax Rate
1.02%
Property Tax Rates Across Pelham, Grady County, Georgia
| Zip | 10th Percentile | 25th Percentile | Median Tax Rate | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 31779 | 0.62% | 0.98% | 1.18% | 1.23% | 1.23% |
Source: Ownwell
Property Tax Assessment Values Across Pelham, Grady County, Georgia
When examining property taxes in Pelham, Georgia, understanding the distinction between market value and assessed value is crucial.
The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The Grady County appraisal district estimates the market value for tax purposes.
The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill.
Assessment notices:
In Grady County, assessment notices are sent in the spring each year. They'll typically reach your mailbox by the middle of the month when notices are sent.
Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill. The median home price in Pelham is $168,093, with tax bills ranging significantly across the county. ZIP code 31779 has the highest median home price at $168,093.
Property Tax Assessment Values Across Pelham, Grady County, Georgia
Source: Ownwell
$118,145
$197,229
$276,312
Median Pelham Market Value
$168,093
Median Grady County Market Value
$135,855
Median Georgia Market Value
$280,310
Median United States Market Value
$235,294
Property Tax Assessment Values Across Pelham, Grady County, Georgia
| Zip | 10th Percentile | 25th Percentile | Median Home Price | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 31779 | $39,850 | $83,506 | $168,093 | $278,708 | $466,279 |
Source: Ownwell
Property Tax Bills Across Pelham, Grady County, Georgia
Property tax bills in Pelham are calculated by applying the local tax rate to a home’s assessed value, which is based on the property’s market value and any applicable exemptions. For homeowners in Grady County, the median home price is $168,093, and the median tax bill is $1,852, which is below the national median property tax bill of $2,400 and the national median property tax rate of 1.02%.
What you pay can vary widely depending on where your home is located, since the tax bill reflects both the assessed value and local taxing jurisdictions. In Pelham, the 25th percentile tax bill is $928, while the 75th percentile is $2,852 and the 90th percentile reaches $3,999. This means homeowners with higher-valued properties or fewer exemptions may face larger bills, while others may pay less. Because property taxes are a recurring cost, they can have a meaningful impact on monthly housing expenses and long-term affordability.
Median Pelham Tax Bill
$1,852
Median Grady County Tax Bill
$1,751
Median Georgia Tax Bill
$2,476
Median United States Tax Bill
$2,400
Property Tax Bills Across Pelham, Grady County, Georgia
| Zip | 10th Percentile | 25th Percentile | Median Tax Bill | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 31779 | $415 | $928 | $1,852 | $2,852 | $3,999 |
Source: Ownwell
Don't miss the deadline to appeal!
Dates | |
|---|---|
| Appeal Deadline | June 1 |
Links | |
|---|---|
| Grady Tax Assessor | |
| Website | qpublic.schneidercorp.com |