Bivalve, Wicomico County, Maryland Property Taxes

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Property Taxes in Bivalve, Maryland

Median Bivalve, Maryland effective property tax rate: 0.81%, significantly lower than the national median of 1.02%, and lower than the Maryland state median of 1.21%.
Median Bivalve, Maryland home value: $153,900
Median annual Bivalve, Maryland tax bill: $1,107, $1,293 lower than the national median property tax bill of $2,400.

How are property taxes in Wicomico calculated?

Property taxes in Bivalve, Maryland are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.

Understanding Bivalve's property tax system, exemptions, and reduction opportunities can lead to significant savings. Regardless of where you live in Bivalve, knowing local tax details benefits homeowners and investors.

Last Updated April 13, 2026

Bivalve, Wicomico County, Maryland Property Tax Bill Calculator

Property Assessed Value

$100,000

$1,500,000

$3,000,000

Median Effective Tax Rate

0.81%

Estimate Property Tax Bill

$1,247

$1,157

How Does the Bivalve Property Tax Calculator Work?

Use this Bivalve property tax calculator to estimate your annual property tax bill. Enter your property's assessed value and our calculator applies Bivalve's median effective tax rate of 0.81% — based on actual property records in Wicomico County — to generate your estimate.

Enter your property's estimated assessed value — the figure the local assessment office uses to calculate your bill, which reflects any exemptions you hold and is typically lower than your home's market value. Our calculator applies Bivalve's median effective rate across all local levies, providing a more accurate estimate than applying a single county millage rate.

Your bill may vary by ZIP code within Bivalve: rates range from 1107.00 in 21814 to 1107.00 in 21814, primarily due to differences in school district levies and local assessment districts.

For a more precise estimate, scroll down to explore ZIP code-level tax rate trends across Bivalve.

About Bivalve Property Taxes

About Property Taxes in Bivalve, Wicomico, Maryland

Bivalve’s median effective property tax rate of 0.81% is lower than the Maryland state median of 1.21% and lower than the national median of 1.02%. This rate reflects the Wicomico County base levy combined with local school district levies and special taxing districts that vary by subdivision throughout the city.

Property tax rates are not uniform across Bivalve. Homeowners in ZIP code 21814 carry a median effective rate of 0.81%, while those in 21814 pay 0.81%. This spread — 0.00 percentage points across the same city — reflects how school district boundaries and local assessment districts are drawn across Wicomico County. Understanding which part of Bivalve you live in can make a meaningful difference to your annual tax bill.

Bivalve homeowners who believe their assessed value is too high can file a formal appeal with the local Tax Assessor before the February 13, 2026 deadline each year.

If your estimated bill above seems higher than expected, Ownwell can review your assessment and protest on your behalf. You only pay if we save you money.

Property Tax Rates Across Bivalve, Wicomico County, Maryland

As noted earlier, local government entities set tax rates, which can vary widely within a state.

Why? Because annually, each county estimates its required budget to provide services and divides that by the total value of all taxable property within its jurisdiction. This calculation results in the property tax rate.

While there are votes and laws involved in setting tax rates and budgets, in a nutshell, this is the annual process.

Below, you can compare Bivalve's effective property tax rate to other cities in Maryland and the median property tax rates in Maryland and the U.S.

Property Tax Rates Across Bivalve, Wicomico County, Maryland

Source: Ownwell

0.80%

0.89%

0.98%

Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.

Median Effective Bivalve Tax Rate

0.81%

Median Effective Wicomico County Tax Rate

0.90%

Median Effective Maryland Tax Rate

1.21%

Median Effective United States Tax Rate

1.02%

Property Tax Rates Across Bivalve, Wicomico County, Maryland

Zip	10th Percentile	25th Percentile	Median Tax Rate	75th Percentile	90th Percentile
21814	0.63%	0.73%	0.81%	0.88%	0.99%

Source: Ownwell

Property Tax Assessment Values Across Bivalve, Wicomico County, Maryland

When examining property taxes in Bivalve, Maryland, understanding the distinction between "market value" and "assessed value" is crucial.

The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The Wicomico County assessment office estimates the market value for tax purposes.

The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill.

Assessment notices:

In Wicomico County, assessment notices are sent in the spring each year. They'll typically reach your mailbox by the middle of December.

Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill. By providing insights into how assessed and market values are determined, this section helps property owners navigate their tax responsibilities and understand the valuation processes affecting their property taxes in Bivalve.

For example, the median home price in Bivalve is $153,900, with tax bills ranging significantly across the county. ZIP code 21814 has the highest median home price at $153,900.

Property Tax Assessment Values Across Bivalve, Wicomico County, Maryland

Source: Ownwell

$128,400

$180,400

$232,400

Median Bivalve Market Value

$153,900

Median Wicomico County Market Value

$175,800

Median Maryland Market Value

$338,400

Median United States Market Value

$235,294

Property Tax Assessment Values Across Bivalve, Wicomico County, Maryland

Zip	10th Percentile	25th Percentile	Median Home Price	75th Percentile	90th Percentile
21814	$43,100	$94,100	$153,900	$223,500	$334,700

Source: Ownwell

Property Tax Bills Across Bivalve, Wicomico County, Maryland

Bivalve property tax bills are based on the assessed value of a home and the local tax rate set by the county and other taxing authorities. The bill is calculated by applying that rate to the home’s assessed market value, so changes in value can directly affect what homeowners owe. In Bivalve, the median home price is $153,900, and the median tax bill is $1,107, which is below the national median property tax bill of $2,400.

Several factors influence the final bill, including the home’s assessed value, local tax rates, and any exemptions or special assessments that may apply. For many homeowners, a higher assessment can mean a larger tax bill, even if their income has not changed. Bills in the area also vary widely, with the 25th percentile at $769 and the 90th percentile at $2,382. That range shows how much property taxes can differ from one homeowner to another, even within the same city.

Property Tax Bills Across Bivalve, Wicomico County, Maryland

Source: Ownwell

$968

$1,518

$2,067

Median Bivalve Tax Bill

$1,107

Median Wicomico County Tax Bill

$1,546

Median Maryland Tax Bill

$4,092

Median United States Tax Bill

$2,400

Property Tax Bills Across Bivalve, Wicomico County, Maryland

Zip	10th Percentile	25th Percentile	Median Tax Bill	75th Percentile	90th Percentile
21814	$411	$769	$1,107	$1,645	$2,382

Source: Ownwell

Don't miss the deadline to appeal!

Dates
Appeal Deadline	February 13

Links
Wicomico Tax Assessor
Website	sdat.dat.maryland.gov

Frequently Asked Property Tax Questions in Bivalve, Maryland

How are property taxes calculated in Bivalve, Maryland?

Property taxes in Bivalve, Maryland are calculated by multiplying your property's assessed value by the applicable tax rate set by local taxing authorities. The assessed value is determined by the county assessor and may differ from your property's market value depending on local assessment ratios and exemptions.

How do I appeal my property taxes in Bivalve, Maryland?

To appeal your property taxes in Bivalve, Maryland, you typically need to file a formal protest or appeal with your local appraisal district or assessor's office by the stated deadline. You'll need evidence such as comparable sales, a recent independent appraisal, or documentation of property condition issues. Ownwell can handle this entire process for you.

What property tax exemptions are available in Bivalve, Maryland?

Common property tax exemptions in Bivalve, Maryland include homestead exemptions for primary residences, senior citizen exemptions, veteran exemptions, and disability exemptions. Exemption amounts and eligibility requirements vary by county. Contact your local appraisal district or check Ownwell for details specific to your property.

When are property taxes due in Bivalve, Maryland?

Property tax deadlines in Bivalve, Maryland vary by county but typically include an assessment notice period in spring or early summer, followed by an appeal deadline, and a tax payment due date in the fall or winter. Check with your county assessor's office for specific dates in your area.

How can Ownwell help reduce my property taxes in Bivalve, Maryland?

Ownwell provides professional property tax appeal services in Bivalve, Maryland. Our team analyzes your assessment, gathers evidence, files all paperwork, and represents you at hearings — all with no upfront cost. You only pay a percentage of your savings if we successfully lower your tax bill.