Kempton, Ford County, Illinois Property Taxes
Property Taxes in Kempton, Illinois
Median Kempton, Illinois effective property tax rate: 2.75%, significantly higher than the national median of 1.02%, and higher than the Illinois state median of 2.33%.
Median Kempton, Illinois home value: $93,540
Median annual Kempton, Illinois tax bill: $2,069, $331 lower than the national median property tax bill of $2,400.
How are property taxes in Ford calculated?
Property taxes in Kempton, Illinois are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.
Understanding Kempton's property tax system, exemptions, and reduction opportunities can lead to significant savings. Regardless of where you live in Kempton, knowing local tax details benefits homeowners and investors.
Last Updated April 13, 2026
Kempton, Ford County, Illinois Property Tax Bill Calculator
$100,000
$1,500,000
$3,000,000
Median Effective Tax Rate
2.75%
Estimate Property Tax Bill
$2,572
$2,387
How Does the Kempton Property Tax Calculator Work?
Use this Kempton property tax calculator to estimate your annual property tax bill. Enter your property's assessed value and our calculator applies Kempton's median effective tax rate of 2.75% — based on actual property records in Ford County — to generate your estimate.
Enter your property's estimated assessed value — the figure used to calculate your bill, which reflects any exemptions you hold and is typically lower than your home's market value. Our calculator applies Kempton's median effective rate across all local levies, providing a more accurate estimate than applying a single county millage rate.
Your bill may vary by ZIP code within Kempton: rates are 2.75% in 60946, with no variation shown in the available data.
Kempton's median effective tax rate is higher than Illinois's 2.33% state median tax rate, and the median tax bill of $2,069 is $331 lower than the state median tax bill. For a more precise estimate, scroll down to explore ZIP code-level tax rate trends across Kempton.
About Kempton Property Taxes
About Property Taxes in Kempton, Ford, Illinois
Kempton’s median effective property tax rate of 2.75% is higher than the Illinois state median of 2.33% and higher than the national median of 1.02%. This rate reflects the Ford County base levy combined with local school district levies and special service areas that vary by subdivision throughout the city.
Property tax rates are not uniform across Kempton. Homeowners in ZIP code 60946 carry the median effective rate of 2.75%, while the lowest rate is also 2.75%. This means there is no spread across the city, but the rate is still well above the national median and the state median, which can make a meaningful difference to your annual tax bill.
Kempton homeowners who believe their assessed value is too high can file a formal appeal with the Ford County Tax Assessor before the June 1, 2026 deadline each year.
If your estimated bill seems higher than expected, Ownwell can review your assessment and protest on your behalf. You only pay if we save you money.
Property Tax Rates Across Kempton, Ford County, Illinois
As noted earlier, local government entities set tax rates, which can vary widely within a state.
Why? Because annually, each county estimates its required budget to provide services and divides that by the total value of all taxable property within its jurisdiction. This calculation results in the property tax rate.
While there are votes and laws involved in setting tax rates and budgets, in a nutshell, this is the annual process.
Below, you can compare Kempton's effective property tax rate to other cities in Illinois and the median property tax rates in Illinois and the U.S.
Our median effective property tax rate (tax bill Ă· assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Kempton Tax Rate
2.75%
Our median effective property tax rate (tax bill Ă· assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Ford County Tax Rate
2.39%
Median Effective Illinois Tax Rate
2.33%
Median Effective United States Tax Rate
1.02%
Property Tax Rates Across Kempton, Ford County, Illinois
| Zip | 10th Percentile | 25th Percentile | Median Tax Rate | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 60946 | 1.39% | 2.03% | 2.75% | 2.96% | 3.16% |
Source: Ownwell
Property Tax Assessment Values Across Kempton, Ford County, Illinois
When examining property taxes in Kempton, Illinois, understanding the distinction between "market value" and "assessed value" is crucial.
The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The Ford County assessor estimates the market value for tax purposes.
The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill.
Assessment notices:
In Ford County, assessment notices are sent in the spring each year. They'll typically reach your mailbox by the middle of the month when notices are sent.
Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill. By providing insights into how assessed and market values are determined, this section helps property owners navigate their tax responsibilities and understand the valuation processes affecting their property taxes in Kempton.
For example, the median home price in Kempton is $93,540, with tax bills ranging significantly across the county. 60946 has the highest median home price at $93,540.
Property Tax Assessment Values Across Kempton, Ford County, Illinois
Source: Ownwell
$38,805
$112,658
$186,510
Median Kempton Market Value
$93,540
Median Ford County Market Value
$108,705
Median Illinois Market Value
$227,888
Median United States Market Value
$235,294
Property Tax Assessment Values Across Kempton, Ford County, Illinois
| Zip | 10th Percentile | 25th Percentile | Median Home Price | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 60946 | $37,854 | $57,990 | $93,540 | $165,885 | $237,945 |
Source: Ownwell
Property Tax Bills Across Kempton, Ford County, Illinois
Kempton property tax bills are calculated by applying the local tax rate to a home’s assessed value, which is based on the market value set by local assessors. The assessed value, any exemptions, and the taxing rates from local governments and school districts all help determine the final bill. For homeowners, this means a higher assessed value can lead to a larger tax bill, while exemptions may reduce what is owed.
In Kempton, the median home price is $93,540, and the median property tax bill is $2,069. That is below the national median property tax bill of $2,400, but the amount can still vary widely from one home to another. Bills in the area range from $1,260 at the 25th percentile to $4,494 at the 75th percentile, with the 90th percentile reaching $6,823.
Median Kempton Tax Bill
$2,069
Median Ford County Tax Bill
$2,483
Median Illinois Tax Bill
$5,277
Median United States Tax Bill
$2,400
Property Tax Bills Across Kempton, Ford County, Illinois
| Zip | 10th Percentile | 25th Percentile | Median Tax Bill | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 60946 | $590 | $1,260 | $2,069 | $4,494 | $6,823 |
Source: Ownwell
Don't miss the deadline to appeal!
Dates | |
|---|---|
| Appeal Deadline | June 1 |
Links | |
|---|---|
| Ford Tax Assessor | |
| Website | fordil.devnetwedge.com |