Hubbard Lake, Alcona County, Michigan Property Taxes
Property Taxes in Hubbard Lake, Michigan
Median Hubbard Lake, Michigan effective property tax rate: 0.94%, significantly lower than the national median of 1.02%, and lower than the Michigan state median of 1.05%.
Median Hubbard Lake, Michigan home value: $291,000
Median annual Hubbard Lake, Michigan tax bill: $2,579, $179 higher than the national median property tax bill of $2,400.
How are property taxes in Alcona calculated?
Property taxes in Hubbard Lake, Michigan are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.
Understanding Hubbard Lake's property tax system, exemptions, and reduction opportunities can lead to significant savings. Regardless of where you live in Hubbard Lake, knowing local tax details benefits homeowners and investors.
Last Updated April 13, 2026
Hubbard Lake, Alcona County, Michigan Property Tax Bill Calculator
$100,000
$1,500,000
$3,000,000
Median Effective Tax Rate
0.94%
Estimate Property Tax Bill
$2,735
$2,538
How Does the Hubbard Lake Property Tax Calculator Work?
Use this Hubbard Lake property tax calculator to estimate your annual property tax bill. Enter your property's assessed value and our calculator applies Hubbard Lake's median effective tax rate of 0.94% — based on actual property records in Alcona County — to generate your estimate.
Enter your property's estimated assessed value — the figure the local assessment district uses to calculate your bill, which reflects any exemptions you hold and is typically lower than your home's market value. Our calculator applies Hubbard Lake's median effective rate across all local levies, providing a more accurate estimate than applying a single county millage rate.
Your bill may vary by ZIP code within Hubbard Lake: rates range from 0.94% in 49747 to 0.94% in 49747, primarily due to differences in school district levies and local assessment districts.
For a more precise estimate, scroll down to explore ZIP code-level tax rate trends across Hubbard Lake.
About Hubbard Lake Property Taxes
About Property Taxes in Hubbard Lake, Alcona, Michigan
Hubbard Lake’s median effective property tax rate of 0.94% is lower than the Michigan state median of 1.05% and lower than the national median of 1.02%. This rate reflects the Alcona County base levy combined with local school district levies and Tax increment finance districts that vary by subdivision throughout the city.
Property tax rates are not uniform across Hubbard Lake. Homeowners in ZIP code 49747 carry a median effective rate of 0.94%, while those in 49747 pay 0.94%. This spread — 0.00 percentage points across the same city — reflects how school district boundaries and local assessment districts are drawn across Alcona County. Understanding which part of Hubbard Lake you live in can make a meaningful difference to your annual tax bill.
Hubbard Lake homeowners who believe their assessed value is too high can file a formal appeal with the local Tax Assessor before the March 9, 2026 deadline each year.
If your estimated bill above seems higher than expected, Ownwell can review your assessment and protest on your behalf. You only pay if we save you money.
Property Tax Rates Across Hubbard Lake, Alcona County, Michigan
As noted earlier, local government entities set tax rates, which can vary widely within a state.
Why? Because annually, each county estimates its required budget to provide services and divides that by the total value of all taxable property within its jurisdiction. This calculation results in the property tax rate.
While there are votes and laws involved in setting tax rates and budgets, in a nutshell, this is the annual process.
Below, you can compare Hubbard Lake's effective property tax rate to other cities in Michigan and the median property tax rates in Michigan and the U.S.
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Hubbard Lake Tax Rate
0.94%
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Alcona County Tax Rate
0.98%
Median Effective Michigan Tax Rate
1.05%
Median Effective United States Tax Rate
1.02%
Property Tax Rates Across Hubbard Lake, Alcona County, Michigan
| Zip | 10th Percentile | 25th Percentile | Median Tax Rate | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 49747 | 0.51% | 0.65% | 0.94% | 1.19% | 1.42% |
Source: Ownwell
Property Tax Assessment Values Across Hubbard Lake, Alcona County, Michigan
When examining property taxes in Hubbard Lake, Michigan, understanding the distinction between market value and assessed value is crucial.
The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The Alcona County appraisal district estimates the market value for tax purposes.
The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill.
Assessment notices:
In Alcona County, assessment notices are sent in the spring each year. They'll typically reach your mailbox by the middle of the month.
Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill. By providing insights into how assessed and market values are determined, this section helps property owners navigate their tax responsibilities and understand the valuation processes affecting their property taxes in Hubbard Lake.
For example, the median home price in Hubbard Lake is $291,000, with tax bills ranging significantly across the county. 49747 has the highest median home price at $291,000.
Property Tax Assessment Values Across Hubbard Lake, Alcona County, Michigan
Source: Ownwell
$66,900
$178,950
$291,000
Median Hubbard Lake Market Value
$291,000
Median Alcona County Market Value
$153,000
Median Michigan Market Value
$213,740
Median United States Market Value
$235,294
Property Tax Assessment Values Across Hubbard Lake, Alcona County, Michigan
| Zip | 10th Percentile | 25th Percentile | Median Home Price | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 49747 | $68,120 | $127,500 | $291,000 | $545,200 | $747,080 |
Source: Ownwell
Property Tax Bills Across Hubbard Lake, Alcona County, Michigan
Property tax bills in Hubbard Lake are calculated by multiplying a home’s assessed value by the local tax rate, then applying any exemptions or adjustments that reduce the taxable amount. The assessed value is based on the market value of the property, so homes with higher values generally face larger tax bills. In Alcona County, the median home price is $291,000, which helps show how property values can shape what homeowners pay.
For many homeowners, the size of the bill depends on both the home’s value and the tax rate set by local taxing authorities. In Hubbard Lake, tax bills can vary widely, with the 25th percentile at $1,299 and the 75th percentile at $4,452. The 90th percentile reaches $6,809, showing that some homeowners pay far more than the national median property tax bill of $2,400. The median tax bill in ZIP code 49747 is $2,579, which is above the national median property tax rate of 1.02% in impact for many owners.
Median Hubbard Lake Tax Bill
$2,579
Median Alcona County Tax Bill
$1,366
Median Michigan Tax Bill
$2,084
Median United States Tax Bill
$2,400
Property Tax Bills Across Hubbard Lake, Alcona County, Michigan
| Zip | 10th Percentile | 25th Percentile | Median Tax Bill | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 49747 | $652 | $1,299 | $2,579 | $4,452 | $6,809 |
Source: Ownwell
Don't miss the deadline to appeal!
Dates | |
|---|---|
| Appeal Deadline | March 9 |
Links | |
|---|---|
| Alcona Tax Assessor | |
| Website | bsaonline.com |