Drummond Island, Chippewa County, Michigan Property Taxes
Property Taxes in Drummond Island, Michigan
Median Drummond Island, Michigan effective property tax rate: 0.40%, significantly lower than the national median of 1.02%, and lower than the Michigan state median of 1.05%.
Median Drummond Island, Michigan home value: $161,400
Median annual Drummond Island, Michigan tax bill: $584, lower by $1,816 than the national median property tax bill of $2,400.
How are property taxes in Chippewa calculated?
Property taxes in Drummond Island, Michigan are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.
Understanding Drummond Island's property tax system, exemptions, and reduction opportunities can lead to significant savings. Regardless of where you live in Drummond Island, knowing local tax details benefits homeowners and investors.
Last Updated April 13, 2026
Drummond Island, Chippewa County, Michigan Property Tax Bill Calculator
$100,000
$1,500,000
$3,000,000
Median Effective Tax Rate
0.4%
Estimate Property Tax Bill
$646
$599
How Does the Drummond Island Property Tax Calculator Work?
Use this Drummond Island property tax calculator to estimate your annual property tax bill. Enter your property's assessed value and our calculator applies Drummond Island's median effective tax rate of 0.40% — based on actual property records in Chippewa County — to generate your estimate.
Enter your property's estimated assessed value — the figure the local appraisal district uses to calculate your bill, which reflects any exemptions you hold and is typically lower than your home's market value. Our calculator applies Drummond Island's median effective rate across all local levies, providing a more accurate estimate than applying a single county millage rate.
Your bill may vary by ZIP code within Drummond Island: rates range from 0.40% in 49726 to 0.40% in 49726, primarily due to differences in school district levies and local assessment districts.
For a more precise estimate, scroll down to explore ZIP code-level tax rate trends across Drummond Island.
About Drummond Island Property Taxes
About Property Taxes in Drummond Island, Chippewa, Michigan
Drummond Island's median effective property tax rate of 0.40% is lower than the Michigan state median of 1.05% and lower than the national median of 1.02%. This rate reflects the Chippewa County base levy combined with local school district levies and Tax increment finance districts that vary by subdivision throughout the city.
Property tax rates are not uniform across Drummond Island. Homeowners in the 49726 ZIP code carry a median effective rate of 0.40%, while those in 49726 pay 0.40%. This spread — 0.00 percentage points across the same city — reflects how school district boundaries and local assessment districts are drawn across Chippewa County. Understanding which part of Drummond Island you live in can make a meaningful difference to your annual tax bill.
Drummond Island homeowners who believe their assessed value is too high can file a formal appeal with the local Tax Assessor before the March 9, 2026 deadline each year.
If your estimated bill above seems higher than expected, Ownwell can review your assessment and protest on your behalf. You only pay if we save you money.
Property Tax Rates Across Drummond Island, Chippewa County, Michigan
As noted earlier, local government entities set tax rates, which can vary widely within a state.
Why? Because annually, each county estimates its required budget to provide services and divides that by the total value of all taxable property within its jurisdiction. This calculation results in the property tax rate.
While there are votes and laws involved in setting tax rates and budgets, in a nutshell, this is the annual process.
Below, you can compare Drummond Island's effective property tax rate to other cities in Michigan and the median property tax rates in Michigan and the U.S.
Our median effective property tax rate (tax bill Ă· assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Drummond Island Tax Rate
0.40%
Our median effective property tax rate (tax bill Ă· assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Chippewa County Tax Rate
0.52%
Median Effective Michigan Tax Rate
1.05%
Median Effective United States Tax Rate
1.02%
Property Tax Rates Across Drummond Island, Chippewa County, Michigan
| Zip | 10th Percentile | 25th Percentile | Median Tax Rate | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 49726 | 0.24% | 0.31% | 0.40% | 0.47% | 0.53% |
Source: Ownwell
Property Tax Assessment Values Across Drummond Island, Chippewa County, Michigan
When examining property taxes in Drummond Island, Michigan, understanding the distinction between “market value” and “assessed value” is crucial.
The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The Chippewa County assessment office estimates the market value for tax purposes.
The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The assessed value is the figure used to calculate your property taxes, or the amount multiplied by your tax rate to get your tax bill.
Assessment notices:
In Chippewa County, assessment notices are sent in February each year. They’ll typically reach your mailbox by the middle of February.
Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill. The median home price in Drummond Island is $161,400, with tax bills ranging from $264 at the 25th percentile to $1,654 at the 90th percentile. The median tax bill is $584, which is well below the national median property tax bill of $2,400 and reflects a property tax rate that is also below the national median property tax rate of 1.02%.
Property Tax Assessment Values Across Drummond Island, Chippewa County, Michigan
Source: Ownwell
$103,400
$136,400
$169,400
Median Drummond Island Market Value
$161,400
Median Chippewa County Market Value
$136,400
Median Michigan Market Value
$213,740
Median United States Market Value
$235,294
Property Tax Assessment Values Across Drummond Island, Chippewa County, Michigan
| Zip | 10th Percentile | 25th Percentile | Median Home Price | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 49726 | $24,440 | $72,000 | $161,400 | $272,600 | $409,440 |
Source: Ownwell
Property Tax Bills Across Drummond Island, Chippewa County, Michigan
How are property tax bills calculated in Drummond Island?
Property tax bills in Drummond Island are based on the assessed value of a home, which is then multiplied by the local tax rate to determine the amount owed. For a home with a median value of $161,400, the tax bill can vary depending on the property’s assessed market value and any local exemptions or adjustments that apply.
What factors are considered when a bill is set? Local assessments, tax rates, and the specific characteristics of the property all play a role in shaping the final bill. In Chippewa County, the median tax bill is $584.00, which is well below the national median property tax bill of $2,400 and the national median property tax rate of 1.02%.
How does this affect homeowners? Bills in Drummond Island can range widely, with the 25th percentile at $264 and the 90th percentile at $1,654, so homeowners with higher assessed values may face a much larger annual expense.
Median Drummond Island Tax Bill
$584
Median Chippewa County Tax Bill
$899
Median Michigan Tax Bill
$2,084
Median United States Tax Bill
$2,400
Property Tax Bills Across Drummond Island, Chippewa County, Michigan
| Zip | 10th Percentile | 25th Percentile | Median Tax Bill | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 49726 | $108 | $264 | $584 | $1,112 | $1,654 |
Source: Ownwell
Don't miss the deadline to appeal!
Dates | |
|---|---|
| Appeal Deadline | March 9 |
Links | |
|---|---|
| Chippewa Tax Assessor | |
| Website | bsaonline.com |