Calvert County, Maryland Property Taxes
Property Taxes in Calvert County, Maryland
Median Calvert County effective property tax rate: 1.06%, significantly higher than the national median of 1.02%.
Median Calvert County home value: $373,400
Median annual Calvert County tax bill: $3,976, $1,576 higher than the national median property tax bill of $2,400.
How are property taxes in Calvert County calculated?
Property taxes in Calvert County are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.
Understanding your county's property tax system, exemptions, and reduction opportunities can lead to significant savings. Whether you live in Calvert County or another part of Calvert County, knowing local tax details benefits homeowners and investors.
Last Updated April 13, 2026
Calvert County, Maryland Property Tax Bill Calculator
$100,000
$1,500,000
$3,000,000
Median Effective Tax Rate
1.06%
Estimate Property Tax Bill
$3,958
$3,673
How Does the Calvert County Property Tax Calculator Work?
Use this Calvert County property tax calculator to estimate your annual property tax bill. Enter your property's assessed value and our calculator applies Calvert County's median effective tax rate of 1.06% to generate your estimate.
Enter your property's estimated assessed value — the figure the assessment office assigns for tax purposes, which is typically lower than market value after applicable exemptions. Our calculator uses the median effective rate for a more accurate estimate than the statutory millage rate alone.
Your actual bill may vary based on your specific exemptions, local school district levies, and any special assessment districts that apply to your property. Calvert County’s median tax rate is higher than the national median property tax rate of 1.02%, and the median property tax bill of $3,976 is higher than the national median property tax bill of $2,400.
For a more precise estimate, scroll down to explore city and ZIP code-level tax rate trends across Calvert County.
Property Tax Rates Across Calvert County, Maryland
What Are Effective Property Tax Rates Across Calvert County?
Local government entities set tax rates, which vary widely across Calvert County. Each year, the county estimates its budget for public services and divides that total by the assessed value of all taxable property within its jurisdiction.
Below, compare Calvert County's effective property tax rate to other counties in Maryland or the U.S. median of 1.02%.
Calvert County's median effective rate stands at 1.06%, which is higher than the national median of 1.02%. Within Calvert County, the highest rate is found in North Beach at 1.32%, while Solomons has the lowest at 0.98%.
These variations reflect differences in local school district levies, special taxing districts assessments, and special district bonds — which compound the base county rate.
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Calvert County Tax Rate
1.06%
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Maryland Tax Rate
1.21%
Median Effective United States Tax Rate
1.02%
Property Tax Rates Across Calvert County, Maryland
| City | 10th Percentile | 25th Percentile | Median Tax Rate | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| Broomes Island | 0.88% | 0.95% | 1.00% | 1.03% | 1.06% |
| Chesapeake Beach | 1.00% | 1.02% | 1.04% | 1.08% | 1.13% |
| Dunkirk | 1.02% | 1.05% | 1.06% | 1.08% | 1.09% |
| Huntingtown | 1.09% | 1.11% | 1.13% | 1.14% | 1.15% |
| Lusby | 0.95% | 0.99% | 1.03% | 1.07% | 1.10% |
| North Beach | 1.05% | 1.07% | 1.32% | 1.43% | 1.52% |
| Owings | 1.03% | 1.05% | 1.07% | 1.08% | 1.11% |
| Port Republic | 0.94% | 0.98% | 1.01% | 1.12% | 1.14% |
| Prince Frederick | 0.95% | 1.12% | 1.13% | 1.14% | 1.16% |
| Saint Leonard | 0.92% | 0.97% | 0.99% | 1.01% | 1.05% |
| Solomons | 0.94% | 0.96% | 0.98% | 1.02% | 1.04% |
| Sunderland | 1.04% | 1.06% | 1.08% | 1.11% | 1.13% |
| St Leonard | N/A | N/A | N/A | N/A | N/A |
Source: Ownwell
Property Tax Assessment Values Across Calvert County, Maryland
When examining property taxes in Calvert County, understanding the distinction between market value and assessed value is crucial.
The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The Calvert County assessment office estimates the market value for tax purposes.
The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill.
Assessment notices:
In Calvert County, assessment notices are sent in the spring each year. They'll typically reach your mailbox by the middle of May.
Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill. By providing insights into how assessed and market values are determined, this section helps property owners navigate their tax responsibilities and understand the valuation processes affecting their property taxes in Calvert County.
For example, the median tax bill in Calvert County is $3,976, compared with the national median property tax bill of $2,400. Tax bills range significantly across the county, with Dunkirk at the highest median home price of $492,400.
Property Tax Assessment Values Across Calvert County, Maryland
Source: Ownwell
$296,400
$394,400
$492,400
Median Calvert County Market Value
$373,400
Median Maryland Market Value
$338,400
Median United States Market Value
$235,294
Property Tax Assessment Values Across Calvert County, Maryland
| City | 10th Percentile | 25th Percentile | Median Home Price | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| Broomes Island | $207,690 | $276,775 | $436,800 | $619,275 | $833,120 |
| Chesapeake Beach | $219,880 | $296,700 | $351,800 | $478,700 | $591,320 |
| Dunkirk | $335,840 | $404,200 | $492,400 | $634,700 | $794,660 |
| Huntingtown | $267,800 | $351,300 | $437,000 | $534,300 | $643,040 |
| Lusby | $170,650 | $241,800 | $301,700 | $375,500 | $503,970 |
| North Beach | $203,080 | $247,275 | $296,400 | $372,675 | $455,600 |
| Owings | $310,710 | $389,775 | $484,200 | $586,400 | $706,180 |
| Port Republic | $222,180 | $308,800 | $401,300 | $499,100 | $599,900 |
| Prince Frederick | $202,340 | $265,825 | $349,250 | $469,475 | $619,750 |
| Saint Leonard | $231,900 | $292,700 | $401,300 | $505,000 | $645,300 |
| Solomons | $241,900 | $298,400 | $369,400 | $488,050 | $648,980 |
| Sunderland | $248,580 | $350,400 | $447,100 | $562,050 | $667,600 |
| St Leonard | N/A | N/A | N/A | N/A | N/A |
Source: Ownwell
Property Tax Bills Across Calvert County, Maryland
Property tax bills in Calvert County are based on the assessed value of a home and the local tax rate set by taxing authorities. When a property’s market value rises, the assessed value can increase too, which often leads to a higher tax bill. Homeowners in the county typically see tax bills that reflect both the value of their property and the services funded by property taxes, such as schools and local government operations.
For a home priced near the county median of $373,400, the tax bill can vary widely depending on location and assessment details. The 25th percentile tax bill is $3,040, while the 75th percentile is $5,248 and the 90th percentile reaches $6,545. That range shows how much property taxes can differ from one homeowner to another.
Among local areas, Dunkirk has the highest median tax bill at $5,149, while Lusby has the lowest at $3,129. Compared with the national median property tax rate of 1.02% and national median bill of $2,400, Calvert County homeowners often face higher property tax costs.
Median Calvert County Tax Bill
$3,976
Median Maryland Tax Bill
$4,092
Median United States Tax Bill
$2,400
Property Tax Bills Across Calvert County, Maryland
| City | 10th Percentile | 25th Percentile | Median Tax Bill | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| Broomes Island | $2,033 | $2,711 | $4,062 | $6,178 | $8,081 |
| Chesapeake Beach | $2,391 | $3,122 | $3,684 | $4,921 | $6,046 |
| Dunkirk | $3,533 | $4,277 | $5,149 | $6,505 | $8,172 |
| Huntingtown | $2,951 | $3,909 | $4,865 | $5,877 | $7,076 |
| Lusby | $2,213 | $2,670 | $3,129 | $3,798 | $5,136 |
| North Beach | $2,619 | $2,982 | $3,669 | $4,739 | $5,809 |
| Owings | $3,243 | $4,108 | $5,097 | $6,125 | $7,323 |
| Port Republic | $2,415 | $3,160 | $4,122 | $4,979 | $5,883 |
| Prince Frederick | $2,233 | $2,956 | $3,837 | $5,099 | $6,372 |
| Saint Leonard | $2,300 | $2,836 | $3,918 | $4,923 | $6,297 |
| Solomons | $2,395 | $2,928 | $3,755 | $4,793 | $6,342 |
| Sunderland | $2,517 | $3,768 | $4,779 | $5,969 | $7,276 |
| St Leonard | N/A | N/A | N/A | N/A | N/A |
Source: Ownwell
Don't miss the deadline to appeal!
Dates | |
|---|---|
| Appeal Deadline | February 13 |
Links | |
|---|---|
| Calvert Tax Assessor | |
| Website | sdat.dat.maryland.gov |