Normal, Mclean County, Illinois Property Taxes
Property Taxes in Normal, Illinois
Median Normal, Illinois effective property tax rate: 2.17%, significantly lower than the national median of 1.02%, and lower than the Illinois state median of 2.33%.
Median Normal, Illinois home value: $211,617
Median annual Normal, Illinois tax bill: $4,474, higher than the national median property tax bill of $2,400.
How are property taxes in McLean calculated?
Property taxes in Normal, Illinois are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.
Understanding Normal's property tax system, exemptions, and reduction opportunities can lead to significant savings. Regardless of where you live in Normal, knowing local tax details benefits homeowners and investors.
Last Updated April 13, 2026
Normal, Mclean County, Illinois Property Tax Bill Calculator
$100,000
$1,500,000
$3,000,000
Median Effective Tax Rate
2.17%
Estimate Property Tax Bill
$4,592
$4,261
How Does the {city_name} Property Tax Calculator Work?
Use this {cityname} property tax calculator to estimate your annual property tax bill. Enter your property's assessed value and our calculator applies {cityname}'s median effective tax rate of 2.17% — based on actual property records in McLean County — to generate your estimate.
Enter your property's estimated assessed value — the figure the local appraisal district uses to calculate your bill, which reflects any exemptions you hold and is typically lower than your home's market value. Our calculator applies {city_name}'s median effective rate across all local levies, providing a more accurate estimate than applying a single county millage rate.
Your bill may vary by ZIP code within {city_name}: rates range from 2.17% in 61761 to 2.17% in 61761, primarily due to differences in school district levies and local assessment districts.
For a more precise estimate, scroll down to explore ZIP code-level tax rate trends across {city_name}.
About Normal Property Taxes
About Property Taxes in Bloomington, McLean, Illinois
Bloomington’s median effective property tax rate of 2.17% is lower than the Illinois state median of 2.33% and higher than the national median of 1.02%. This rate reflects the McLean County base levy combined with local school district levies and special service areas that vary by subdivision throughout the city.
Property tax rates are not uniform across Bloomington. Homeowners in the 61761 ZIP code carry a median effective rate of 2.17%, while those in the same ZIP code also pay 2.17%. This shows how local taxing jurisdictions can shape what homeowners owe, even within a single city.
Bloomington homeowners who believe their assessed value is too high can file a formal appeal with the Tax Assessor before the June 1, 2026 deadline each year.
If your estimated bill seems higher than expected, Ownwell can review your assessment and protest on your behalf. You only pay if we save you money.
Property Tax Rates Across Normal, Mclean County, Illinois
As noted earlier, local government entities set tax rates, which can vary widely within a state.
Why? Because annually, each county estimates its required budget to provide services and divides that by the total value of all taxable property within its jurisdiction. This calculation results in the property tax rate.
While there are votes and laws involved in setting tax rates and budgets, in a nutshell, this is the annual process.
Below, you can compare {cityname}'s effective property tax rate to other cities in {statename} and the median property tax rates in {state_name} and the U.S.
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Normal Tax Rate
2.17%
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Mclean County Tax Rate
2.12%
Median Effective Illinois Tax Rate
2.33%
Median Effective United States Tax Rate
1.02%
Property Tax Rates Across Normal, Mclean County, Illinois
| Zip | 10th Percentile | 25th Percentile | Median Tax Rate | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 61761 | 1.86% | 2.05% | 2.17% | 2.26% | 2.42% |
Source: Ownwell
Property Tax Assessment Values Across Normal, Mclean County, Illinois
When examining property taxes in {cityname}, {statename}, understanding the distinction between "market value" and "assessed value" is crucial.
The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The McLean County appraisal district estimates the market value for tax purposes.
The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill.
Assessment notices are sent in the spring each year and typically reach your mailbox by the middle of the month. Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill.
For example, the median home price in {city_name} is $211,617, with a median property tax bill of $4,474. That is well above the national median property tax bill of $2,400. Tax bills range across the county, from $3,504 at the 25th percentile to $7,608 at the 90th percentile, and zip code 61761 shows both the highest median home price and the highest median tax bill at $211,617 and $4,474.
Property Tax Assessment Values Across Normal, Mclean County, Illinois
Source: Ownwell
$63,309
$192,402
$321,495
Median Normal Market Value
$211,617
Median Mclean County Market Value
$202,755
Median Illinois Market Value
$227,888
Median United States Market Value
$235,294
Property Tax Assessment Values Across Normal, Mclean County, Illinois
| Zip | 10th Percentile | 25th Percentile | Median Home Price | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 61761 | $132,360 | $171,678 | $211,617 | $271,816 | $343,932 |
Source: Ownwell
Property Tax Bills Across Normal, Mclean County, Illinois
Property tax bills in Bloomington are calculated by applying the local tax rate to a home’s assessed value, which is based on the market value of the property. The assessed value is then adjusted by exemptions or other qualifying factors before the final bill is set. In McLean County, homeowners should expect their bill to reflect both the value of their home and the tax rates set by local taxing authorities.
With a median home price of $211,617, property taxes can have a meaningful impact on monthly housing costs. The median property tax bill in the area is $4,474, which is well above the national median property tax bill of $2,400 and the national median property tax rate of 1.02%. Bills range from $3,504 at the 25th percentile to $5,868 at the 75th percentile, with the 90th percentile reaching $7,608. For homeowners, that means even similar homes can face very different tax bills depending on assessed value and local rates.
Median Normal Tax Bill
$4,474
Median Mclean County Tax Bill
$4,175
Median Illinois Tax Bill
$5,277
Median United States Tax Bill
$2,400
Property Tax Bills Across Normal, Mclean County, Illinois
| Zip | 10th Percentile | 25th Percentile | Median Tax Bill | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 61761 | $2,557 | $3,504 | $4,474 | $5,868 | $7,608 |
Source: Ownwell
Don't miss the deadline to appeal!
Dates | |
|---|---|
| Appeal Deadline | June 1 |
Links | |
|---|---|
| McLean Tax Assessor | |
| Website | www.mcleancountyil.gov |