Ray City, Lanier County, Georgia Property Taxes

Name: Property Tax Bills Across Ray City, Lanier County, Georgia
Creator: Ownwell
License: https://creativecommons.org/licenses/by-nc/4.0/

Median Ray City, GA effective property tax rate: 1.27%, significantly higher than the national median of 1.02%, but lower than the Georgia state median of 1.08%.
Median Ray City, GA home value: $123,100
Median annual Ray City, GA tax bill: $1,529, $871 lower than the national median property tax bill of $2,400.

How are property taxes in Lanier County calculated?

Property taxes in Ray City, GA are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption. Understanding Ray City’s property tax system, exemptions, and reduction opportunities can lead to significant savings. Regardless of where you live in Ray City, knowing local tax details benefits homeowners and investors.

Last Updated March 1, 2025

Ray City, Lanier County, Georgia Property Tax Bill Calculator

Property Assessed Value

$100,000

$1,500,000

$3,000,000

Median Effective Tax Rate

1.08%

Estimate Property Tax Bill

$2,054

$1,906

Ownwell’s Ray City Property Tax Bill Calculator empowers homeowners, real estate investors, and potential buyers to estimate their annual property taxes in Ray City with just two data points. By entering your property's estimated assessed value, our calculator applies Ray City’s median effective tax rate to accurately estimate your property tax bill. Note that your property's assessed value — determined by your county — reflects any exemptions you may have, ensuring a precise calculation for your property tax obligations. This insightful tool helps you understand potential tax liabilities and highlights how Ownwell can assist in reducing property taxes in Lanier County. For those interested in more localized information, please scroll down to explore city-level trends!

Property Tax Rates Across Ray City, Lanier County, Georgia

Local government entities set tax rates, which can vary widely within a state. Each county estimates its required budget to provide services and divides that by the total value of all taxable property within its jurisdiction. This calculation results in the property tax rate. While votes and laws are involved in setting tax rates and budgets, in a nutshell, this is the annual process. In Ray City, located in Lanier County, Georgia, the effective property tax rate is 1.27%. This rate is notably higher than the national median of 1.02%, reflecting the unique fiscal needs and property values within the area. When compared to the U.S. median property tax bill of $2,400, property owners in Ray City might find their tax obligations to be relatively substantial. However, these rates are essential for maintaining the quality of local services. Understanding how these rates are determined can empower property owners to make informed decisions and potentially engage in the tax appeal process if they believe their property has been unfairly assessed.

Property Tax Rates Across Ray City, Lanier County, Georgia

Source: Ownwell

1.04%

1.06%

1.08%

Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.

Median Effective Ray City Tax Rate

1.08%

Median Effective Lanier County Tax Rate

1.08%

Median Effective Georgia Tax Rate

1.00%

Median Effective United States Tax Rate

1.02%

Property Tax Rates Across Ray City, Lanier County, Georgia

Zip	10th Percentile	25th Percentile	Median Tax Rate	75th Percentile	90th Percentile
31645	0.92%	1.05%	1.08%	1.08%	1.08%

Source: Ownwell

Property Tax Assessment Values Across Ray City, Lanier County, Georgia

When examining property taxes in Ray City, GA, understanding the distinction between "market value" and "assessed value" is crucial. The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The Lanier County appraisal district estimates the market value for tax purposes. The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill.

In Lanier County, assessment notices are sent in the spring each year. They’ll typically reach your mailbox by the middle of April. Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill. By providing insights into how assessed and market values are determined, this section helps property owners navigate their tax responsibilities and understand the valuation processes affecting their property taxes in Ray City.

For example, the median home price in Ray City is $123,100, with tax bills ranging significantly across the county. Zip code 31645 has the highest median home price at $123,100.

Property Tax Assessment Values Across Ray City, Lanier County, Georgia

Source: Ownwell

$101,000

$146,030

$191,060

Median Ray City Market Value

$190,200

Median Lanier County Market Value

$154,350

Median Georgia Market Value

$280,310

Median United States Market Value

$235,294

Property Tax Assessment Values Across Ray City, Lanier County, Georgia

Zip	10th Percentile	25th Percentile	Median Home Price	75th Percentile	90th Percentile
31645	$37,986	$66,052	$190,200	$227,720	$268,700

Source: Ownwell

Property Tax Bills Across Ray City, Lanier County, Georgia

In Ray City, located in Lanier County, GA, property tax bills are calculated based on the assessed value of a property, which is a percentage of the market value. This assessed value is then multiplied by the local tax rate to determine the tax bill. The median home price in Ray City is $123,100, and property tax bills can vary significantly. For instance, the tax bill at the 25th percentile is $442, while at the 75th percentile, it rises to $1,844, with the 90th percentile reaching $2,137. These figures illustrate the range of property tax burdens homeowners may face. Compared to the national median property tax bill of $2,400, some homeowners in Ray City might find relief, while others may feel the pinch. Ownwell offers expertise in property tax appeals and exemptions, helping homeowners in Ray City potentially reduce their tax bills. By analyzing property assessments and ensuring accurate valuations, Ownwell can assist homeowners in achieving fairer tax obligations, ultimately leading to significant savings.

Property Tax Bills Across Ray City, Lanier County, Georgia

Source: Ownwell

$1,006

$1,524

$2,041

Median Ray City Tax Bill

$2,041

Median Lanier County Tax Bill

$1,688

Median Georgia Tax Bill

$2,476

Median United States Tax Bill

$2,400

Property Tax Bills Across Ray City, Lanier County, Georgia

Zip	10th Percentile	25th Percentile	Median Tax Bill	75th Percentile	90th Percentile
31645	$367	$625	$2,041	$2,414	$2,871

Source: Ownwell

Don't miss the deadline to appeal!

Dates
Appeal Deadline	July 1

Links
Lanier Tax Assessor
Website	qpublic.schneidercorp.com