Spring Grove, Mchenry County, Illinois Property Taxes
Property Taxes in Spring Grove, Illinois
Median Spring Grove, Illinois effective property tax rate: 2.35%, significantly higher than the national median of 1.02%, and higher than the Illinois state median of 2.33%.
Median Spring Grove, Illinois home value: $386,838
Median annual Spring Grove, Illinois tax bill: $8,883, higher than the national median property tax bill of $2,400.
How are property taxes in McHenry calculated?
Property taxes in Spring Grove, Illinois are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.
Understanding Spring Grove's property tax system, exemptions, and reduction opportunities can lead to significant savings. Regardless of where you live in Spring Grove, knowing local tax details benefits homeowners and investors.
Last Updated April 13, 2026
Spring Grove, Mchenry County, Illinois Property Tax Bill Calculator
$100,000
$1,500,000
$3,000,000
Median Effective Tax Rate
2.35%
Estimate Property Tax Bill
$9,091
$8,436
How Does the Spring Grove Property Tax Calculator Work?
Use this Spring Grove property tax calculator to estimate your annual property tax bill. Enter your property's assessed value and our calculator applies Spring Grove's median effective tax rate of 2.35% — based on actual property records in McHenry County — to generate your estimate.
Enter your property's estimated assessed value — the figure the local assessment district uses to calculate your bill, which reflects any exemptions you hold and is typically lower than your home's market value. Our calculator applies Spring Grove's median effective rate across all local levies, providing a more accurate estimate than applying a single county millage rate.
Your bill may vary by ZIP code within Spring Grove: rates range from 2.35% in 60081 to 2.35% in 60081, primarily due to differences in school district levies and local assessment districts.
For a more precise estimate, scroll down to explore ZIP code-level tax rate trends across Spring Grove.
About Spring Grove Property Taxes
About Property Taxes in Spring Grove, McHenry, Illinois
Spring Grove’s median effective property tax rate of 2.35% is higher than the Illinois state median of 2.33% and higher than the national median of 1.02%. This rate reflects the McHenry County base levy combined with local school district levies and special service areas that vary by subdivision throughout the city.
Property tax rates are not uniform across Spring Grove. Homeowners in the 60081 ZIP code carry a median effective rate of 2.35%, while those in the lowest ZIP also pay 2.35%. This reflects how school district boundaries and local assessment districts are drawn across McHenry County. Understanding which part of Spring Grove you live in can still matter for your annual tax bill, especially with a median property tax bill of $8,883, which is $6,483 higher than the state median.
Spring Grove homeowners who believe their assessed value is too high can file a formal appeal with the local Tax Assessor before the June 1, 2026 deadline each year.
If your estimated bill seems higher than expected, Ownwell can review your assessment and protest on your behalf. You only pay if we save you money.
Property Tax Rates Across Spring Grove, Mchenry County, Illinois
As noted earlier, local government entities set tax rates, which can vary widely within a state.
Why? Because annually, each county estimates its required budget to provide services and divides that by the total value of all taxable property within its jurisdiction. This calculation results in the property tax rate.
While there are votes and laws involved in setting tax rates and budgets, in a nutshell, this is the annual process.
Below, you can compare Spring Grove's effective property tax rate to other cities in Illinois and the median property tax rates in Illinois and the U.S.
Spring Grove’s effective property tax rate is 2.35%, which is higher than the county rate in McHenry. That rate is also well above the national median property tax rate of 1.02% and the national median property tax bill of $2,400.
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Spring Grove Tax Rate
2.35%
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Mchenry County Tax Rate
2.42%
Median Effective Illinois Tax Rate
2.33%
Median Effective United States Tax Rate
1.02%
Property Tax Rates Across Spring Grove, Mchenry County, Illinois
| Zip | 10th Percentile | 25th Percentile | Median Tax Rate | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 60081 | 2.07% | 2.20% | 2.35% | 2.40% | 2.50% |
Source: Ownwell
Property Tax Assessment Values Across Spring Grove, Mchenry County, Illinois
When examining property taxes in Spring Grove, Illinois, understanding the distinction between "market value" and "assessed value" is crucial.
The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The McHenry County appraisal district estimates the market value for tax purposes.
The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill.
Assessment notices:
In McHenry County, assessment notices are sent in the spring each year. They'll typically reach your mailbox by the middle of the season.
Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill. For example, the median home price in Spring Grove is $386,838, with a median tax bill of $8,883, compared with the national median property tax rate of 1.02% and the national median property tax bill of $2,400.
Property Tax Assessment Values Across Spring Grove, Mchenry County, Illinois
Source: Ownwell
$167,403
$458,643
$749,883
Median Spring Grove Market Value
$386,838
Median Mchenry County Market Value
$297,576
Median Illinois Market Value
$227,888
Median United States Market Value
$235,294
Property Tax Assessment Values Across Spring Grove, Mchenry County, Illinois
| Zip | 10th Percentile | 25th Percentile | Median Home Price | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 60081 | $197,770 | $292,966 | $386,838 | $449,524 | $515,889 |
Source: Ownwell
Property Tax Bills Across Spring Grove, Mchenry County, Illinois
Spring Grove property tax bills are calculated by applying the local tax rate to a home’s assessed value, which is based on the market value of the property. The assessed value is then used to determine each homeowner’s share of the total tax levy set by local taxing bodies, including schools, municipal services, and other public services. Because the bill is tied to assessed value and local levies, homes with higher market values generally face higher tax bills.
In Spring Grove, the median home price is $386,838, and the median property tax bill is $8,883. That is well above the national median property tax bill of $2,400 and the national median property tax rate of 1.02%. Homeowners in the area may see bills ranging from $6,274 at the 25th percentile to $10,538 at the 75th percentile, with the 90th percentile reaching $12,377. These costs can significantly affect monthly housing expenses and overall affordability.
Median Spring Grove Tax Bill
$8,883
Median Mchenry County Tax Bill
$7,056
Median Illinois Tax Bill
$5,277
Median United States Tax Bill
$2,400
Property Tax Bills Across Spring Grove, Mchenry County, Illinois
| Zip | 10th Percentile | 25th Percentile | Median Tax Bill | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 60081 | $3,889 | $6,274 | $8,883 | $10,538 | $12,377 |
Source: Ownwell
Don't miss the deadline to appeal!
Dates | |
|---|---|
| Appeal Deadline | June 1 |
Links | |
|---|---|
| McHenry Tax Assessor | |
| Website | mchenryil.devnetwedge.com |