Bluford, Jefferson County, Illinois Property Taxes
Property Taxes in Bluford, Illinois
Median Bluford, Illinois effective property tax rate: 1.60%, significantly lower than the national median of 1.02%, and lower than the Illinois state median of 2.33%.
Median Bluford, Illinois home value: $70,533
Median annual Bluford, Illinois tax bill: $1,041, lower than the national median property tax bill of $2,400.
How are property taxes in Jefferson calculated?
Property taxes in Bluford, Illinois are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.
Understanding Bluford's property tax system, exemptions, and reduction opportunities can lead to significant savings. Regardless of where you live in Bluford, knowing local tax details benefits homeowners and investors.
Last Updated April 13, 2026
Bluford, Jefferson County, Illinois Property Tax Bill Calculator
$100,000
$1,500,000
$3,000,000
Median Effective Tax Rate
1.6%
Estimate Property Tax Bill
$1,129
$1,047
How Does the Bluford Property Tax Calculator Work?
Use this Bluford property tax calculator to estimate your annual property tax bill. Enter your property's assessed value and our calculator applies Bluford's median effective tax rate of 1.60% — based on actual property records in Jefferson County — to generate your estimate.
Enter your property's estimated assessed value — the figure the local appraisal district uses to calculate your bill, which reflects any exemptions you hold and is typically lower than your home's market value. Our calculator applies Bluford's median effective rate across all local levies, providing a more accurate estimate than applying a single county millage rate.
Your bill may vary by ZIP code within Bluford: rates range from 1.60% in 62814 to 1.60% in 62814, primarily due to differences in school district levies and local assessment districts.
For a more precise estimate, scroll down to explore ZIP code-level tax rate trends across Bluford.
About Bluford Property Taxes
About Property Taxes in Bluford, Jefferson, Illinois
Bluford’s median effective property tax rate of 1.60% is higher than the Illinois state median of 2.33% and higher than the national median of 1.02%. This rate reflects the Jefferson County base levy combined with local school district levies and Special service areas (SSAs) that vary by subdivision throughout the city.
Property tax rates are not uniform across Bluford. Homeowners in the 62814 ZIP code carry a median effective rate of 1.60%, while those in the same ZIP code pay 1.60%. This spread — 0.00 percentage points across the same city — reflects how school district boundaries and local assessment districts are drawn across Jefferson County. Understanding which part of Bluford you live in can make a meaningful difference to your annual tax bill.
Bluford homeowners who believe their assessed value is too high can file a formal appeal with the local Tax Assessor before the June 1, 2026 deadline each year.
If your estimated bill above seems higher than expected, Ownwell can review your assessment and protest on your behalf. You only pay if we save you money.
Property Tax Rates Across Bluford, Jefferson County, Illinois
As noted earlier, local government entities set tax rates, which can vary widely within a state.
Why? Because annually, each county estimates its required budget to provide services and divides that by the total value of all taxable property within its jurisdiction. This calculation results in the property tax rate.
While there are votes and laws involved in setting tax rates and budgets, in a nutshell, this is the annual process.
Below, you can compare Bluford's effective property tax rate to other cities in Illinois and the median property tax rates in Illinois and the U.S.
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Bluford Tax Rate
1.60%
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Jefferson County Tax Rate
1.82%
Median Effective Illinois Tax Rate
2.33%
Median Effective United States Tax Rate
1.02%
Property Tax Rates Across Bluford, Jefferson County, Illinois
| Zip | 10th Percentile | 25th Percentile | Median Tax Rate | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 62814 | 0.69% | 1.31% | 1.60% | 1.84% | 1.84% |
Source: Ownwell
Property Tax Assessment Values Across Bluford, Jefferson County, Illinois
When examining property taxes in Bluford, Illinois, understanding the distinction between market value and assessed value is crucial.
The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The Jefferson County property tax assessor estimates the market value for tax purposes.
The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill.
Assessment notices in Jefferson County are sent in the spring each year and typically reach your mailbox by the middle of the month. Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill.
For example, the median home price in Bluford is $70,533, with a median tax bill of $1,041. The highest median home price is in zip code 62814 at $70,533.
Property Tax Assessment Values Across Bluford, Jefferson County, Illinois
Source: Ownwell
$63,690
$103,242
$142,794
Median Bluford Market Value
$70,533
Median Jefferson County Market Value
$80,739
Median Illinois Market Value
$227,888
Median United States Market Value
$235,294
Property Tax Assessment Values Across Bluford, Jefferson County, Illinois
| Zip | 10th Percentile | 25th Percentile | Median Home Price | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 62814 | $7,460 | $25,803 | $70,533 | $127,216 | $184,514 |
Source: Ownwell
Property Tax Bills Across Bluford, Jefferson County, Illinois
Property tax bills in Bluford are calculated by applying the local tax rate to a home’s assessed value, which is based on the market value of the property. Local taxing authorities use that assessed value to determine how much each homeowner owes for schools, county services, and other public needs.
With a median home price of $70,533, even small changes in assessed value can affect the final bill. The typical property tax bill in the area is $1,041, which is below the national median property tax bill of $2,400 and the national median property tax rate of 1.02%. Bills can vary widely, with the 25th percentile at $324 and the 75th percentile at $1,941, while the 90th percentile reaches $2,863.
For homeowners, this means property taxes can be a meaningful part of annual housing costs, especially if a home is assessed higher than its market value.
Median Bluford Tax Bill
$1,041
Median Jefferson County Tax Bill
$1,350
Median Illinois Tax Bill
$5,277
Median United States Tax Bill
$2,400
Property Tax Bills Across Bluford, Jefferson County, Illinois
| Zip | 10th Percentile | 25th Percentile | Median Tax Bill | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 62814 | $84 | $324 | $1,041 | $1,941 | $2,863 |
Source: Ownwell
Don't miss the deadline to appeal!
Dates | |
|---|---|
| Appeal Deadline | June 1 |
Links | |
|---|---|
| Jefferson Tax Assessor | |
| Website | jeffersonil.devnetwedge.com |