Cleveland, Lumpkin County, Georgia Property Taxes
Property Taxes in Cleveland, Georgia
Median Cleveland, Georgia effective property tax rate: 0.94%, lower than the national median of 1.02%, and lower than the Georgia state median of 1.00%.
Median Cleveland, Georgia home value: $257,896
Median annual Cleveland, Georgia tax bill: $1,765, lower than the national median property tax bill of $2,400.
How are property taxes in Lumpkin calculated?
Property taxes in Cleveland, Georgia are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.
Understanding Cleveland's property tax system, exemptions, and reduction opportunities can lead to significant savings. Regardless of where you live in Cleveland, knowing local tax details benefits homeowners and investors.
Last Updated April 13, 2026
Cleveland, Lumpkin County, Georgia Property Tax Bill Calculator
$100,000
$1,500,000
$3,000,000
Median Effective Tax Rate
0.94%
Estimate Property Tax Bill
$2,424
$2,250
How Does the Cleveland Property Tax Calculator Work?
Use this Cleveland property tax calculator to estimate your annual property tax bill. Enter your property's assessed value and our calculator applies Cleveland's median effective tax rate of 0.94% — based on actual property records in Lumpkin County — to generate your estimate.
Enter your property's estimated assessed value — the figure the local appraisal district uses to calculate your bill, which reflects any exemptions you hold and is typically lower than your home's market value. Our calculator applies Cleveland's median effective rate across all local levies, providing a more accurate estimate than applying a single county millage rate.
Your bill may vary by ZIP code within Cleveland: rates range from 1.765% in 30528 to 1.765% in 30528, primarily due to differences in school district levies and local assessment districts.
For a more precise estimate, scroll down to explore ZIP code-level tax rate trends across Cleveland.
About Cleveland Property Taxes
About Property Taxes in Cleveland, Lumpkin, Georgia
Cleveland’s median effective property tax rate of 0.94% is lower than the Georgia state median of 1.00% and lower than the national median of 1.02%. This rate reflects the Lumpkin County base levy combined with local school district levies and other local charges that can affect what homeowners pay.
Property tax rates are not uniform across Cleveland. In the 30528 ZIP code, the median effective rate is 0.94%, and the median tax bill is $1,765. That is below the national median property tax bill of $2,400 and well below the Georgia state median tax bill by $635. The median home price in the area is $257,896.
Cleveland homeowners who believe their assessed value is too high can file a formal appeal with the Lumpkin County Tax Assessor before the June 1, 2026 deadline each year.
If your estimated bill seems higher than expected, Ownwell can review your assessment and protest on your behalf. You only pay if we save you money.
Property Tax Rates Across Cleveland, Lumpkin County, Georgia
As noted earlier, local government entities set tax rates, which can vary widely within a state.
Why? Because annually, each county estimates its required budget to provide services and divides that by the total value of all taxable property within its jurisdiction. This calculation results in the property tax rate.
While there are votes and laws involved in setting tax rates and budgets, in a nutshell, this is the annual process.
Below, you can compare Cleveland's effective property tax rate to other cities in Georgia and the median property tax rates in Georgia and the U.S.
Our median effective property tax rate (tax bill Ă· assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Cleveland Tax Rate
0.94%
Our median effective property tax rate (tax bill Ă· assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Lumpkin County Tax Rate
0.93%
Median Effective Georgia Tax Rate
1.00%
Median Effective United States Tax Rate
1.02%
Property Tax Rates Across Cleveland, Lumpkin County, Georgia
| Zip | 10th Percentile | 25th Percentile | Median Tax Rate | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 30528 | 0.12% | 0.36% | 0.94% | 0.94% | 0.94% |
Source: Ownwell
Property Tax Assessment Values Across Cleveland, Lumpkin County, Georgia
When examining property taxes in Cleveland, Georgia, understanding the distinction between "market value" and "assessed value" is crucial.
The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The Lumpkin County tax assessor estimates the market value for tax purposes.
The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill.
Assessment notices:
In Lumpkin County, assessment notices are sent in the spring each year. They'll typically reach your mailbox by the middle of the month when notices are sent.
Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill. By providing insights into how assessed and market values are determined, this section helps property owners navigate their tax responsibilities and understand the valuation processes affecting their property taxes in Cleveland.
For example, the median home price in Cleveland is $257,896, with tax bills ranging significantly across the county. 30528 has the highest median home price at $257,896.
Property Tax Assessment Values Across Cleveland, Lumpkin County, Georgia
Source: Ownwell
$233,143
$288,998
$344,852
Median Cleveland Market Value
$257,896
Median Lumpkin County Market Value
$286,841
Median Georgia Market Value
$280,310
Median United States Market Value
$235,294
Property Tax Assessment Values Across Cleveland, Lumpkin County, Georgia
| Zip | 10th Percentile | 25th Percentile | Median Home Price | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 30528 | $105,045 | $158,131 | $257,896 | $373,352 | $616,681 |
Source: Ownwell
Property Tax Bills Across Cleveland, Lumpkin County, Georgia
Property tax bills in Cleveland are based on the assessed value of a home and the local tax rate set by taxing authorities in Lumpkin County. The assessed value is typically tied to the market value of the property, so homes with higher market values usually face larger tax bills. For a home with a median price of $257,896, the tax bill can vary widely depending on the property’s assessment and any applicable exemptions.
Homeowners in Cleveland may see very different bills from one property to another. The 25th percentile tax bill is $716, while the 75th percentile tax bill is $2,629 and the 90th percentile tax bill is $4,135. The median tax bill in the area is $1,765, which is below the national median property tax bill of $2,400 and below the national median property tax rate of 1.02%. Because property taxes are recurring, even a small change in assessed value can affect a homeowner’s annual costs and overall housing affordability.
Median Cleveland Tax Bill
$1,765
Median Lumpkin County Tax Bill
$2,120
Median Georgia Tax Bill
$2,476
Median United States Tax Bill
$2,400
Property Tax Bills Across Cleveland, Lumpkin County, Georgia
| Zip | 10th Percentile | 25th Percentile | Median Tax Bill | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 30528 | $336 | $716 | $1,765 | $2,629 | $4,135 |
Source: Ownwell
Don't miss the deadline to appeal!
Dates | |
|---|---|
| Appeal Deadline | June 1 |
Links | |
|---|---|
| Lumpkin Tax Assessor | |
| Website | qpublic.schneidercorp.com |