Cullom, Ford County, Illinois Property Taxes
Property Taxes in Cullom, Illinois
Median Cullom, Illinois effective property tax rate: 3.01%, significantly higher than the national median of 1.02%, and higher than the Illinois state median of 2.33%.
Median Cullom, Illinois home value: $186,510
Median annual Cullom, Illinois tax bill: $4,906, $2,506 higher than the national median property tax bill of $2,400.
How are property taxes in Ford County calculated?
Property taxes in Cullom, Illinois are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.
Understanding Cullom's property tax system, exemptions, and reduction opportunities can lead to significant savings. Regardless of where you live in Cullom, knowing local tax details benefits homeowners and investors.
Last Updated April 13, 2026
Cullom, Ford County, Illinois Property Tax Bill Calculator
$100,000
$1,500,000
$3,000,000
Median Effective Tax Rate
3.01%
Estimate Property Tax Bill
$5,614
$5,210
How Does the Cullom Property Tax Calculator Work?
Use this Cullom property tax calculator to estimate your annual property tax bill. Enter your property's assessed value and our calculator applies Cullom's median effective tax rate of 3.01% — based on actual property records in Ford County — to generate your estimate.
Enter your property's estimated assessed value — the figure the local appraisal district uses to calculate your bill, which reflects any exemptions you hold and is typically lower than your home's market value. Our calculator applies Cullom's median effective rate across all local levies, providing a more accurate estimate than applying a single county millage rate.
Your bill may vary by ZIP code within Cullom: rates are 3.01% in 60929, and the median property tax bill is $4,906, which is higher than the Illinois median tax bill by $2,506 and above the national median property tax rate of 1.02% and national median property tax bill of $2,400.
For a more precise estimate, scroll down to explore ZIP code-level tax rate trends across Cullom.
About Cullom Property Taxes
About Property Taxes in Cullom, Ford, Illinois
Cullom’s median effective property tax rate of 3.01% is higher than the Illinois state median of 2.33% and higher than the national median of 1.02%. This rate reflects the Ford County base levy combined with local school district levies and special service areas that can vary by subdivision throughout the city.
Property tax rates are not uniform across Cullom. Homeowners in the 60929 ZIP code carry a median effective rate of 3.01%, while the lowest ZIP code also sits at 3.01%. That means there is no spread across the city, but the rate is still well above the state and national medians.
Cullom homeowners who believe their assessed value is too high can file a formal appeal with the Ford County Tax Assessor before the June 1, 2026 deadline each year.
If your estimated bill seems higher than expected, Ownwell can review your assessment and protest on your behalf. You only pay if we save you money.
Property Tax Rates Across Cullom, Ford County, Illinois
As noted earlier, local government entities set tax rates, which can vary widely within a state.
Why? Because annually, each county estimates its required budget to provide services and divides that by the total value of all taxable property within its jurisdiction. This calculation results in the property tax rate.
While there are votes and laws involved in setting tax rates and budgets, in a nutshell, this is the annual process.
Below, you can compare Cullom's effective property tax rate to other cities in Illinois and the median property tax rates in Illinois and the U.S.
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Cullom Tax Rate
3.01%
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Ford County Tax Rate
2.39%
Median Effective Illinois Tax Rate
2.33%
Median Effective United States Tax Rate
1.02%
Property Tax Rates Across Cullom, Ford County, Illinois
| Zip | 10th Percentile | 25th Percentile | Median Tax Rate | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 60929 | 2.28% | 2.53% | 3.01% | 3.14% | 3.19% |
Source: Ownwell
Property Tax Assessment Values Across Cullom, Ford County, Illinois
When examining property taxes in Cullom, Illinois, understanding the distinction between market value and assessed value is crucial.
The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The Ford County assessment office estimates the market value for tax purposes.
The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill.
Assessment notices in Ford County are sent in the spring each year and typically reach your mailbox by the middle of the season. Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill.
For example, the median home price in Cullom is $186,510, with a median tax bill of $4,906. The highest median home price and tax bill both appear in 60929.
Property Tax Assessment Values Across Cullom, Ford County, Illinois
Source: Ownwell
$38,805
$112,658
$186,510
Median Cullom Market Value
$186,510
Median Ford County Market Value
$108,705
Median Illinois Market Value
$227,888
Median United States Market Value
$235,294
Property Tax Assessment Values Across Cullom, Ford County, Illinois
| Zip | 10th Percentile | 25th Percentile | Median Home Price | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 60929 | $52,704 | $131,730 | $186,510 | $233,595 | $300,192 |
Source: Ownwell
Property Tax Bills Across Cullom, Ford County, Illinois
Property tax bills in Cullom are based on the assessed value of a home, not its market price alone. Local taxing authorities set tax rates, and the final bill is calculated by applying those rates to the assessed value after any exemptions are considered. In Ford County, homeowners should expect their bill to reflect both the value of the property and the needs of local services funded by property taxes.
For Cullom homeowners, the typical tax burden is significant. The median home price is $186,510, and the median property tax bill is $4,906 in ZIP code 60929. That is above the national median property tax bill of $2,400 and well above the national median property tax rate of 1.02%. Bills can vary widely, with the 25th percentile at $3,443 and the 75th percentile at $7,236, while the 90th percentile reaches $8,342. This means property taxes can have a major impact on monthly housing costs and long-term affordability for homeowners in Cullom.
Median Cullom Tax Bill
$4,906
Median Ford County Tax Bill
$2,483
Median Illinois Tax Bill
$5,277
Median United States Tax Bill
$2,400
Property Tax Bills Across Cullom, Ford County, Illinois
| Zip | 10th Percentile | 25th Percentile | Median Tax Bill | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 60929 | $997 | $3,443 | $4,906 | $7,236 | $8,342 |
Source: Ownwell
Don't miss the deadline to appeal!
Dates | |
|---|---|
| Appeal Deadline | June 1 |
Links | |
|---|---|
| Ford Tax Assessor | |
| Website | fordil.devnetwedge.com |