Homer, Calhoun County, Michigan Property Taxes
Property Taxes in Homer, Michigan
Median Homer, Michigan effective property tax rate: 0.98%, significantly lower than the national median of 1.02%, and lower than the Michigan state median of 1.05%.
Median Homer, Michigan home value: $168,140
Median annual Homer, Michigan tax bill: $1,691, $709 lower than the national median property tax bill of $2,400.
How are property taxes in Calhoun calculated?
Property taxes in Homer, Michigan are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.
Understanding Homer's property tax system, exemptions, and reduction opportunities can lead to significant savings. Regardless of where you live in Homer, knowing local tax details benefits homeowners and investors.
Last Updated April 13, 2026
Homer, Calhoun County, Michigan Property Tax Bill Calculator
$100,000
$1,500,000
$3,000,000
Median Effective Tax Rate
0.98%
Estimate Property Tax Bill
$1,648
$1,529
How Does the Homer Property Tax Calculator Work?
Use this Homer property tax calculator to estimate your annual property tax bill. Enter your property's assessed value and our calculator applies Homer's median effective tax rate of 0.98% — based on actual property records in Calhoun County — to generate your estimate.
Enter your property's estimated assessed value — the figure the local assessment authority uses to calculate your bill, which reflects any exemptions you hold and is typically lower than your home's market value. Our calculator applies Homer's median effective rate across all local levies, providing a more accurate estimate than applying a single county millage rate.
Your bill may vary by ZIP code within Homer: rates range from 1691.00 in 49245 to 1691.00 in 49245, primarily due to differences in school district levies and local assessment districts.
For a more precise estimate, scroll down to explore ZIP code-level tax rate trends across Homer.
About Homer Property Taxes
About Property Taxes in Homer, Calhoun, Michigan
Homer’s median effective property tax rate of 0.98% is lower than the Michigan state median of 1.05% and lower than the national median of 1.02%. This rate reflects the Calhoun County base levy combined with local school district levies and Tax increment finance districts that vary by subdivision throughout the city.
Property tax rates are not uniform across Homer. Homeowners in the 49245 ZIP code carry a median effective rate of 0.98%, while those in the same ZIP code pay 0.98%. This spread reflects how school district boundaries and local assessment districts are drawn across Calhoun County. Understanding which part of Homer you live in can make a meaningful difference to your annual tax bill.
Homer homeowners who believe their assessed value is too high can file a formal appeal with the local Tax Assessor before the March 9, 2026 deadline each year.
If your estimated bill above seems higher than expected, Ownwell can review your assessment and protest on your behalf. You only pay if we save you money.
Property Tax Rates Across Homer, Calhoun County, Michigan
As noted earlier, local government entities set tax rates, which can vary widely within a state.
Why? Because annually, each county estimates its required budget to provide services and divides that by the total value of all taxable property within its jurisdiction. This calculation results in the property tax rate.
While there are votes and laws involved in setting tax rates and budgets, in a nutshell, this is the annual process.
Below, you can compare Homer's effective property tax rate to other cities in Michigan and the median property tax rates in Michigan and the U.S.
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Homer Tax Rate
0.98%
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Calhoun County Tax Rate
1.29%
Median Effective Michigan Tax Rate
1.05%
Median Effective United States Tax Rate
1.02%
Property Tax Rates Across Homer, Calhoun County, Michigan
| Zip | 10th Percentile | 25th Percentile | Median Tax Rate | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 49245 | 0.59% | 0.72% | 0.98% | 1.25% | 1.57% |
Source: Ownwell
Property Tax Assessment Values Across Homer, Calhoun County, Michigan
When examining property taxes in Homer, Michigan, understanding the distinction between "market value" and "assessed value" is crucial.
The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The Calhoun County assessment office estimates the market value for tax purposes.
The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill.
Assessment notices:
In Calhoun County, assessment notices are sent in the spring each year. They'll typically reach your mailbox by the middle of the month when notices are sent.
Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill. For homeowners in Homer, the median home price is $168,140, and the median tax bill is $1,691, with tax bills ranging from $1,095 at the 25th percentile to $4,202 at the 90th percentile.
Property Tax Assessment Values Across Homer, Calhoun County, Michigan
Source: Ownwell
$98,000
$182,400
$266,800
Median Homer Market Value
$168,140
Median Calhoun County Market Value
$158,200
Median Michigan Market Value
$213,740
Median United States Market Value
$235,294
Property Tax Assessment Values Across Homer, Calhoun County, Michigan
| Zip | 10th Percentile | 25th Percentile | Median Home Price | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 49245 | $75,200 | $119,400 | $168,140 | $262,400 | $455,580 |
Source: Ownwell
Property Tax Bills Across Homer, Calhoun County, Michigan
Property tax bills in Homer are based on the assessed value of a home, not its market price alone. Local tax rates are applied to that assessed value, so the final bill depends on both the home’s valuation and the taxing jurisdictions that fund services in Calhoun County.
For a home with a median price of $168,140, the property tax bill can vary widely. The 25th percentile bill is $1,095, while the 75th percentile reaches $2,699. At the high end, the 90th percentile bill is $4,202. The median tax bill in ZIP code 49245 is $1,691.
These bills affect homeowners directly because they add to the ongoing cost of owning a home and can change from year to year as assessments and local rates shift. When a home is assessed higher, the tax bill usually rises as well, making it important for homeowners to understand how their property is valued and taxed.
Median Homer Tax Bill
$1,691
Median Calhoun County Tax Bill
$2,319
Median Michigan Tax Bill
$2,084
Median United States Tax Bill
$2,400
Property Tax Bills Across Homer, Calhoun County, Michigan
| Zip | 10th Percentile | 25th Percentile | Median Tax Bill | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 49245 | $718 | $1,095 | $1,691 | $2,699 | $4,202 |
Source: Ownwell
Don't miss the deadline to appeal!
Dates | |
|---|---|
| Appeal Deadline | March 9 |
Links | |
|---|---|
| Calhoun Tax Assessor | |
| Website | bsaonline.com |