Ladd, Bureau County, Illinois Property Taxes
Property Taxes in Ladd, Illinois
Median Ladd, Illinois effective property tax rate: 2.92%, significantly higher than the national median of 1.02%, and higher than the Illinois state median of 2.33%.
Median Ladd, Illinois home value: $106,965
Median annual Ladd, Illinois tax bill: $2,924, $524 higher than the national median property tax bill of $2,400.
How are property taxes in Bureau calculated?
Property taxes in Ladd, Illinois are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.
Understanding Ladd's property tax system, exemptions, and reduction opportunities can lead to significant savings. Regardless of where you live in Ladd, knowing local tax details benefits homeowners and investors.
Last Updated April 13, 2026
Ladd, Bureau County, Illinois Property Tax Bill Calculator
$100,000
$1,500,000
$3,000,000
Median Effective Tax Rate
2.92%
Estimate Property Tax Bill
$3,123
$2,898
How Does the Ladd Property Tax Calculator Work?
Use this Ladd property tax calculator to estimate your annual property tax bill. Enter your property's assessed value and our calculator applies Ladd's median effective tax rate of 2.92% — based on actual property records in Bureau County — to generate your estimate.
Enter your property's estimated assessed value — the figure the local assessment system uses to calculate your bill, which reflects any exemptions you hold and is typically lower than your home's market value. Our calculator applies Ladd's median effective rate across all local levies, providing a more accurate estimate than applying a single county millage rate.
Your bill may vary by ZIP code within Ladd: rates are 2.92% in 61329, with the same median tax bill of $2,924 in that ZIP code. That is higher than the state median tax rate of 2.33% and higher than the national median property tax rate of 1.02%.
For a more precise estimate, scroll down to explore ZIP code-level tax rate trends across Ladd.
About Ladd Property Taxes
About Property Taxes in Ladd, Bureau, Illinois
Ladd’s median effective property tax rate of 2.92% is higher than the Illinois state median of 2.33% and higher than the national median of 1.02%. This rate reflects the Bureau County base levy combined with local school district levies and special service areas that can vary by subdivision throughout the city.
Property tax rates are not uniform across Ladd. Homeowners in the 61329 ZIP code carry a median effective rate of 2.92%, while the lowest median rate is also 2.92%. That means the spread across the city is 0 percentage points, showing how local taxing jurisdictions can still shape what homeowners pay.
Ladd homeowners who believe their assessed value is too high can file a formal appeal with the Bureau County Tax Assessor before the January 1, 1900 deadline each year.
If your estimated bill seems higher than expected, Ownwell can review your assessment and protest on your behalf. You only pay if we save you money.
Property Tax Rates Across Ladd, Bureau County, Illinois
As noted earlier, local government entities set tax rates, which can vary widely within a state.
Why? Because annually, each county estimates its required budget to provide services and divides that by the total value of all taxable property within its jurisdiction. This calculation results in the property tax rate.
While there are votes and laws involved in setting tax rates and budgets, in a nutshell, this is the annual process.
Below, you can compare Ladd's effective property tax rate to other cities in Illinois and the median property tax rates in Illinois and the U.S.
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Ladd Tax Rate
2.92%
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Bureau County Tax Rate
2.27%
Median Effective Illinois Tax Rate
2.33%
Median Effective United States Tax Rate
1.02%
Property Tax Rates Across Ladd, Bureau County, Illinois
| Zip | 10th Percentile | 25th Percentile | Median Tax Rate | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 61329 | 1.82% | 2.51% | 2.92% | 3.25% | 3.58% |
Source: Ownwell
Property Tax Assessment Values Across Ladd, Bureau County, Illinois
When examining property taxes in Ladd, Illinois, understanding the distinction between "market value" and "assessed value" is crucial.
The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The Bureau County assessor estimates the market value for tax purposes.
The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill.
Assessment notices:
In Bureau County, assessment notices are sent in the spring each year. They'll typically reach your mailbox by the middle of the month.
Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill. By providing insights into how assessed and market values are determined, this section helps property owners navigate their tax responsibilities and understand the valuation processes affecting their property taxes in Ladd.
For example, the median home price in Ladd is $106,965, with tax bills ranging significantly across the county. The median tax bill is $2,924, compared with the national median property tax bill of $2,400.
Property Tax Assessment Values Across Ladd, Bureau County, Illinois
Source: Ownwell
$46,100
$145,140
$244,179
Median Ladd Market Value
$106,965
Median Bureau County Market Value
$105,186
Median Illinois Market Value
$227,888
Median United States Market Value
$235,294
Property Tax Assessment Values Across Ladd, Bureau County, Illinois
| Zip | 10th Percentile | 25th Percentile | Median Home Price | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 61329 | $52,155 | $76,812 | $106,965 | $157,506 | $214,920 |
Source: Ownwell
Property Tax Bills Across Ladd, Bureau County, Illinois
Property tax bills in Ladd are based on the assessed value of a home, not its market price alone. Local taxing authorities apply the tax rate to that assessed value to determine the bill, and the amount can vary depending on exemptions, local budgets, and other levies in Bureau County.
With a median home price of $106,965, homeowners in Ladd can see very different tax bills depending on how their property is assessed and which taxing districts apply. The tax bill at the 25th percentile is $1,862, while the 75th percentile reaches $4,832. At the 90th percentile, the bill rises to $6,640.
The median tax bill in the area is $2,924, which is higher than the national median property tax bill of $2,400 and above the national median property tax rate of 1.02%. For homeowners, that means property taxes can be a major part of annual housing costs and can affect affordability, monthly budgeting, and long-term ownership decisions.
Median Ladd Tax Bill
$2,924
Median Bureau County Tax Bill
$2,296
Median Illinois Tax Bill
$5,277
Median United States Tax Bill
$2,400
Property Tax Bills Across Ladd, Bureau County, Illinois
| Zip | 10th Percentile | 25th Percentile | Median Tax Bill | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 61329 | $1,197 | $1,862 | $2,924 | $4,832 | $6,640 |
Source: Ownwell
Don't miss the deadline to appeal!
Dates | |
|---|---|
| Appeal Deadline | January 1 |
Links | |
|---|---|
| Bureau Tax Assessor | |
| Website | propertytaxonline.org |