Naylor, Lowndes County, Georgia Property Taxes
Property Taxes in Naylor, Georgia
Median Naylor, Georgia effective property tax rate: 0.91%, significantly lower than the national median of 1.02%, and lower than the Georgia state median of 1.00%.
Median Naylor, Georgia home value: $178,412
Median annual Naylor, Georgia tax bill: $1,533, lower than the national median property tax bill of $2,400.
How are property taxes in Lowndes calculated?
Property taxes in Naylor, Georgia are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.
Understanding Naylor's property tax system, exemptions, and reduction opportunities can lead to significant savings. Regardless of where you live in Naylor, knowing local tax details benefits homeowners and investors.
Last Updated April 13, 2026
Naylor, Lowndes County, Georgia Property Tax Bill Calculator
$100,000
$1,500,000
$3,000,000
Median Effective Tax Rate
0.91%
Estimate Property Tax Bill
$1,624
$1,507
How Does the Naylor Property Tax Calculator Work?
Use this Naylor property tax calculator to estimate your annual property tax bill. Enter your property's assessed value and our calculator applies Naylor's median effective tax rate of 0.91% — based on actual property records in Lowndes County — to generate your estimate.
Enter your property's estimated assessed value — the figure the local appraisal district uses to calculate your bill, which reflects any exemptions you hold and is typically lower than your home's market value. Our calculator applies Naylor's median effective rate across all local levies, providing a more accurate estimate than applying a single county millage rate.
Your bill may vary by ZIP code within Naylor: rates range from 0.91% in 31641 to 0.91% in 31641, primarily due to differences in school district levies and local assessment districts.
For a more precise estimate, scroll down to explore ZIP code-level tax rate trends across Naylor.
About Naylor Property Taxes
About Property Taxes in Naylor, Lowndes, Georgia
Naylor’s median effective property tax rate of 0.91% is lower than the Georgia state median of 1.00% and lower than the national median of 1.02%. This rate reflects the Lowndes County base levy combined with local school district levies and Community Improvement Districts that vary by subdivision throughout the city.
Property tax rates are not uniform across Naylor. Homeowners in ZIP code 31641 carry a median effective rate of 0.91%, while those in the same ZIP code also pay 0.91%. This reflects how school district boundaries and local assessment districts are drawn across Lowndes County. Understanding which part of Naylor you live in can make a meaningful difference to your annual tax bill.
Naylor homeowners who believe their assessed value is too high can file a formal appeal with the Tax Assessor before the June 1, 2026 deadline each year.
If your estimated bill above seems higher than expected, Ownwell can review your assessment and protest on your behalf. You only pay if we save you money.
Property Tax Rates Across Naylor, Lowndes County, Georgia
As noted earlier, local government entities set tax rates, which can vary widely within a state.
Why? Because annually, each county estimates its required budget to provide services and divides that by the total value of all taxable property within its jurisdiction. This calculation results in the property tax rate.
While there are votes and laws involved in setting tax rates and budgets, in a nutshell, this is the annual process.
Below, you can compare Naylor's effective property tax rate to other cities in Georgia and the median property tax rates in Georgia and the U.S.
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Naylor Tax Rate
0.91%
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Lowndes County Tax Rate
0.96%
Median Effective Georgia Tax Rate
1.00%
Median Effective United States Tax Rate
1.02%
Property Tax Rates Across Naylor, Lowndes County, Georgia
| Zip | 10th Percentile | 25th Percentile | Median Tax Rate | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 31641 | 0.58% | 0.80% | 0.91% | 0.95% | 0.95% |
Source: Ownwell
Property Tax Assessment Values Across Naylor, Lowndes County, Georgia
When examining property taxes in Naylor, Georgia, understanding the distinction between "market value" and "assessed value" is crucial.
The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The Lowndes County tax office estimates the market value for tax purposes.
The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill.
Assessment notices:
In Lowndes County, assessment notices are sent in the spring each year. They'll typically reach your mailbox by the middle of the season.
Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill. By providing insights into how assessed and market values are determined, this section helps property owners navigate their tax responsibilities and understand the valuation processes affecting their property taxes in Naylor.
For example, the median home price in Naylor is $178,412, with tax bills ranging significantly across the county. Zip code 31641 has the highest median home price at $178,412.
Property Tax Assessment Values Across Naylor, Lowndes County, Georgia
Source: Ownwell
$75,346
$156,616
$237,886
Median Naylor Market Value
$178,412
Median Lowndes County Market Value
$174,530
Median Georgia Market Value
$280,310
Median United States Market Value
$235,294
Property Tax Assessment Values Across Naylor, Lowndes County, Georgia
| Zip | 10th Percentile | 25th Percentile | Median Home Price | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 31641 | $45,587 | $82,256 | $178,412 | $279,666 | $390,332 |
Source: Ownwell
Property Tax Bills Across Naylor, Lowndes County, Georgia
Property tax bills in Naylor are based on the assessed value of a home, not its market price alone. Local taxing authorities apply the property tax rate to that assessed value to determine the annual bill, and exemptions or special assessments can also affect the final amount. For homeowners, this means a higher assessed value usually leads to a higher tax bill, while a lower assessment can reduce it.
The typical home value in the area is $178,412, and the median tax bill is $1,533, which is below the national median property tax bill of $2,400 and the national median property tax rate of 1.02%. Tax bills can vary widely, with the 25th percentile at $624 and the 75th percentile at $2,517. At the 90th percentile, bills reach $3,514, showing how much assessments and local rates can impact what homeowners owe.
Median Naylor Tax Bill
$1,533
Median Lowndes County Tax Bill
$1,654
Median Georgia Tax Bill
$2,476
Median United States Tax Bill
$2,400
Property Tax Bills Across Naylor, Lowndes County, Georgia
| Zip | 10th Percentile | 25th Percentile | Median Tax Bill | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 31641 | $299 | $624 | $1,533 | $2,517 | $3,514 |
Source: Ownwell
Don't miss the deadline to appeal!
Dates | |
|---|---|
| Appeal Deadline | June 1 |
Links | |
|---|---|
| Lowndes Tax Assessor | |
| Website | qpublic.schneidercorp.com |