Wray, Irwin County, Georgia Property Taxes
Property Taxes in Wray, Georgia
Median Wray, Georgia effective property tax rate: 1.18%, significantly lower than the national median of 1.02%, and higher than the Georgia state median of 1.00%.
Median Wray, Georgia home value: $93,546
Median annual Wray, Georgia tax bill: $1,115, $1,285 lower than the national median property tax bill of $2,400.
How are property taxes in Irwin calculated?
Property taxes in Wray, Georgia are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.
Understanding Wray's property tax system, exemptions, and reduction opportunities can lead to significant savings. Regardless of where you live in Wray, knowing local tax details benefits homeowners and investors.
Last Updated April 13, 2026
Wray, Irwin County, Georgia Property Tax Bill Calculator
$100,000
$1,500,000
$3,000,000
Median Effective Tax Rate
1.18%
Estimate Property Tax Bill
$1,104
$1,024
How Does the Wray Property Tax Calculator Work?
Use this Wray property tax calculator to estimate your annual property tax bill. Enter your property's assessed value and our calculator applies Wray's median effective tax rate of 1.18% — based on actual property records in Irwin County — to generate your estimate.
Enter your property's estimated assessed value — the figure the local appraisal district uses to calculate your bill, which reflects any exemptions you hold and is typically lower than your home's market value. Our calculator applies Wray's median effective rate across all local levies, providing a more accurate estimate than applying a single county millage rate.
Your bill may vary by ZIP code within Wray, though the median median tax bill is $1,115 and the rate is higher than the state median tax rate of 1.00%. For a more precise estimate, scroll down to explore ZIP code-level tax rate trends across Wray.
About Wray Property Taxes
About Property Taxes in Wray, Irwin, Georgia
Wray's median effective property tax rate of 1.18% is higher than the Georgia state median of 1.00% and higher than the national median of 1.02%. This rate reflects the Irwin County base levy combined with local school district levies and Community Improvement Districts that vary by subdivision throughout the city.
Property tax rates are not uniform across Wray. Homeowners in the 31798 ZIP code carry a median effective rate of 1.18%, while those in the lowest ZIP also pay 1.18%. This spread reflects how school district boundaries and local assessment districts are drawn across Irwin County. Understanding which part of Wray you live in can make a meaningful difference to your annual tax bill.
Wray homeowners who believe their assessed value is too high can file a formal appeal with the Tax Assessor before the July 15, 2026 deadline each year.
If your estimated bill above seems higher than expected, Ownwell can review your assessment and protest on your behalf. You only pay if we save you money.
Property Tax Rates Across Wray, Irwin County, Georgia
As noted earlier, local government entities set tax rates, which can vary widely within a state.
Why? Because annually, each county estimates its required budget to provide services and divides that by the total value of all taxable property within its jurisdiction. This calculation results in the property tax rate.
While there are votes and laws involved in setting tax rates and budgets, in a nutshell, this is the annual process.
Below, you can compare Wray's effective property tax rate to other cities in Georgia and the median property tax rates in Georgia and the U.S.
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Wray Tax Rate
1.18%
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Irwin County Tax Rate
1.23%
Median Effective Georgia Tax Rate
1.00%
Median Effective United States Tax Rate
1.02%
Property Tax Rates Across Wray, Irwin County, Georgia
| Zip | 10th Percentile | 25th Percentile | Median Tax Rate | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 31798 | 0.77% | 1.01% | 1.18% | 1.26% | 1.26% |
Source: Ownwell
Property Tax Assessment Values Across Wray, Irwin County, Georgia
When examining property taxes in Wray, Georgia, understanding the distinction between market value and assessed value is crucial.
The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The Irwin County tax assessor estimates the market value for tax purposes.
The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill.
Assessment notices:
In Irwin County, assessment notices are sent in the spring each year. They'll typically reach your mailbox by the middle of May.
Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill. For context, Wray’s median home price is $93,546, and the median tax bill is $1,115, below the national median property tax bill of $2,400.
Property Tax Assessment Values Across Wray, Irwin County, Georgia
Source: Ownwell
$58,986
$76,323
$93,660
Median Wray Market Value
$93,546
Median Irwin County Market Value
$67,744
Median Georgia Market Value
$280,310
Median United States Market Value
$235,294
Property Tax Assessment Values Across Wray, Irwin County, Georgia
| Zip | 10th Percentile | 25th Percentile | Median Home Price | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 31798 | $28,848 | $52,444 | $93,546 | $175,172 | $301,342 |
Source: Ownwell
Property Tax Bills Across Wray, Irwin County, Georgia
What determines a property tax bill in Wray, Georgia?
A property tax bill in Wray is based on the assessed value of a home, not the purchase price alone. Local tax rates are applied to that assessed value to calculate what a homeowner owes each year. The bill can also reflect exemptions or other local adjustments that may lower the total amount due.
What factors are considered when calculating it?
Home value, local millage rates, and any qualifying exemptions all play a role. With a median home price of $93,546, tax bills in the area can vary widely depending on how a property is assessed and which taxing authorities apply. The 25th percentile tax bill is $566, while the 75th percentile is $1,938 and the 90th percentile reaches $2,895.
How does this affect homeowners?
For many homeowners, a higher assessed value can mean a higher annual bill, even if the market has not changed much. In Irwin County, the median tax bill is $1,115, which is below the national median property tax bill of $2,400.
Median Wray Tax Bill
$1,115
Median Irwin County Tax Bill
$928
Median Georgia Tax Bill
$2,476
Median United States Tax Bill
$2,400
Property Tax Bills Across Wray, Irwin County, Georgia
| Zip | 10th Percentile | 25th Percentile | Median Tax Bill | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 31798 | $342 | $566 | $1,115 | $1,938 | $2,895 |
Source: Ownwell
Don't miss the deadline to appeal!
Dates | |
|---|---|
| Appeal Deadline | July 15 |
Links | |
|---|---|
| Irwin Tax Assessor | |
| Website | qpublic.schneidercorp.com |