Boyne Falls, Charlevoix County, Michigan Property Taxes
Property Taxes in Boyne Falls, Michigan
Median Boyne Falls, Michigan effective property tax rate: 0.84%, significantly lower than the national median of 1.02%, and lower than the Michigan state median of 1.05%.
Median Boyne Falls, Michigan home value: $234,400
Median annual Boyne Falls, Michigan tax bill: $1,984, $416 lower than the national median property tax bill of $2,400.
How are property taxes in Charlevoix calculated?
Property taxes in Boyne Falls, Michigan are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.
Understanding Boyne Falls' property tax system, exemptions, and reduction opportunities can lead to significant savings. Regardless of where you live in Boyne Falls, knowing local tax details benefits homeowners and investors.
Last Updated April 13, 2026
Boyne Falls, Charlevoix County, Michigan Property Tax Bill Calculator
$100,000
$1,500,000
$3,000,000
Median Effective Tax Rate
0.84%
Estimate Property Tax Bill
$1,969
$1,827
How Does the Boyne Falls Property Tax Calculator Work?
Use this Boyne Falls property tax calculator to estimate your annual property tax bill. Enter your property's assessed value and our calculator applies Boyne Falls' median effective tax rate of 0.84% — based on actual property records in Charlevoix County — to generate your estimate.
Enter your property's estimated assessed value — the figure used to calculate your bill, which reflects any exemptions you hold and is typically lower than your home's market value. Our calculator applies Boyne Falls' median effective rate across all local levies, providing a more accurate estimate than applying a single county millage rate.
Your bill may vary by ZIP code within Boyne Falls: rates range from 0.84% in 49713 to 0.84% in 49713, primarily due to differences in school district levies and local assessment districts.
For a more precise estimate, scroll down to explore ZIP code-level tax rate trends across Boyne Falls.
About Boyne Falls Property Taxes
About Property Taxes in Boyne Falls, Charlevoix, Michigan
Boyne Falls' median effective property tax rate of 0.84% is lower than the Michigan state median of 1.05% and lower than the national median of 1.02%. This rate reflects the Charlevoix County base levy combined with local school district levies and Tax increment finance districts that vary by subdivision throughout the city.
Property tax rates are not uniform across Boyne Falls. Homeowners in the 49713 ZIP code carry a median effective rate of 0.84%, while those in 49713 pay 0.84%. This spread — 0.00 percentage points across the same city — reflects how school district boundaries and local assessment districts are drawn across Charlevoix County. Understanding which part of Boyne Falls you live in can make a meaningful difference to your annual tax bill.
Boyne Falls homeowners who believe their assessed value is too high can file a formal appeal with the local Tax Assessor before the March 9, 2026 deadline each year.
If your estimated bill above seems higher than expected, Ownwell can review your assessment and protest on your behalf. You only pay if we save you money.
Property Tax Rates Across Boyne Falls, Charlevoix County, Michigan
As noted earlier, local government entities set tax rates, which can vary widely within a state.
Why? Because annually, each county estimates its required budget to provide services and divides that by the total value of all taxable property within its jurisdiction. This calculation results in the property tax rate.
While there are votes and laws involved in setting tax rates and budgets, in a nutshell, this is the annual process.
Below, you can compare Boyne Falls's effective property tax rate to other cities in Michigan and the median property tax rates in Michigan and the U.S.
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Boyne Falls Tax Rate
0.84%
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Charlevoix County Tax Rate
0.90%
Median Effective Michigan Tax Rate
1.05%
Median Effective United States Tax Rate
1.02%
Property Tax Rates Across Boyne Falls, Charlevoix County, Michigan
| Zip | 10th Percentile | 25th Percentile | Median Tax Rate | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 49713 | 0.41% | 0.58% | 0.84% | 1.33% | 1.52% |
Source: Ownwell
Property Tax Assessment Values Across Boyne Falls, Charlevoix County, Michigan
When examining property taxes in Boyne Falls, Michigan, understanding the distinction between "market value" and "assessed value" is crucial.
The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The Charlevoix County assessment office estimates the market value for tax purposes.
The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill.
Assessment notices:
In Charlevoix County, assessment notices are sent in February each year. They'll typically reach your mailbox by the middle of February.
Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill. By providing insights into how assessed and market values are determined, this section helps property owners navigate their tax responsibilities and understand the valuation processes affecting their property taxes in Boyne Falls.
For example, the median home price in Boyne Falls is $234,400, with tax bills ranging significantly across the county. 49713 has the highest median home price at $234,400.
Property Tax Assessment Values Across Boyne Falls, Charlevoix County, Michigan
Source: Ownwell
$200,000
$389,200
$578,400
Median Boyne Falls Market Value
$234,400
Median Charlevoix County Market Value
$299,800
Median Michigan Market Value
$213,740
Median United States Market Value
$235,294
Property Tax Assessment Values Across Boyne Falls, Charlevoix County, Michigan
| Zip | 10th Percentile | 25th Percentile | Median Home Price | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 49713 | $100,600 | $146,000 | $234,400 | $369,500 | $669,720 |
Source: Ownwell
Property Tax Bills Across Boyne Falls, Charlevoix County, Michigan
How are property tax bills calculated in Boyne Falls?
Property tax bills in Boyne Falls are based on the assessed value of a home and the local tax rate set by taxing authorities. The assessed value is used to determine how much tax a homeowner owes, so as a property’s market value changes, the bill can change too. For a home with a median price of $234,400, the property tax bill reflects how local assessments and rates are applied to that value.
What factors affect the final bill?
Several factors influence the amount due, including the property’s assessed value, local millage rates, and any exemptions that may apply. In Charlevoix County, the median tax bill is $1,984 in ZIP code 49713, while bills can vary widely across homes. The 25th percentile tax bill is $1,241, the 75th percentile is $3,150, and the 90th percentile reaches $5,284.
How does this affect homeowners?
Because property taxes are tied to home value and local rates, homeowners may see bills rise when assessments increase. Compared with the national median property tax rate of 1.02% and median bill of $2,400, Boyne Falls homeowners may pay less or more depending on their specific assessment and location.
Median Boyne Falls Tax Bill
$1,984
Median Charlevoix County Tax Bill
$2,666
Median Michigan Tax Bill
$2,084
Median United States Tax Bill
$2,400
Property Tax Bills Across Boyne Falls, Charlevoix County, Michigan
| Zip | 10th Percentile | 25th Percentile | Median Tax Bill | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 49713 | $763 | $1,241 | $1,984 | $3,150 | $5,284 |
Source: Ownwell
Don't miss the deadline to appeal!
Dates | |
|---|---|
| Appeal Deadline | March 9 |
Links | |
|---|---|
| Charlevoix Tax Assessor | |
| Website | bsaonline.com |