Caroline County, Maryland Property Taxes
Property Taxes in Caroline County, Maryland
Median Caroline County effective property tax rate: 1.08%, significantly higher than the national median of 1.02%.
Median Caroline County home value: $232,700
Median annual Caroline County tax bill: $2,617, $217 higher than the national median property tax bill of $2,400.
How are property taxes in Caroline County calculated?
Property taxes in Caroline County are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.
Understanding your county's property tax system, exemptions, and reduction opportunities can lead to significant savings. Whether you live in Caroline County or another part of Caroline County, knowing local tax details benefits homeowners and investors.
Last Updated April 13, 2026
Caroline County, Maryland Property Tax Bill Calculator
$100,000
$1,500,000
$3,000,000
Median Effective Tax Rate
1.08%
Estimate Property Tax Bill
$2,513
$2,332
How Does the Caroline County Property Tax Calculator Work?
Use this Caroline County property tax calculator to estimate your annual property tax bill. Enter your property's assessed value and our calculator applies Caroline County's median effective tax rate of 1.08% to generate your estimate.
Enter your property's estimated assessed value — the figure used for tax purposes, which is typically lower than market value after applicable exemptions. Our calculator uses the median effective rate for a more accurate estimate than the statutory millage rate alone.
Your actual bill may vary based on your specific exemptions, local school district levies, and any special assessment districts that apply to your property. Caroline County’s median tax rate is lower than Maryland’s 1.21% median rate, but the county’s $2,617 median tax bill is $217 higher than the state median bill of $2,400.
For a more precise estimate, scroll down to explore city and ZIP code-level tax rate trends across Caroline County.
Property Tax Rates Across Caroline County, Maryland
What Are Effective Property Tax Rates Across Caroline County?
Local government entities set tax rates, which vary widely across Caroline County. Each year, the county estimates its budget for public services and divides that total by the assessed value of all taxable property within its jurisdiction.
Below, compare Caroline County's effective property tax rate to other counties in Maryland or the U.S. median of 1.02%.
Caroline County's median effective rate stands at 1.08%, which is higher than the national median of 1.02%. Within Caroline County, the highest rate is found in HILLSBORO at 1.18%, while PRESTON has the lowest at 0.97%.
These variations reflect differences in local school district levies, special taxing districts assessments, and special district bonds — which compound the base county rate.
Our median effective property tax rate (tax bill Ă· assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Caroline County Tax Rate
1.08%
Our median effective property tax rate (tax bill Ă· assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Maryland Tax Rate
1.21%
Median Effective United States Tax Rate
1.02%
Property Tax Rates Across Caroline County, Maryland
| City | 10th Percentile | 25th Percentile | Median Tax Rate | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| Denton | 0.92% | 1.00% | 1.07% | 1.45% | 1.59% |
| Federalsburg | 0.78% | 0.90% | 1.03% | 1.35% | 1.57% |
| Goldsboro | 0.96% | 1.06% | 1.11% | 1.14% | 1.55% |
| Greensboro | 0.94% | 1.04% | 1.12% | 1.66% | 1.73% |
| Henderson | 1.02% | 1.09% | 1.12% | 1.14% | 1.23% |
| Hillsboro | 1.02% | 1.10% | 1.18% | 1.24% | 1.29% |
| Marydel | 1.05% | 1.09% | 1.13% | 1.16% | 1.44% |
| Preston | 0.83% | 0.90% | 0.97% | 1.06% | 1.18% |
| Queen Anne | 0.99% | 1.05% | 1.10% | 1.11% | 1.11% |
| Ridgely | 1.00% | 1.07% | 1.12% | 1.44% | 1.51% |
| Barclay | N/A | N/A | N/A | N/A | N/A |
| Bethlehem | N/A | N/A | N/A | N/A | N/A |
Source: Ownwell
Property Tax Assessment Values Across Caroline County, Maryland
When examining property taxes in Caroline County, understanding the distinction between “market value” and “assessed value” is crucial.
The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The Caroline County assessment office estimates the market value for tax purposes.
The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill.
Assessment notices:
In Caroline County, assessment notices are sent in the spring each year. They'll typically reach your mailbox by the middle of December.
Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill. The median tax bill in Caroline County is $2,617, compared with the national median property tax bill of $2,400. Queen Anne has the highest median home price at $327,900.
Property Tax Assessment Values Across Caroline County, Maryland
Source: Ownwell
$164,000
$245,950
$327,900
Median Caroline County Market Value
$232,700
Median Maryland Market Value
$338,400
Median United States Market Value
$235,294
Property Tax Assessment Values Across Caroline County, Maryland
| City | 10th Percentile | 25th Percentile | Median Home Price | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| Denton | $148,420 | $193,500 | $268,750 | $352,275 | $442,180 |
| Federalsburg | $99,660 | $138,600 | $187,700 | $244,400 | $317,560 |
| Goldsboro | $98,090 | $144,000 | $207,200 | $289,550 | $399,700 |
| Greensboro | $129,240 | $175,500 | $225,700 | $290,200 | $374,400 |
| Henderson | $112,740 | $160,400 | $220,650 | $300,625 | $361,830 |
| Hillsboro | $136,400 | $162,650 | $191,950 | $232,275 | $334,950 |
| Marydel | $86,760 | $115,800 | $164,000 | $210,600 | $275,620 |
| Preston | $144,100 | $188,300 | $249,500 | $337,850 | $448,800 |
| Queen Anne | $247,360 | $290,000 | $327,900 | $383,500 | $425,760 |
| Ridgely | $142,360 | $184,100 | $244,600 | $314,400 | $405,340 |
| Barclay | N/A | N/A | N/A | N/A | N/A |
| Bethlehem | N/A | N/A | N/A | N/A | N/A |
Source: Ownwell
Property Tax Bills Across Caroline County, Maryland
Property tax bills in Caroline County are based on the assessed value of a home and the local tax rate set by taxing authorities. When a property’s market value rises, the assessed value can increase too, which may lead to a higher tax bill. For a home with a median market value of $232,700, the bill can vary widely depending on location, exemptions, and any changes in assessment.
In Caroline County, the 25th percentile tax bill is $1,906, while the 75th percentile reaches $3,521 and the 90th percentile climbs to $4,623. That spread shows how much property taxes can differ even among similar homes. Homeowners in places like Queen Anne, where the median tax bill is $3,513, may pay much more than those in Marydel, where the median is $1,851. Because property taxes are tied to home value and local rates, they directly affect monthly housing costs and long-term affordability.
Median Caroline County Tax Bill
$2,617
Median Maryland Tax Bill
$4,092
Median United States Tax Bill
$2,400
Property Tax Bills Across Caroline County, Maryland
| City | 10th Percentile | 25th Percentile | Median Tax Bill | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| Denton | $1,671 | $2,279 | $3,072 | $4,180 | $5,230 |
| Federalsburg | $1,037 | $1,434 | $1,949 | $2,689 | $3,516 |
| Goldsboro | $1,217 | $1,705 | $2,287 | $3,082 | $4,307 |
| Greensboro | $1,549 | $2,167 | $2,800 | $3,498 | $4,355 |
| Henderson | $1,294 | $1,816 | $2,398 | $3,266 | $3,975 |
| Hillsboro | $1,352 | $1,904 | $2,225 | $2,786 | $3,563 |
| Marydel | $917 | $1,327 | $1,851 | $2,360 | $3,046 |
| Preston | $1,379 | $1,814 | $2,401 | $3,219 | $4,262 |
| Queen Anne | $2,276 | $2,995 | $3,513 | $4,136 | $4,647 |
| Ridgely | $1,675 | $2,240 | $2,878 | $3,766 | $4,671 |
| Barclay | N/A | N/A | N/A | N/A | N/A |
| Bethlehem | N/A | N/A | N/A | N/A | N/A |
Source: Ownwell
Don't miss the deadline to appeal!
Dates | |
|---|---|
| Appeal Deadline | February 14 |
Links | |
|---|---|
| Caroline Tax Assessor | |
| Website | sdat.dat.maryland.gov |
Frequently Asked Property Tax Questions in Caroline County, Maryland
How are property taxes calculated in Caroline County, Maryland?
How do I appeal my property taxes in Caroline County, Maryland?
What property tax exemptions are available in Caroline County, Maryland?
When are property taxes due in Caroline County, Maryland?
How can Ownwell help reduce my property taxes in Caroline County, Maryland?
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