Kempton, Livingston County, Illinois Property Taxes
Property Taxes in Kempton, Illinois
Median Kempton, Illinois effective property tax rate: 3.81%, significantly higher than the national median of 1.02%, and higher than the Illinois state median of 2.33%.
Median Kempton, Illinois home value: $132,780
Median annual Kempton, Illinois tax bill: $4,211, $1,811 higher than the national median property tax bill of $2,400.
How are property taxes in Livingston County calculated?
Property taxes in Kempton, Illinois are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.
Understanding Kempton's property tax system, exemptions, and reduction opportunities can lead to significant savings. Regardless of where you live in Kempton, knowing local tax details benefits homeowners and investors.
Last Updated April 13, 2026
Kempton, Livingston County, Illinois Property Tax Bill Calculator
$100,000
$1,500,000
$3,000,000
Median Effective Tax Rate
3.81%
Estimate Property Tax Bill
$5,059
$4,695
How Does the Kempton Property Tax Calculator Work?
Use this Kempton property tax calculator to estimate your annual property tax bill. Enter your property's assessed value and our calculator applies Kempton's median effective tax rate of 3.81% — based on actual property records in Livingston County — to generate your estimate.
Enter your property's estimated assessed value — the figure the local assessment system uses to calculate your bill, which reflects any exemptions you hold and is typically lower than your home's market value. Our calculator applies Kempton's median effective rate across all local levies, providing a more accurate estimate than applying a single county millage rate.
Your bill may vary by ZIP code within Kempton: rates are 3.81% in 60946, with no ZIP-level variation in the available data.
For a more precise estimate, scroll down to explore ZIP code-level tax rate trends across Kempton.
About Kempton Property Taxes
About Property Taxes in Kempton, Livingston, Illinois
Kempton’s median effective property tax rate of 3.81% is higher than the Illinois state median of 2.33% and higher than the national median of 1.02%. This rate reflects the Livingston County base levy combined with local school district levies and special service areas that vary by subdivision throughout the city.
Property tax rates are not uniform across Kempton. Homeowners in the 60946 ZIP code carry a median effective rate of 3.81%, while those in the lowest ZIP also pay 3.81%. This spread reflects how school district boundaries and local assessment districts are drawn across Livingston County.
Kempton homeowners who believe their assessed value is too high can file a formal appeal with the Tax Assessor before the June 1, 2026 deadline each year.
If your estimated bill above seems higher than expected, Ownwell can review your assessment and protest on your behalf. You only pay if we save you money.
Property Tax Rates Across Kempton, Livingston County, Illinois
As noted earlier, local government entities set tax rates, which can vary widely within a state.
Why? Because annually, each county estimates its required budget to provide services and divides that by the total value of all taxable property within its jurisdiction. This calculation results in the property tax rate.
While there are votes and laws involved in setting tax rates and budgets, in a nutshell, this is the annual process.
Below, you can compare Kempton's effective property tax rate to other cities in Illinois and the median property tax rates in Illinois and the U.S.
Our median effective property tax rate (tax bill Ă· assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Kempton Tax Rate
3.81%
Our median effective property tax rate (tax bill Ă· assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Livingston County Tax Rate
3.08%
Median Effective Illinois Tax Rate
2.33%
Median Effective United States Tax Rate
1.02%
Property Tax Rates Across Kempton, Livingston County, Illinois
| Zip | 10th Percentile | 25th Percentile | Median Tax Rate | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 60946 | 2.86% | 3.46% | 3.81% | 4.07% | 4.38% |
Source: Ownwell
Property Tax Assessment Values Across Kempton, Livingston County, Illinois
When examining property taxes in Kempton, Illinois, understanding the distinction between market value and assessed value is crucial.
The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The Livingston County assessment office estimates the market value for tax purposes.
The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill.
Assessment notices in Livingston County are sent in the spring each year and typically reach your mailbox by the middle of the month.
Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill. For Kempton, the median home price is $132,780, and the median property tax bill is $4,211, compared with the national median property tax rate of 1.02% and national median property tax bill of $2,400. The highest median home price is in 60946 at $132,780.
Property Tax Assessment Values Across Kempton, Livingston County, Illinois
Source: Ownwell
$116,762
$168,127
$219,492
Median Kempton Market Value
$132,780
Median Livingston County Market Value
$143,247
Median Illinois Market Value
$227,888
Median United States Market Value
$235,294
Property Tax Assessment Values Across Kempton, Livingston County, Illinois
| Zip | 10th Percentile | 25th Percentile | Median Home Price | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 60946 | $63,817 | $91,965 | $132,780 | $202,974 | $226,966 |
Source: Ownwell
Property Tax Bills Across Kempton, Livingston County, Illinois
Property tax bills in Kempton are based on the assessed value of a home, not its market price alone. Local tax rates are applied to that assessed value to determine the annual bill, and the amount can vary depending on where the property is located within Livingston County and which taxing jurisdictions apply.
For homeowners in Kempton, the typical tax burden is well above the national median property tax bill of $2,400. The median home price of $132,780 helps explain why taxes can still feel substantial, even in a smaller market. In this area, the median property tax bill is $4,211, and bills can rise much higher, with the 75th percentile at $8,910 and the 90th percentile at $9,461.
That means two homes with similar market values can still have different tax bills if their assessed values or local tax rates differ. For homeowners, this affects monthly housing costs, escrow payments, and overall affordability.
Median Kempton Tax Bill
$4,211
Median Livingston County Tax Bill
$5,077
Median Illinois Tax Bill
$5,277
Median United States Tax Bill
$2,400
Property Tax Bills Across Kempton, Livingston County, Illinois
| Zip | 10th Percentile | 25th Percentile | Median Tax Bill | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 60946 | $1,893 | $2,492 | $4,211 | $8,910 | $9,461 |
Source: Ownwell
Don't miss the deadline to appeal!
Dates | |
|---|---|
| Appeal Deadline | June 1 |
Links | |
|---|---|
| Livingston Tax Assessor | |
| Website | livingstonil.devnetwedge.com |