Davis, Stephenson County, Illinois Property Taxes
Property Taxes in Davis, Illinois
Median Davis, Illinois effective property tax rate: 2.51%, significantly higher than the national median of 1.02%, and higher than the Illinois state median of 2.33%.
Median Davis, Illinois home value: $116,200
Median annual Davis, Illinois tax bill: $2,717, $317 higher than the national median property tax bill of $2,400.
How are property taxes in Stephenson County calculated?
Property taxes in Davis, Illinois are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.
Understanding Davis's property tax system, exemptions, and reduction opportunities can lead to significant savings. Regardless of where you live in Davis, knowing local tax details benefits homeowners and investors.
Last Updated April 13, 2026
Davis, Stephenson County, Illinois Property Tax Bill Calculator
$100,000
$1,500,000
$3,000,000
Median Effective Tax Rate
2.51%
Estimate Property Tax Bill
$2,917
$2,707
How Does the Davis Property Tax Calculator Work?
Use this Davis property tax calculator to estimate your annual property tax bill. Enter your property's assessed value and our calculator applies Davis's median effective tax rate of 2.51% — based on actual property records in Stephenson County — to generate your estimate.
Enter your property's estimated assessed value — the figure the local assessor uses to calculate your bill, which reflects any exemptions you hold and is typically lower than your home's market value. Our calculator applies Davis's median effective rate across all local levies, providing a more accurate estimate than applying a single county millage rate.
Davis's median effective property tax rate is higher than Illinois's 2.33% state median tax rate, and the median property tax bill is $2,717, which is $317 higher than the state median. Your bill may vary by ZIP code within Davis, with 61019 showing the highest and lowest median tax bill in the available data.
For a more precise estimate, scroll down to explore ZIP code-level tax rate trends across Davis.
About Davis Property Taxes
About Property Taxes in Davis, Stephenson, Illinois
Davis's median effective property tax rate of 2.51% is higher than the Illinois state median of 2.33% and higher than the national median of 1.02%. This rate reflects the Stephenson County base levy combined with local school district levies and special service areas that vary by subdivision throughout the city.
Property tax rates are not uniform across Davis. Homeowners in the 61019 ZIP code carry a median effective rate of 2.51%, while those in 61019 pay 2.51%. This spread — 0 percentage points across the same city — reflects how school district boundaries and local assessment districts are drawn across Stephenson County. Understanding which part of Davis you live in can make a meaningful difference to your annual tax bill.
Davis homeowners who believe their assessed value is too high can file a formal appeal with the local Tax Assessor before January 1, 2026.
If your estimated bill above seems higher than expected, Ownwell can review your assessment and protest on your behalf. You only pay if we save you money.
Property Tax Rates Across Davis, Stephenson County, Illinois
As noted earlier, local government entities set tax rates, which can vary widely within a state.
Why? Because annually, each county estimates its required budget to provide services and divides that by the total value of all taxable property within its jurisdiction. This calculation results in the property tax rate.
While there are votes and laws involved in setting tax rates and budgets, in a nutshell, this is the annual process.
Below, you can compare Davis's effective property tax rate to other cities in Illinois and the median property tax rates in Illinois and the U.S.
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Davis Tax Rate
2.51%
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Stephenson County Tax Rate
3.02%
Median Effective Illinois Tax Rate
2.33%
Median Effective United States Tax Rate
1.02%
Property Tax Rates Across Davis, Stephenson County, Illinois
| Zip | 10th Percentile | 25th Percentile | Median Tax Rate | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 61019 | 2.23% | 2.37% | 2.51% | 2.93% | 2.97% |
Source: Ownwell
Property Tax Assessment Values Across Davis, Stephenson County, Illinois
When examining property taxes in Davis, Illinois, understanding the distinction between market value and assessed value is crucial.
The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The Stephenson County assessor estimates the market value for tax purposes.
The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill.
Assessment notices are sent in the spring each year and typically reach your mailbox by the middle of the month.
Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill. For Davis, the median home price is $116,200, with tax bills centered at $2,717. The national median property tax rate is 1.02% and the national median property tax bill is $2,400.
Property Tax Assessment Values Across Davis, Stephenson County, Illinois
Source: Ownwell
$49,413
$108,669
$167,925
Median Davis Market Value
$116,200
Median Stephenson County Market Value
$75,993
Median Illinois Market Value
$227,888
Median United States Market Value
$235,294
Property Tax Assessment Values Across Davis, Stephenson County, Illinois
| Zip | 10th Percentile | 25th Percentile | Median Home Price | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 61019 | $44,538 | $71,725 | $116,200 | $158,438 | $202,195 |
Source: Ownwell
Property Tax Bills Across Davis, Stephenson County, Illinois
Property tax bills in Davis are based on the assessed value of a home, not its market value, and the local tax rate applied to that assessment. For a home with a median home price of $116,200, the property tax bill can vary depending on exemptions, local levies, and how the property is classified.
The typical tax burden in the area is $2,717, which is above the national median property tax bill of $2,400. That means homeowners in Davis may pay more than the typical U.S. homeowner, even when home values are relatively modest.
Property taxes affect monthly housing costs and can make ownership less affordable if assessments rise. Bills in the area also show a wide range, with the 25th percentile at $1,681 and the 75th percentile at $3,677, while the 90th percentile reaches $5,262.
Median Davis Tax Bill
$2,717
Median Stephenson County Tax Bill
$2,141
Median Illinois Tax Bill
$5,277
Median United States Tax Bill
$2,400
Property Tax Bills Across Davis, Stephenson County, Illinois
| Zip | 10th Percentile | 25th Percentile | Median Tax Bill | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 61019 | $1,319 | $1,681 | $2,717 | $3,677 | $5,262 |
Source: Ownwell
Don't miss the deadline to appeal!
Dates | |
|---|---|
| Appeal Deadline | January 1 |
Links | |
|---|---|
| Stephenson Tax Assessor | |
| Website | stephensonil.devnetwedge.com |