Xenia, Clay County, Illinois Property Taxes
Property Taxes in Xenia, Illinois
Median Xenia, Illinois effective property tax rate: 1.83%, significantly lower than the national median of 1.02%, and lower than the Illinois state median of 2.33%.
Median Xenia, Illinois home value: $47,961
Median annual Xenia, Illinois tax bill: $726, lower than the national median property tax bill of $2,400.
How are property taxes in Clay calculated?
Property taxes in Xenia, Illinois are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.
Understanding Xenia's property tax system, exemptions, and reduction opportunities can lead to significant savings. Regardless of where you live in Xenia, knowing local tax details benefits homeowners and investors.
Last Updated April 13, 2026
Xenia, Clay County, Illinois Property Tax Bill Calculator
$100,000
$1,500,000
$3,000,000
Median Effective Tax Rate
1.83%
Estimate Property Tax Bill
$878
$814
How Does the Xenia Property Tax Calculator Work?
Use this Xenia property tax calculator to estimate your annual property tax bill. Enter your property’s assessed value and the calculator applies Xenia’s median effective tax rate of 1.83% — based on actual property records in Clay County — to generate your estimate.
Enter your property’s estimated assessed value — the figure used to calculate your bill, which reflects any exemptions you hold and is typically lower than your home’s market value. The calculator uses Xenia’s median effective rate across local levies, giving a more accurate estimate than using a single county rate.
Your bill may vary by ZIP code within Xenia, but the available data shows the same median property tax bill of $726 in 62899. That is lower than the Illinois median property tax bill by $1,674, and Xenia’s median tax rate is higher than the national median property tax rate of 1.02%.
For a more precise estimate, scroll down to explore ZIP code-level tax rate trends across Xenia.
About Xenia Property Taxes
About Property Taxes in Xenia, Clay, Illinois
Xenia’s median effective property tax rate of 1.83% is lower than the Illinois state median of 2.33% and higher than the national median of 1.02%. This rate reflects the Clay County base levy combined with local school district levies and special service areas that vary by subdivision throughout the city.
Property tax rates are not uniform across Xenia. Homeowners in the 62899 ZIP code carry a median effective rate of 1.83%, while those in the same ZIP code pay 1.83%. This spread — 0 percentage points across the same city — reflects how school district boundaries and local assessment districts are drawn across Clay County. Understanding which part of Xenia you live in can make a meaningful difference to your annual tax bill.
Xenia homeowners who believe their assessed value is too high can file a formal appeal with the Tax Assessor before the June 1, 2026 deadline each year.
If your estimated bill above seems higher than expected, Ownwell can review your assessment and protest on your behalf. You only pay if we save you money.
Property Tax Rates Across Xenia, Clay County, Illinois
As noted earlier, local government entities set tax rates, which can vary widely within a state.
Why? Because annually, each county estimates its required budget to provide services and divides that by the total value of all taxable property within its jurisdiction. This calculation results in the property tax rate.
While there are votes and laws involved in setting tax rates and budgets, in a nutshell, this is the annual process.
Below, you can compare Xenia's effective property tax rate to other cities in Illinois and the median property tax rates in Illinois and the U.S.
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Xenia Tax Rate
1.83%
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Clay County Tax Rate
1.75%
Median Effective Illinois Tax Rate
2.33%
Median Effective United States Tax Rate
1.02%
Property Tax Rates Across Xenia, Clay County, Illinois
| Zip | 10th Percentile | 25th Percentile | Median Tax Rate | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 62899 | 0.56% | 1.09% | 1.83% | 2.20% | 2.70% |
Source: Ownwell
Property Tax Assessment Values Across Xenia, Clay County, Illinois
When examining property taxes in Xenia, Illinois, understanding the distinction between market value and assessed value is crucial.
The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The Clay County assessor estimates the market value for tax purposes.
The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill.
Assessment notices:
In Clay County, assessment notices are sent in the spring each year. They'll typically reach your mailbox by the middle of the month when notices are sent.
Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill. By providing insights into how assessed and market values are determined, this section helps property owners navigate their tax responsibilities and understand the valuation processes affecting their property taxes in Xenia.
For example, the median home price in Xenia is $47,961, with tax bills ranging significantly across the county. ZIP code 62899 has the highest median home price at $47,961.
Property Tax Assessment Values Across Xenia, Clay County, Illinois
Source: Ownwell
$39,561
$53,808
$68,055
Median Xenia Market Value
$47,961
Median Clay County Market Value
$51,015
Median Illinois Market Value
$227,888
Median United States Market Value
$235,294
Property Tax Assessment Values Across Xenia, Clay County, Illinois
| Zip | 10th Percentile | 25th Percentile | Median Home Price | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 62899 | $15,285 | $27,045 | $47,961 | $98,640 | $134,621 |
Source: Ownwell
Property Tax Bills Across Xenia, Clay County, Illinois
How are property tax bills calculated in Xenia?
Property tax bills in Xenia are based on the assessed value of a home, not its market price alone. Local taxing authorities apply their tax rates to that assessed value, which helps determine the final bill homeowners receive each year. Factors such as the home’s location within Clay County and any local levies can also affect the amount owed.
What do homeowners typically pay?
With a median home price of $47,961, property tax bills in Xenia can vary widely. The 25th percentile tax bill is $286, while the 75th percentile reaches $1,796. At the high end, the 90th percentile tax bill is $2,644. The median tax bill in the area is $726, which is well below the national median property tax bill of $2,400.
How does this affect homeowners?
Because property taxes are tied to assessed value and local rates, even small changes in valuation can change what a homeowner owes. For many residents, that means staying aware of how their property is assessed can make a meaningful difference in annual housing costs.
Median Xenia Tax Bill
$726
Median Clay County Tax Bill
$804
Median Illinois Tax Bill
$5,277
Median United States Tax Bill
$2,400
Property Tax Bills Across Xenia, Clay County, Illinois
| Zip | 10th Percentile | 25th Percentile | Median Tax Bill | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 62899 | $93 | $286 | $726 | $1,796 | $2,644 |
Source: Ownwell
Don't miss the deadline to appeal!
Dates | |
|---|---|
| Appeal Deadline | June 1 |
Links | |
|---|---|
| Clay Tax Assessor | |
| Website | clayil.devnetwedge.com |