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Midlothian, Cook County, Illinois Property Taxes

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Property Taxes in Midlothian, Illinois

  • Median Midlothian, Illinois effective property tax rate: 3.05%, significantly higher than the national median of 1.02%, and higher than the Illinois state median of 2.33%.

  • Median Midlothian, Illinois home value: $170,010

  • Median annual Midlothian, Illinois tax bill: $5,179, $2,779 higher than the national median property tax bill of $2,400.

How are property taxes in Cook calculated?

Property taxes in Midlothian, Illinois are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.

Understanding Midlothian's property tax system, exemptions, and reduction opportunities can lead to significant savings. Regardless of where you live in Midlothian, knowing local tax details benefits homeowners and investors.

Last Updated April 13, 2026

Midlothian, Cook County, Illinois Property Tax Bill Calculator

$100,000

$1,500,000

$3,000,000

Median Effective Tax Rate

3.05%

Estimate Property Tax Bill

$5,185

$4,812

SAVE WITH OWNWELL

$774

Average Annual Tax Savings

How Does the Midlothian Property Tax Calculator Work?

Use this Midlothian property tax calculator to estimate your annual tax bill. Enter your property's assessed value and our calculator applies Midlothian's median effective tax rate of 3.05% — based on actual property records in Cook County — to generate your estimate.

Enter your property's estimated assessed value — the figure the local appraisal district uses to calculate your bill, which reflects any exemptions you hold and is typically lower than your home's market value. Our calculator applies Midlothian's median effective rate across all local levies, providing a more accurate estimate than applying a single county millage rate.

Your bill may vary by ZIP code within Midlothian: rates range from 3.05% in 60445 to 3.05% in 60445, primarily due to differences in school district levies and local assessment districts. Midlothian's median property tax bill of $5,179 is higher than the Illinois median of $2,400 and above the national median property tax bill of $2,400.

If your estimate is higher than expected, Ownwell can appeal your Midlothian assessment — you only pay if we save you money.

About Midlothian Property Taxes

About Property Taxes in Midlothian, Cook, Illinois

Midlothian’s median effective property tax rate of 3.05% is higher than the Illinois state median of 2.33% and higher than the national median of 1.02%. This rate reflects Cook County property taxes, which are driven by local levies and the assessed value of each home.

Property tax rates are not uniform across Midlothian. Homeowners in the 60445 ZIP code carry a median effective rate of 3.05%, and the same ZIP code also reflects the city’s median tax bill of $5,179. That bill is well above the national median property tax bill of $2,400, and the 75th percentile reaches $6,343.

If your assessed value seems too high, you can file a formal appeal with the Cook County Assessor’s Office. If your estimated bill above seems higher than expected, Ownwell can review your assessment and protest on your behalf. You only pay if we save you money.

Property Tax Rates Across Midlothian, Cook County, Illinois

As noted earlier, local government entities set tax rates, which can vary widely within a state.

Why? Because annually, each county estimates its required budget to provide services and divides that by the total value of all taxable property within its jurisdiction. This calculation results in the property tax rate.

While there are votes and laws involved in setting tax rates and budgets, in a nutshell, this is the annual process.

Below, you can compare Midlothian's effective property tax rate to other cities in Illinois and the median property tax rates in Illinois and the U.S.

Property Tax Rates Across Midlothian, Cook County, Illinois

Source: Ownwell

1.11%

5.02%

8.93%

Our median effective property tax rate (tax bill Ă· assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.

Median Effective Midlothian Tax Rate

3.05%

Our median effective property tax rate (tax bill Ă· assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.

Median Effective Cook County Tax Rate

2.14%

Median Effective Illinois Tax Rate

2.33%

Median Effective United States Tax Rate

1.02%

Property Tax Rates Across Midlothian, Cook County, Illinois

Zip10th Percentile25th PercentileMedian Tax Rate75th Percentile90th Percentile
604451.97%2.71%3.05%3.37%3.78%

Source: Ownwell

Property Tax Assessment Values Across Midlothian, Cook County, Illinois

When examining property taxes in Midlothian, Illinois, understanding the distinction between market value and assessed value is crucial.

The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The Cook County appraisal district estimates the market value for tax purposes.

The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill.

Assessment notices:

In Cook County, assessment notices are sent in the spring each year. They'll typically reach your mailbox by the middle of the month when notices are sent.

Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill. By providing insights into how assessed and market values are determined, this section helps property owners navigate their tax responsibilities and understand the valuation processes affecting their property taxes in Midlothian.

For example, the median home price in Midlothian is $170,010, with tax bills ranging significantly across the county. 60445 has the highest median home price at $170,010.

Property Tax Assessment Values Across Midlothian, Cook County, Illinois

Source: Ownwell

$28,470

$625,355

$1,222,240

Median Midlothian Market Value

$170,010

Median Cook County Market Value

$248,820

Median Illinois Market Value

$227,888

Median United States Market Value

$235,294

Property Tax Assessment Values Across Midlothian, Cook County, Illinois

Zip10th Percentile25th PercentileMedian Home Price75th Percentile90th Percentile
60445$103,903$150,000$170,010$200,000$240,007

Source: Ownwell

Property Tax Bills Across Midlothian, Cook County, Illinois

Property tax bills in Midlothian are based on the assessed value of a home, not its market price alone. Local taxing authorities apply the tax rate to that assessed value, so homeowners with higher assessed values generally face larger bills. For Midlothian, the median home price is $170,010, and the median property tax bill is $5,179, which is well above the national median property tax bill of $2,400. That means many homeowners in the city pay more than the typical U.S. homeowner.

Your bill can be affected by factors such as neighborhood trends, local tax rates, and whether your home has been assessed fairly. Bills in the area also vary widely, with the 25th percentile at $3,836 and the 75th percentile at $6,343.

Ownwell helps homeowners lower property tax bills by reviewing assessments, finding potential overassessments, and filing appeals when appropriate. If your home’s assessed value is too high, Ownwell can help you challenge it and potentially save money year after year.

Property Tax Bills Across Midlothian, Cook County, Illinois

Source: Ownwell

$634

$15,281

$29,928

Median Midlothian Tax Bill

$5,179

Median Cook County Tax Bill

$5,588

Median Illinois Tax Bill

$5,277

Median United States Tax Bill

$2,400

Property Tax Bills Across Midlothian, Cook County, Illinois

Zip10th Percentile25th PercentileMedian Tax Bill75th Percentile90th Percentile
60445$2,176$3,836$5,179$6,343$7,572

Source: Ownwell

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Frequently Asked Property Tax Questions in Midlothian, Illinois

How are property taxes calculated in Midlothian, Illinois?
Property taxes in Midlothian, Illinois are calculated by multiplying your property's assessed value by the applicable tax rate set by local taxing authorities. The assessed value is determined by the county assessor and may differ from your property's market value depending on local assessment ratios and exemptions.
How do I appeal my property taxes in Midlothian, Illinois?
To appeal your property taxes in Midlothian, Illinois, you typically need to file a formal protest or appeal with your local appraisal district or assessor's office by the stated deadline. You'll need evidence such as comparable sales, a recent independent appraisal, or documentation of property condition issues. Ownwell can handle this entire process for you.
What property tax exemptions are available in Midlothian, Illinois?
Common property tax exemptions in Midlothian, Illinois include homestead exemptions for primary residences, senior citizen exemptions, veteran exemptions, and disability exemptions. Exemption amounts and eligibility requirements vary by county. Contact your local appraisal district or check Ownwell for details specific to your property.
When are property taxes due in Midlothian, Illinois?
Property tax deadlines in Midlothian, Illinois vary by county but typically include an assessment notice period in spring or early summer, followed by an appeal deadline, and a tax payment due date in the fall or winter. Check with your county assessor's office for specific dates in your area.
How can Ownwell help reduce my property taxes in Midlothian, Illinois?
Ownwell provides professional property tax appeal services in Midlothian, Illinois. Our team analyzes your assessment, gathers evidence, files all paperwork, and represents you at hearings — all with no upfront cost. You only pay a percentage of your savings if we successfully lower your tax bill.