Arcadia, Benzie County, Michigan Property Taxes
Property Taxes in Arcadia, Michigan
Median Arcadia, Michigan effective property tax rate: 0.47%, significantly lower than the national median of 1.02%, and lower than the Michigan state median of 1.05%.
Median Arcadia, Michigan home value: $359,200
Median annual Arcadia, Michigan tax bill: $1,635, $765 lower than the national median property tax bill of $2,400.
How are property taxes in Benzie calculated?
Property taxes in Arcadia, Michigan are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.
Understanding Arcadia's property tax system, exemptions, and reduction opportunities can lead to significant savings. Regardless of where you live in Arcadia, knowing local tax details benefits homeowners and investors.
Last Updated April 13, 2026
Arcadia, Benzie County, Michigan Property Tax Bill Calculator
$100,000
$1,500,000
$3,000,000
Median Effective Tax Rate
0.47%
Estimate Property Tax Bill
$1,688
$1,567
How Does the Arcadia Property Tax Calculator Work?
Use this Arcadia property tax calculator to estimate your annual property tax bill. Enter your property's assessed value and the calculator applies Arcadia's median effective tax rate of 0.47% — based on actual property records in Benzie County — to generate your estimate.
Enter your property's estimated assessed value — the figure used to calculate your bill, which reflects any exemptions you hold and is typically lower than your home's market value. The calculator applies Arcadia's median effective rate across all local levies, providing a more accurate estimate than applying a single county millage rate.
Your bill may vary by ZIP code within Arcadia, but the available data shows the same median property tax bill of $1,635 in 49613. That is lower than Michigan's median property tax bill of $2,400 and higher than Benzie County's median tax rate of 1.05%.
For a more precise estimate, scroll down to explore ZIP code-level tax rate trends across Arcadia.
About Arcadia Property Taxes
About Property Taxes in Arcadia, Benzie, Michigan
Arcadia’s median effective property tax rate of 0.47% is lower than the Michigan state median of 1.05% and lower than the national median of 1.02%. This rate reflects the Benzie County base levy combined with local school district levies and Tax increment finance districts that vary by subdivision throughout the city.
Property tax rates are not uniform across Arcadia. Homeowners in ZIP code 49613 carry a median effective rate of 0.47%, while those in the same ZIP code also pay 0.47%. This spread — 0.00 percentage points across the same city — reflects how school district boundaries and local assessment districts are drawn across Benzie County. Understanding which part of Arcadia you live in can make a meaningful difference to your annual tax bill.
Arcadia homeowners who believe their assessed value is too high can file a formal appeal with the local Tax Assessor before March 9, 2026.
If your estimated bill above seems higher than expected, Ownwell can review your assessment and protest on your behalf. You only pay if we save you money.
Property Tax Rates Across Arcadia, Benzie County, Michigan
As noted earlier, local government entities set tax rates, which can vary widely within a state.
Why? Because annually, each county estimates its required budget to provide services and divides that by the total value of all taxable property within its jurisdiction. This calculation results in the property tax rate.
While there are votes and laws involved in setting tax rates and budgets, in a nutshell, this is the annual process.
Below, you can compare Arcadia's effective property tax rate to other cities in Michigan and the median property tax rates in Michigan and the U.S.
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Arcadia Tax Rate
0.47%
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Benzie County Tax Rate
0.30%
Median Effective Michigan Tax Rate
1.05%
Median Effective United States Tax Rate
1.02%
Property Tax Rates Across Arcadia, Benzie County, Michigan
| Zip | 10th Percentile | 25th Percentile | Median Tax Rate | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 49613 | 0.23% | 0.34% | 0.47% | 0.68% | 1.01% |
Source: Ownwell
Property Tax Assessment Values Across Arcadia, Benzie County, Michigan
When examining property taxes in Arcadia, Michigan, understanding the distinction between "market value" and "assessed value" is crucial.
The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The Benzie County assessor estimates the market value for tax purposes.
The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill.
Assessment notices:
In Benzie County, assessment notices are sent in February each year. They'll typically reach your mailbox by the middle of February.
Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill. By providing insights into how assessed and market values are determined, this section helps property owners navigate their tax responsibilities and understand the valuation processes affecting their property taxes in Arcadia.
For example, the median home price in Arcadia is $359,200, with tax bills ranging significantly across the county. 49613 has the highest median home price at $359,200.
Property Tax Assessment Values Across Arcadia, Benzie County, Michigan
Source: Ownwell
$143,000
$295,300
$447,600
Median Arcadia Market Value
$359,200
Median Benzie County Market Value
$304,000
Median Michigan Market Value
$213,740
Median United States Market Value
$235,294
Property Tax Assessment Values Across Arcadia, Benzie County, Michigan
| Zip | 10th Percentile | 25th Percentile | Median Home Price | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 49613 | $136,800 | $202,500 | $359,200 | $600,900 | $978,280 |
Source: Ownwell
Property Tax Bills Across Arcadia, Benzie County, Michigan
Property tax bills in Arcadia are calculated by applying the local tax rate to a home’s assessed value, which is based on the market value of the property. For homeowners, that means the amount owed depends on both what the home is worth and the tax rate set by local taxing authorities.
With a median home price of $359,200, property taxes can vary widely from one household to another. In the area, the 25th percentile tax bill is $820, while the 75th percentile tax bill is $3,472 and the 90th percentile tax bill is $4,740. The median tax bill in ZIP code 49613 is $1,635, showing how location within the county can influence the final bill.
Because assessed values and tax rates can change, homeowners may see their property tax bills rise even if they have not made major changes to their homes. That makes property taxes an important part of the cost of owning a home in Arcadia.
Median Arcadia Tax Bill
$1,635
Median Benzie County Tax Bill
$935
Median Michigan Tax Bill
$2,084
Median United States Tax Bill
$2,400
Property Tax Bills Across Arcadia, Benzie County, Michigan
| Zip | 10th Percentile | 25th Percentile | Median Tax Bill | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 49613 | $561 | $820 | $1,635 | $3,472 | $4,740 |
Source: Ownwell
Don't miss the deadline to appeal!
Dates | |
|---|---|
| Appeal Deadline | March 9 |
Links | |
|---|---|
| Benzie Tax Assessor | |
| Website | bsaonline.com |