Boyne City, Charlevoix County, Michigan Property Taxes
Property Taxes in Boyne City, Michigan
Median Boyne City, Michigan effective property tax rate: 0.92%, lower than the national median of 1.02%, and lower than the Michigan state median of 1.05%.
Median Boyne City, Michigan home value: $300,000
Median annual Boyne City, Michigan tax bill: $2,861, higher than the national median property tax bill of $2,400.
How are property taxes in Charlevoix calculated?
Property taxes in Boyne City, Michigan are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.
Understanding Boyne City's property tax system, exemptions, and reduction opportunities can lead to significant savings. Regardless of where you live in Boyne City, knowing local tax details benefits homeowners and investors.
Last Updated April 13, 2026
Boyne City, Charlevoix County, Michigan Property Tax Bill Calculator
$100,000
$1,500,000
$3,000,000
Median Effective Tax Rate
0.92%
Estimate Property Tax Bill
$2,760
$2,561
How Does the Boyne City Property Tax Calculator Work?
Use this Boyne City property tax calculator to estimate your annual property tax bill. Enter your property's assessed value and our calculator applies Boyne City's median effective tax rate of 0.92% — based on actual property records in Charlevoix County — to generate your estimate.
Enter your property's estimated assessed value — the figure used to calculate your bill, which reflects any exemptions you hold and is typically lower than your home's market value. Our calculator applies Boyne City's median effective rate across all local levies, providing a more accurate estimate than applying a single county millage rate.
Your bill may vary by ZIP code within Boyne City: rates range from 0.92% in 49712 to 0.92% in 49712, primarily due to differences in school district levies and local assessment districts. Boyne City's median effective tax rate is lower than Charlevoix County and lower than the Michigan state median tax rate of 1.05%. The median property tax bill is $2,861, which is $461 higher than the state tax bill.
For a more precise estimate, scroll down to explore ZIP code-level tax rate trends across Boyne City.
About Boyne City Property Taxes
About Property Taxes in Boyne City, Charlevoix, Michigan
Boyne City's median effective property tax rate of 0.92% is lower than the Michigan state median of 1.05% and lower than the national median of 1.02%. This rate reflects the Charlevoix County base levy combined with local school district levies and Tax increment finance districts that vary by subdivision throughout the city.
Property tax rates are not uniform across Boyne City. Homeowners in the 49712 ZIP code carry a median effective rate of 0.92%, while those in 49712 pay 0.92%. This spread — 0.00 percentage points across the same city — reflects how school district boundaries and local assessment districts are drawn across Charlevoix County. Understanding which part of Boyne City you live in can make a meaningful difference to your annual tax bill.
Boyne City homeowners who believe their assessed value is too high can file a formal appeal with the local Tax Assessor before March 9, 2026.
If your estimated bill above seems higher than expected, Ownwell can review your assessment and protest on your behalf. You only pay if we save you money.
Property Tax Rates Across Boyne City, Charlevoix County, Michigan
As noted earlier, local government entities set tax rates, which can vary widely within a state.
Why? Because annually, each county estimates its required budget to provide services and divides that by the total value of all taxable property within its jurisdiction. This calculation results in the property tax rate.
While there are votes and laws involved in setting tax rates and budgets, in a nutshell, this is the annual process.
Below, you can compare Boyne City’s effective property tax rate to other cities in Michigan and the median property tax rates in Michigan and the U.S.
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Boyne City Tax Rate
0.92%
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Charlevoix County Tax Rate
0.90%
Median Effective Michigan Tax Rate
1.05%
Median Effective United States Tax Rate
1.02%
Property Tax Rates Across Boyne City, Charlevoix County, Michigan
| Zip | 10th Percentile | 25th Percentile | Median Tax Rate | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 49712 | 0.56% | 0.72% | 0.92% | 1.30% | 1.77% |
Source: Ownwell
Property Tax Assessment Values Across Boyne City, Charlevoix County, Michigan
When examining property taxes in Boyne City, Michigan, understanding the distinction between market value and assessed value is crucial.
The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. Charlevoix County estimates the market value for tax purposes.
The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill.
Assessment notices:
In Charlevoix County, assessment notices are sent in the spring each year. They'll typically reach your mailbox by the middle of February.
Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill. For example, the median home price in Boyne City is $300,000, with tax bills ranging significantly across the county. ZIP code 49712 has the highest median home price at $300,000.
Property Tax Assessment Values Across Boyne City, Charlevoix County, Michigan
Source: Ownwell
$200,000
$389,200
$578,400
Median Boyne City Market Value
$300,000
Median Charlevoix County Market Value
$299,800
Median Michigan Market Value
$213,740
Median United States Market Value
$235,294
Property Tax Assessment Values Across Boyne City, Charlevoix County, Michigan
| Zip | 10th Percentile | 25th Percentile | Median Home Price | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 49712 | $70,600 | $175,700 | $300,000 | $543,000 | $1,086,040 |
Source: Ownwell
Property Tax Bills Across Boyne City, Charlevoix County, Michigan
Property tax bills in Boyne City are based on the assessed value of a home and the local tax rate set by taxing authorities. When a property’s market value changes, the assessed value can change too, which affects the final bill homeowners receive. For a home with a median home price of $300,000, the tax bill can vary widely depending on location and local levies.
In Boyne City, the median property tax bill is $2,861, which is above the national median property tax bill of $2,400. Bills in the area also range from $1,660 at the 25th percentile to $5,947 at the 75th percentile, with the 90th percentile reaching $11,730. That spread shows how much property taxes can differ from one homeowner to another, even within the same city. Higher assessed values and local tax rates generally mean higher bills, making property taxes an important part of the cost of owning a home.
Median Boyne City Tax Bill
$2,861
Median Charlevoix County Tax Bill
$2,666
Median Michigan Tax Bill
$2,084
Median United States Tax Bill
$2,400
Property Tax Bills Across Boyne City, Charlevoix County, Michigan
| Zip | 10th Percentile | 25th Percentile | Median Tax Bill | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 49712 | $986 | $1,660 | $2,861 | $5,947 | $11,730 |
Source: Ownwell
Don't miss the deadline to appeal!
Dates | |
|---|---|
| Appeal Deadline | March 9 |
Links | |
|---|---|
| Charlevoix Tax Assessor | |
| Website | bsaonline.com |