Camp Point, Adams County, Illinois Property Taxes
Property Taxes in Camp Point, Illinois
Median Camp Point, Illinois effective property tax rate: 2.20%, significantly lower than the national median of 1.02%, and lower than the Illinois state median of 2.33%.
Median Camp Point, Illinois home value: $58,110
Median annual Camp Point, Illinois tax bill: $1,279, lower than the national median property tax bill of $2,400.
How are property taxes in Adams County calculated?
Property taxes in Camp Point, Illinois are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.
Understanding Camp Point's property tax system, exemptions, and reduction opportunities can lead to significant savings. Regardless of where you live in Camp Point, knowing local tax details benefits homeowners and investors.
Last Updated April 13, 2026
Camp Point, Adams County, Illinois Property Tax Bill Calculator
$100,000
$1,500,000
$3,000,000
Median Effective Tax Rate
2.2%
Estimate Property Tax Bill
$1,278
$1,186
How Does the Camp Point Property Tax Calculator Work?
Use this Camp Point property tax calculator to estimate your annual property tax bill. Enter your property's assessed value and our calculator applies Camp Point's median effective tax rate of 2.20% — based on actual property records in Adams County — to generate your estimate.
Enter your property's estimated assessed value — the figure the local assessment system uses to calculate your bill, which reflects any exemptions you hold and is typically lower than your home's market value. Our calculator applies Camp Point's median effective rate across all local levies, providing a more accurate estimate than applying a single county millage rate.
Your bill may vary by ZIP code within Camp Point: rates range from 2.20% in 62320 to 2.20% in 62320, primarily due to differences in school district levies and local assessment districts.
For a more precise estimate, scroll down to explore ZIP code-level tax rate trends across Camp Point.
About Camp Point Property Taxes
About Property Taxes in Camp Point, Adams, Illinois
Camp Point’s median effective property tax rate of 2.20% is lower than the Illinois state median of 2.33% and higher than the national median of 1.02%. This rate reflects the Adams County base levy combined with local school district levies and special service areas that vary by subdivision throughout the city.
Property tax rates are not uniform across Camp Point. Homeowners in the 62320 ZIP code carry a median effective rate of 2.20%, while those in the same ZIP code also pay 2.20%. This spread — 0.00 percentage points across the same city — reflects how school district boundaries and local assessment districts are drawn across Adams County. Understanding which part of Camp Point you live in can make a meaningful difference to your annual tax bill.
Camp Point homeowners who believe their assessed value is too high can file a formal appeal with the Tax Assessor before the June 1, 2026 deadline each year.
If your estimated bill above seems higher than expected, Ownwell can review your assessment and protest on your behalf. You only pay if we save you money.
Property Tax Rates Across Camp Point, Adams County, Illinois
As noted earlier, local government entities set tax rates, which can vary widely within a state.
Why? Because annually, each county estimates its required budget to provide services and divides that by the total value of all taxable property within its jurisdiction. This calculation results in the property tax rate.
While there are votes and laws involved in setting tax rates and budgets, in a nutshell, this is the annual process.
Below, you can compare Camp Point's effective property tax rate to other cities in Illinois and the median property tax rates in Illinois and the U.S.
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Camp Point Tax Rate
2.20%
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Adams County Tax Rate
2.17%
Median Effective Illinois Tax Rate
2.33%
Median Effective United States Tax Rate
1.02%
Property Tax Rates Across Camp Point, Adams County, Illinois
| Zip | 10th Percentile | 25th Percentile | Median Tax Rate | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 62320 | 1.23% | 2.13% | 2.20% | 2.20% | 2.20% |
Source: Ownwell
Property Tax Assessment Values Across Camp Point, Adams County, Illinois
When examining property taxes in Camp Point, Illinois, understanding the distinction between market value and assessed value is crucial.
The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The Adams County appraisal district estimates the market value for tax purposes.
The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill.
Assessment notices are sent in the spring each year and typically reach your mailbox by the middle of the month. Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill.
For example, the median home price in Camp Point is $58,110, with a median tax bill of $1,279. That is below the national median property tax bill of $2,400, while the national median property tax rate is 1.02%.
Property Tax Assessment Values Across Camp Point, Adams County, Illinois
Source: Ownwell
$44,130
$110,003
$175,875
Median Camp Point Market Value
$58,110
Median Adams County Market Value
$96,300
Median Illinois Market Value
$227,888
Median United States Market Value
$235,294
Property Tax Assessment Values Across Camp Point, Adams County, Illinois
| Zip | 10th Percentile | 25th Percentile | Median Home Price | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 62320 | $47,616 | $49,830 | $58,110 | $95,205 | $155,145 |
Source: Ownwell
Property Tax Bills Across Camp Point, Adams County, Illinois
Property tax bills in Camp Point are based on the assessed value of a home and the local tax rate set by taxing authorities in Adams County. The assessed value is used to determine how much of the property’s market value is taxable, and that amount is then multiplied by the applicable tax rate to calculate the bill. Factors such as local school funding, municipal services, and other public needs can influence the final amount homeowners owe.
For many homeowners, the median home price of $58,110 helps keep bills lower than the national median property tax bill of $2,400. In Camp Point, the 25th percentile tax bill is $1,066, the 75th percentile is $1,497, and the 90th percentile is $1,905. The median tax bill is $1,279, and that figure is the same in ZIP code 62320. These bills can affect monthly housing costs and overall affordability, making it important for homeowners to understand how their property is taxed.
Median Camp Point Tax Bill
$1,279
Median Adams County Tax Bill
$2,088
Median Illinois Tax Bill
$5,277
Median United States Tax Bill
$2,400
Property Tax Bills Across Camp Point, Adams County, Illinois
| Zip | 10th Percentile | 25th Percentile | Median Tax Bill | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 62320 | $967 | $1,066 | $1,279 | $1,497 | $1,905 |
Source: Ownwell
Don't miss the deadline to appeal!
Dates | |
|---|---|
| Appeal Deadline | June 1 |
Links | |
|---|---|
| Adams Tax Assessor | |
| Website | adamsil.devnetwedge.com |