Mattoon, Moultrie County, Illinois Property Taxes
Property Taxes in Mattoon, Illinois
Median Mattoon, Illinois effective property tax rate: 2.29%, significantly higher than the national median of 1.02%, and lower than the Illinois state median of 2.33%.
Median Mattoon, Illinois home value: $116,560
Median annual Mattoon, Illinois tax bill: $2,616, $216 higher than the national median property tax bill of $2,400.
How are property taxes in Moultrie calculated?
Property taxes in Mattoon, Illinois are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.
Understanding Mattoon's property tax system, exemptions, and reduction opportunities can lead to significant savings. Regardless of where you live in Mattoon, knowing local tax details benefits homeowners and investors.
Last Updated April 13, 2026
Mattoon, Moultrie County, Illinois Property Tax Bill Calculator
$100,000
$1,500,000
$3,000,000
Median Effective Tax Rate
2.29%
Estimate Property Tax Bill
$2,669
$2,477
How Does the Mattoon Property Tax Calculator Work?
Use this Mattoon property tax calculator to estimate your annual property tax bill. Enter your property's assessed value and our calculator applies Mattoon’s median effective tax rate of 2.29% — based on actual property records in Moultrie County — to generate your estimate.
Enter your property's estimated assessed value — the figure the local assessment process uses to calculate your bill, which reflects any exemptions you hold and is typically lower than your home's market value. Our calculator applies Mattoon’s median effective rate across all local levies, providing a more accurate estimate than applying a single county millage rate.
Your bill may vary by ZIP code within Mattoon: rates are the same across the city, with 2616.00 in 61938. Mattoon’s median property tax rate is higher than the 1.02% national median property tax rate and higher than the 2.33% Illinois median property tax rate, with a median property tax bill of $2616, which is $216 higher than the state tax bill.
For a more precise estimate, scroll down to explore ZIP code-level tax rate trends across Mattoon.
About Mattoon Property Taxes
About Property Taxes in Mattoon, Moultrie, Illinois
Mattoon’s median effective property tax rate of 2.29% is lower than the Illinois state median of 2.33% and higher than the national median of 1.02%. This rate reflects the Moultrie County base levy combined with local school district levies and special service areas that vary by subdivision throughout the city.
Property tax rates are not uniform across Mattoon. Homeowners in ZIP code 61938 carry a median effective rate of 2.29%, while those in the same ZIP code also pay 2.29%. This spread reflects how school district boundaries and local assessment districts are drawn across Moultrie County. Understanding which part of Mattoon you live in can make a meaningful difference to your annual tax bill.
Mattoon homeowners who believe their assessed value is too high can file a formal appeal with the local Tax Assessor before the December 4, 2025 deadline each year.
If your estimated bill above seems higher than expected, Ownwell can review your assessment and protest on your behalf. You only pay if we save you money.
Property Tax Rates Across Mattoon, Moultrie County, Illinois
As noted earlier, local government entities set tax rates, which can vary widely within a state.
Why? Because annually, each county estimates its required budget to provide services and divides that by the total value of all taxable property within its jurisdiction. This calculation results in the property tax rate.
While there are votes and laws involved in setting tax rates and budgets, in a nutshell, this is the annual process.
Below, you can compare Mattoon's effective property tax rate to other cities in Illinois and the median property tax rates in Illinois and the U.S.
Our median effective property tax rate (tax bill Ă· assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Mattoon Tax Rate
2.29%
Our median effective property tax rate (tax bill Ă· assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Moultrie County Tax Rate
2.26%
Median Effective Illinois Tax Rate
2.33%
Median Effective United States Tax Rate
1.02%
Property Tax Rates Across Mattoon, Moultrie County, Illinois
| Zip | 10th Percentile | 25th Percentile | Median Tax Rate | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 61938 | 1.95% | 2.12% | 2.29% | 2.51% | 2.63% |
Source: Ownwell
Property Tax Assessment Values Across Mattoon, Moultrie County, Illinois
When examining property taxes in Mattoon, Illinois, understanding the distinction between “market value” and “assessed value” is crucial.
The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The Moultrie County assessment office estimates the market value for tax purposes.
The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill.
Assessment notices in Moultrie County are sent in the spring each year and typically reach your mailbox by the middle of the month. Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill.
For example, the median home price in Mattoon is $116,560, with a median tax bill of $2,616. Tax bills range significantly across the county, from $952 at the 25th percentile to $4,151 at the 90th percentile.
Property Tax Assessment Values Across Mattoon, Moultrie County, Illinois
Source: Ownwell
$32,196
$91,698
$151,200
Median Mattoon Market Value
$116,560
Median Moultrie County Market Value
$110,660
Median Illinois Market Value
$227,888
Median United States Market Value
$235,294
Property Tax Assessment Values Across Mattoon, Moultrie County, Illinois
| Zip | 10th Percentile | 25th Percentile | Median Home Price | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 61938 | $16,065 | $42,099 | $116,560 | $140,660 | $189,817 |
Source: Ownwell
Property Tax Bills Across Mattoon, Moultrie County, Illinois
Property tax bills in Mattoon are calculated by applying the local tax rate to a home’s assessed value, then adjusting for any exemptions or taxing district levies that apply. The assessed value is based on the market value of the property, and the final bill reflects how much of that value is taxable after local rules are applied. For homeowners in Mattoon, this means two similar homes can receive different bills if their assessed values, exemptions, or taxing districts differ.
The typical home in Mattoon has a median value of $116,560, and the median property tax bill is $2,616 in ZIP code 61938. That is above the national median property tax bill of $2,400, showing that local tax costs can be a meaningful part of homeownership. Bills in the area also vary widely, with the 25th percentile at $952 and the 75th percentile at $3,257, which means some homeowners pay much less or much more depending on their property and location.
Median Mattoon Tax Bill
$2,616
Median Moultrie County Tax Bill
$2,485
Median Illinois Tax Bill
$5,277
Median United States Tax Bill
$2,400
Property Tax Bills Across Mattoon, Moultrie County, Illinois
| Zip | 10th Percentile | 25th Percentile | Median Tax Bill | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 61938 | $678 | $952 | $2,616 | $3,257 | $4,151 |
Source: Ownwell
Don't miss the deadline to appeal!
Dates | |
|---|---|
| Appeal Deadline | December 4 |
Links | |
|---|---|
| Moultrie Tax Assessor | |
| Website | moultrie.illinoisassessors.com |