Findlay, Shelby County, Illinois Property Taxes
Property Taxes in Findlay, Illinois
Median Findlay, Illinois effective property tax rate: 2.26%, significantly higher than the national median of 1.02%, and lower than the Illinois state median of 2.33%.
Median Findlay, Illinois home value: $177,849
Median annual Findlay, Illinois tax bill: $3,881, $1,481 higher than the national median property tax bill of $2,400.
How are property taxes in Shelby calculated?
Property taxes in Findlay, Illinois are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.
Understanding Findlay's property tax system, exemptions, and reduction opportunities can lead to significant savings. Regardless of where you live in Findlay, knowing local tax details benefits homeowners and investors.
Last Updated April 13, 2026
Findlay, Shelby County, Illinois Property Tax Bill Calculator
$100,000
$1,500,000
$3,000,000
Median Effective Tax Rate
2.26%
Estimate Property Tax Bill
$4,019
$3,730
How Does the Findlay Property Tax Calculator Work?
Use this Findlay property tax calculator to estimate your annual property tax bill. Enter your property's assessed value and the calculator applies Findlay's median effective tax rate of 2.26% — based on actual property records in Shelby County — to generate your estimate.
Enter your property's estimated assessed value — the figure used to calculate your bill, which reflects any exemptions you hold and is typically lower than your home's market value. The calculator applies Findlay's median effective rate across local levies, giving a more accurate estimate than using a single county millage rate.
Your bill may vary by ZIP code within Findlay, but the available data shows no ZIP-level spread, with both the highest and lowest median tax bill at $3,881 in 62534.
For a more precise estimate, scroll down to explore ZIP code-level tax rate trends across Findlay.
About Findlay Property Taxes
About Property Taxes in Findlay, Shelby, Illinois
Findlay’s median effective property tax rate of 2.26% is lower than the Illinois state median of 2.33% and higher than the national median of 1.02%. This rate reflects the Shelby County base levy combined with local school district levies and other local charges that shape the final tax bill.
Property tax rates are not uniform across Findlay. Homeowners in the 62534 ZIP code carry a median effective rate of 2.26%, while the lowest ZIP code also sits at 2.26%. That means there is no spread across the city, but the assessed value of a home still plays a major role in what you owe.
Findlay homeowners who believe their assessed value is too high can file a formal appeal with the Shelby County Tax Assessor before the July 11, 2026 deadline each year.
If your estimated bill seems higher than expected, Ownwell can review your assessment and protest on your behalf. You only pay if we save you money.
Property Tax Rates Across Findlay, Shelby County, Illinois
As noted earlier, local government entities set tax rates, which can vary widely within a state.
Why? Because annually, each county estimates its required budget to provide services and divides that by the total value of all taxable property within its jurisdiction. This calculation results in the property tax rate.
While there are votes and laws involved in setting tax rates and budgets, in a nutshell, this is the annual process.
Below, you can compare Findlay's effective property tax rate to other cities in Illinois and the median property tax rates in Illinois and the U.S.
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Findlay Tax Rate
2.26%
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Shelby County Tax Rate
1.92%
Median Effective Illinois Tax Rate
2.33%
Median Effective United States Tax Rate
1.02%
Property Tax Rates Across Findlay, Shelby County, Illinois
| Zip | 10th Percentile | 25th Percentile | Median Tax Rate | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 62534 | 1.79% | 2.06% | 2.26% | 2.37% | 2.37% |
Source: Ownwell
Property Tax Assessment Values Across Findlay, Shelby County, Illinois
When examining property taxes in Findlay, Illinois, understanding the distinction between "market value" and "assessed value" is crucial.
The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The Shelby County appraisal district estimates the market value for tax purposes.
The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill.
Assessment notices:
In Shelby County, assessment notices are sent in the spring each year. They'll typically reach your mailbox by the middle of the month when notices are sent.
Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill. By providing insights into how assessed and market values are determined, this section helps property owners navigate their tax responsibilities and understand the valuation processes affecting their property taxes in Findlay.
For example, the median home price in Findlay is $177,849, with tax bills ranging significantly across the county. 62534 has the highest median home price at $177,849.
Property Tax Assessment Values Across Findlay, Shelby County, Illinois
Source: Ownwell
$92,523
$181,191
$269,859
Median Findlay Market Value
$177,849
Median Shelby County Market Value
$135,435
Median Illinois Market Value
$227,888
Median United States Market Value
$235,294
Property Tax Assessment Values Across Findlay, Shelby County, Illinois
| Zip | 10th Percentile | 25th Percentile | Median Home Price | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 62534 | $36,586 | $102,021 | $177,849 | $273,354 | $445,237 |
Source: Ownwell
Property Tax Bills Across Findlay, Shelby County, Illinois
Property tax bills in Findlay are based on the assessed value of a home and the local tax rate set for Shelby County and other taxing authorities. When a home’s market value changes, the assessed value can change too, which affects the final bill. For homeowners, this means taxes are not fixed and can rise or fall over time depending on the property and local budgets.
With a median home price of $177,849, the median property tax bill in Findlay is $3,881, which is above the national median property tax bill of $2,400 and the national median property tax rate of 1.02%. Bills can vary widely across homes, with the 25th percentile at $2,122, the 75th percentile at $5,895, and the 90th percentile reaching $10,528. That spread shows how much location, value, and assessment differences can affect what homeowners pay each year.
Median Findlay Tax Bill
$3,881
Median Shelby County Tax Bill
$2,407
Median Illinois Tax Bill
$5,277
Median United States Tax Bill
$2,400
Property Tax Bills Across Findlay, Shelby County, Illinois
| Zip | 10th Percentile | 25th Percentile | Median Tax Bill | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 62534 | $526 | $2,122 | $3,881 | $5,895 | $10,528 |
Source: Ownwell
Don't miss the deadline to appeal!
Dates | |
|---|---|
| Appeal Deadline | July 11 |
Links | |
|---|---|
| Shelby Tax Assessor | |
| Website | shelby-il.bhamaps.com |