Lachine, Alpena County, Michigan Property Taxes
Property Taxes in Lachine, Michigan
Median Lachine, Michigan effective property tax rate: 0.93%, significantly lower than the national median of 1.02%, and lower than the Michigan state median of 1.05%.
Median Lachine, Michigan home value: $156,300
Median annual Lachine, Michigan tax bill: $1,431, $969 lower than the national median property tax bill of $2,400.
How are property taxes in Alpena calculated?
Property taxes in Lachine, Michigan are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.
Understanding Lachine's property tax system, exemptions, and reduction opportunities can lead to significant savings. Regardless of where you live in Lachine, knowing local tax details benefits homeowners and investors.
Last Updated April 13, 2026
Lachine, Alpena County, Michigan Property Tax Bill Calculator
$100,000
$1,500,000
$3,000,000
Median Effective Tax Rate
0.93%
Estimate Property Tax Bill
$1,454
$1,349
How Does the Lachine Property Tax Calculator Work?
Use this Lachine property tax calculator to estimate your annual property tax bill. Enter your property's assessed value and our calculator applies Lachine's median effective tax rate of 0.93% — based on actual property records in Alpena County — to generate your estimate.
Enter your property's estimated assessed value — the figure the local assessment system uses to calculate your bill, which reflects any exemptions you hold and is typically lower than your home's market value. Our calculator applies Lachine's median effective rate across all local levies, providing a more accurate estimate than applying a single county millage rate.
Your bill may vary by ZIP code within Lachine: rates range from $1431.00 in 49753 to $1431.00 in 49753, primarily due to differences in school district levies and local assessment districts.
For a more precise estimate, scroll down to explore ZIP code-level tax rate trends across Lachine.
About Lachine Property Taxes
About Property Taxes in Lachine, Alpena, Michigan
Lachine’s median effective property tax rate of 0.93% is lower than the Michigan state median of 1.05% and lower than the national median of 1.02%. This rate reflects the Alpena County base levy combined with local school district levies and Tax increment finance districts that vary by subdivision throughout the city.
Property tax rates are not uniform across Lachine. Homeowners in ZIP code 49753 carry a median effective rate of 0.93%, and the same ZIP code also reflects a median tax bill of $1,431. Understanding how local assessment districts are drawn across Alpena County can make a meaningful difference to your annual tax bill.
Lachine homeowners who believe their assessed value is too high can file a formal appeal with the Tax Assessor before the March 9, 2026 deadline each year.
If your estimated bill above seems higher than expected, Ownwell can review your assessment and protest on your behalf. You only pay if we save you money.
Property Tax Rates Across Lachine, Alpena County, Michigan
As noted earlier, local government entities set tax rates, which can vary widely within a state.
Why? Because annually, each county estimates its required budget to provide services and divides that by the total value of all taxable property within its jurisdiction. This calculation results in the property tax rate.
While there are votes and laws involved in setting tax rates and budgets, in a nutshell, this is the annual process.
Below, you can compare Lachine's effective property tax rate to other cities in Michigan and the median property tax rates in Michigan and the U.S.
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Lachine Tax Rate
0.93%
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Alpena County Tax Rate
1.01%
Median Effective Michigan Tax Rate
1.05%
Median Effective United States Tax Rate
1.02%
Property Tax Rates Across Lachine, Alpena County, Michigan
| Zip | 10th Percentile | 25th Percentile | Median Tax Rate | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 49753 | 0.61% | 0.71% | 0.93% | 1.31% | 1.64% |
Source: Ownwell
Property Tax Assessment Values Across Lachine, Alpena County, Michigan
When examining property taxes in Lachine, Michigan, understanding the distinction between market value and assessed value is crucial.
The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The Alpena County assessment office estimates the market value for tax purposes.
The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill.
Assessment notices:
In Alpena County, assessment notices are sent in February each year. They'll typically reach your mailbox by the middle of February.
Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill. For example, the median home price in Lachine is $156,300, with a median tax bill of $1,431. The highest median home price is in ZIP code 49753.
Property Tax Assessment Values Across Lachine, Alpena County, Michigan
Source: Ownwell
$124,500
$144,000
$163,500
Median Lachine Market Value
$156,300
Median Alpena County Market Value
$141,400
Median Michigan Market Value
$213,740
Median United States Market Value
$235,294
Property Tax Assessment Values Across Lachine, Alpena County, Michigan
| Zip | 10th Percentile | 25th Percentile | Median Home Price | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 49753 | $42,700 | $92,300 | $156,300 | $232,350 | $318,200 |
Source: Ownwell
Property Tax Bills Across Lachine, Alpena County, Michigan
How Are Property Tax Bills Calculated in Lachine?
Property tax bills in Lachine are based on the assessed value of a home and the local tax rate set for Alpena County. When a property is assessed, that value is multiplied by the applicable tax rate to determine the annual bill. For a home with a median value of $156,300, the amount a homeowner owes can vary depending on exemptions, local levies, and how the property is classified.
What factors affect the bill? The biggest driver is the home’s assessed market value, but neighborhood-level differences can also influence the final amount. In Lachine, the median property tax bill is $1,431, which is below the national median property tax bill of $2,400 and below the national median property tax rate of 1.02%.
How does this affect homeowners? Bills in Lachine can range widely, with the 25th percentile at $861 and the 90th percentile at $3,128, so two similar homes may still face very different tax obligations.
Median Lachine Tax Bill
$1,431
Median Alpena County Tax Bill
$1,482
Median Michigan Tax Bill
$2,084
Median United States Tax Bill
$2,400
Property Tax Bills Across Lachine, Alpena County, Michigan
| Zip | 10th Percentile | 25th Percentile | Median Tax Bill | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 49753 | $460 | $861 | $1,431 | $2,198 | $3,128 |
Source: Ownwell
Don't miss the deadline to appeal!
Dates | |
|---|---|
| Appeal Deadline | March 9 |
Links | |
|---|---|
| Alpena Tax Assessor | |
| Website | bsaonline.com |