Union City, Calhoun County, Michigan Property Taxes
Property Taxes in Union City, Michigan
Median Union City, Michigan effective property tax rate: 0.96%, significantly lower than the national median of 1.02%, and lower than the Michigan state median of 1.05%.
Median Union City, Michigan home value: $157,160
Median annual Union City, Michigan tax bill: $1,598, $802 lower than the national median property tax bill of $2,400.
How are property taxes in Calhoun calculated?
Property taxes in Union City, Michigan are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.
Understanding Union City's property tax system, exemptions, and reduction opportunities can lead to significant savings. Regardless of where you live in Union City, knowing local tax details benefits homeowners and investors.
Last Updated April 13, 2026
Union City, Calhoun County, Michigan Property Tax Bill Calculator
$100,000
$1,500,000
$3,000,000
Median Effective Tax Rate
0.96%
Estimate Property Tax Bill
$1,509
$1,400
How Does the Union City Property Tax Calculator Work?
Use this Union City property tax calculator to estimate your annual property tax bill. Enter your property's assessed value and our calculator applies Union City's median effective tax rate of 0.96% — based on actual property records in Calhoun County — to generate your estimate.
Enter your property's estimated assessed value — the figure the local assessment system uses to calculate your bill, which reflects any exemptions you hold and is typically lower than your home's market value. Our calculator applies Union City's median effective rate across all local levies, providing a more accurate estimate than applying a single county millage rate.
Your bill may vary by ZIP code within Union City: rates range from 0.96% in 49094 to 0.96% in 49094, primarily due to differences in school district levies and local assessment districts.
For a more precise estimate, scroll down to explore ZIP code-level tax rate trends across Union City.
About Union City Property Taxes
About Property Taxes in Union City, Calhoun, Michigan
Union City's median effective property tax rate of 0.96% is lower than the Calhoun County median of 1.05% and lower than the national median of 1.02%. This rate reflects the Calhoun County base levy combined with local school district levies and Tax increment finance districts that vary by subdivision throughout the city.
Property tax rates are not uniform across Union City. Homeowners in the 49094 ZIP code carry a median effective rate of 0.96%, while those in the same ZIP code pay 0.96%. This spread — 0.00 percentage points across the same city — reflects how school district boundaries and local assessment districts are drawn across Calhoun County. Understanding which part of Union City you live in can make a meaningful difference to your annual tax bill.
Union City homeowners who believe their assessed value is too high can file a formal appeal with the local Tax Assessor before the March 9, 2026 deadline each year.
If your estimated bill above seems higher than expected, Ownwell can review your assessment and protest on your behalf. You only pay if we save you money.
Property Tax Rates Across Union City, Calhoun County, Michigan
As noted earlier, local government entities set tax rates, which can vary widely within a state.
Why? Because annually, each county estimates its required budget to provide services and divides that by the total value of all taxable property within its jurisdiction. This calculation results in the property tax rate.
While there are votes and laws involved in setting tax rates and budgets, in a nutshell, this is the annual process.
Below, you can compare Union City's effective property tax rate to other cities in Michigan and the median property tax rates in Michigan and the U.S.
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Union City Tax Rate
0.96%
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Calhoun County Tax Rate
1.29%
Median Effective Michigan Tax Rate
1.05%
Median Effective United States Tax Rate
1.02%
Property Tax Rates Across Union City, Calhoun County, Michigan
| Zip | 10th Percentile | 25th Percentile | Median Tax Rate | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 49094 | 0.62% | 0.81% | 0.96% | 1.18% | 1.58% |
Source: Ownwell
Property Tax Assessment Values Across Union City, Calhoun County, Michigan
When examining property taxes in Union City, Michigan, understanding the distinction between market value and assessed value is crucial.
The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The Calhoun County appraisal district estimates the market value for tax purposes.
The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill.
Assessment notices are sent in the spring each year and typically reach your mailbox by the middle of the season. Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill.
For example, the median home price in Union City is $157,160, with a median tax bill of $1,598. That is below the national median property tax bill of $2,400 and below the national median property tax rate of 1.02%. ZIP code 49094 has both the highest median home price and the highest median tax bill in the area.
Property Tax Assessment Values Across Union City, Calhoun County, Michigan
Source: Ownwell
$98,000
$182,400
$266,800
Median Union City Market Value
$157,160
Median Calhoun County Market Value
$158,200
Median Michigan Market Value
$213,740
Median United States Market Value
$235,294
Property Tax Assessment Values Across Union City, Calhoun County, Michigan
| Zip | 10th Percentile | 25th Percentile | Median Home Price | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 49094 | $58,200 | $95,160 | $157,160 | $239,630 | $351,680 |
Source: Ownwell
Property Tax Bills Across Union City, Calhoun County, Michigan
Property tax bills in Union City are calculated by applying the local tax rate to a home’s assessed value, which is based on the market value of the property. For homeowners in Union City, the median home price is $157,160, and that value helps determine the annual tax bill after local taxing authorities set their rates. The amount a homeowner owes can vary depending on the property’s assessment, exemptions, and the taxing jurisdictions that apply to the home.
In Calhoun County, tax bills can differ widely from one property to another. The 25th percentile tax bill is $983, while the 75th percentile tax bill is $2,374 and the 90th percentile tax bill is $3,332. The median tax bill in ZIP code 49094 is $1,598. These differences show how property taxes can affect homeowners unevenly, with higher assessed values and local rates leading to larger bills.
Median Union City Tax Bill
$1,598
Median Calhoun County Tax Bill
$2,319
Median Michigan Tax Bill
$2,084
Median United States Tax Bill
$2,400
Property Tax Bills Across Union City, Calhoun County, Michigan
| Zip | 10th Percentile | 25th Percentile | Median Tax Bill | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 49094 | $587 | $983 | $1,598 | $2,374 | $3,332 |
Source: Ownwell
Don't miss the deadline to appeal!
Dates | |
|---|---|
| Appeal Deadline | March 9 |
Links | |
|---|---|
| Calhoun Tax Assessor | |
| Website | bsaonline.com |