Sault Sainte Marie, Chippewa County, Michigan Property Taxes
Property Taxes in Sault Sainte Marie, Michigan
Median Sault Sainte Marie, Michigan effective property tax rate: 1.12%, significantly higher than the national median of 1.02%, and higher than the Michigan state median of 1.05%.
Median Sault Sainte Marie, Michigan home value: $145,400
Median annual Sault Sainte Marie, Michigan tax bill: $1,299, lower than the national median property tax bill of $2,400.
How are property taxes in Chippewa calculated?
Property taxes in Sault Sainte Marie, Michigan are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.
Understanding Sault Sainte Marie's property tax system, exemptions, and reduction opportunities can lead to significant savings. Regardless of where you live in Sault Sainte Marie, knowing local tax details benefits homeowners and investors.
Last Updated April 13, 2026
Sault Sainte Marie, Chippewa County, Michigan Property Tax Bill Calculator
$100,000
$1,500,000
$3,000,000
Median Effective Tax Rate
1.12%
Estimate Property Tax Bill
$1,628
$1,511
How Does the Sault Sainte Marie Property Tax Calculator Work?
Use this Sault Sainte Marie property tax calculator to estimate your annual property tax bill. Enter your property's assessed value and the calculator applies Sault Sainte Marie's median effective tax rate of 1.12% — based on actual property records in Chippewa County — to generate your estimate.
Enter your property's estimated assessed value — the figure used to calculate your bill, which reflects any exemptions you hold and is typically lower than your home's market value. The calculator applies Sault Sainte Marie's median effective rate across local levies, providing a more accurate estimate than using a single county millage rate.
Your bill may vary by ZIP code within Sault Sainte Marie, but the median tax bill is $1,299 in 49783. That is higher than the Michigan median tax bill by $1,101, even though it is lower than the national median property tax bill of $2,400.
For a more precise estimate, scroll down to explore ZIP code-level tax rate trends across Sault Sainte Marie.
About Sault Sainte Marie Property Taxes
About Property Taxes in Sault Sainte Marie, Chippewa, Michigan
Sault Sainte Marie's median effective property tax rate of 1.12% is higher than the Michigan state median of 1.05% and higher than the national median of 1.02%. This rate reflects the Chippewa County base levy combined with local school district levies and tax increment finance districts that vary by subdivision throughout the city.
Property tax rates are not uniform across Sault Sainte Marie. Homeowners in the 49783 ZIP code carry a median effective rate of 1.12%, while those in the same ZIP code pay 1.12%. This spread — 0 percentage points across the same city — reflects how school district boundaries and local assessment districts are drawn across Chippewa County. Understanding which part of Sault Sainte Marie you live in can make a meaningful difference to your annual tax bill.
Sault Sainte Marie homeowners who believe their assessed value is too high can file a formal appeal with the local Tax Assessor before the March 9, 2026 deadline each year.
If your estimated bill above seems higher than expected, Ownwell can review your assessment and protest on your behalf. You only pay if we save you money.
Property Tax Rates Across Sault Sainte Marie, Chippewa County, Michigan
As noted earlier, local government entities set tax rates, which can vary widely within a state.
Why? Because annually, each county estimates its required budget to provide services and divides that by the total value of all taxable property within its jurisdiction. This calculation results in the property tax rate.
While there are votes and laws involved in setting tax rates and budgets, in a nutshell, this is the annual process.
Below, you can compare Sault Sainte Marie's effective property tax rate to other cities in Michigan and the median property tax rates in Michigan and the U.S.
Property Tax Rates Across Sault Sainte Marie, Chippewa County, Michigan
Source: Ownwell
0.34%
0.73%
1.12%
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Sault Sainte Marie Tax Rate
1.12%
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Chippewa County Tax Rate
0.52%
Median Effective Michigan Tax Rate
1.05%
Median Effective United States Tax Rate
1.02%
Property Tax Rates Across Sault Sainte Marie, Chippewa County, Michigan
| Zip | 10th Percentile | 25th Percentile | Median Tax Rate | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 49783 | 0.38% | 0.44% | 1.12% | 1.36% | 1.60% |
Source: Ownwell
Property Tax Assessment Values Across Sault Sainte Marie, Chippewa County, Michigan
When examining property taxes in Sault Sainte Marie, Michigan, understanding the distinction between "market value" and "assessed value" is crucial.
The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The Chippewa County appraisal district estimates the market value for tax purposes.
The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill.
Assessment notices:
In Chippewa County, assessment notices are sent in the spring each year. They'll typically reach your mailbox by the middle of February.
Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill. By providing insights into how assessed and market values are determined, this section helps property owners navigate their tax responsibilities and understand the valuation processes affecting their property taxes in Sault Sainte Marie.
For example, the median home price in Sault Sainte Marie is $145,400, with tax bills ranging significantly across the county. Zip code 49783 has the highest median home price at $145,400.
Property Tax Assessment Values Across Sault Sainte Marie, Chippewa County, Michigan
Source: Ownwell
$103,400
$136,400
$169,400
Median Sault Sainte Marie Market Value
$145,400
Median Chippewa County Market Value
$136,400
Median Michigan Market Value
$213,740
Median United States Market Value
$235,294
Property Tax Assessment Values Across Sault Sainte Marie, Chippewa County, Michigan
| Zip | 10th Percentile | 25th Percentile | Median Home Price | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 49783 | $61,280 | $93,800 | $145,400 | $225,200 | $320,200 |
Source: Ownwell
Property Tax Bills Across Sault Sainte Marie, Chippewa County, Michigan
Property tax bills in Sault Sainte Marie are based on the assessed value of a home, which is then multiplied by the local tax rate to determine the amount owed. For a home with a median value of $145,400, the bill can vary widely depending on the property’s assessed market value and any local taxing rates that apply.
Homeowners in this city typically see a median property tax bill of $1,299, which is below the national median property tax bill of $2,400 and also below the national median property tax rate of 1.02%. Bills at the 25th percentile are $788, while the 75th percentile reaches $1,980 and the 90th percentile rises to $2,959.
Because property taxes are tied to assessed value, changes in a home’s market value or assessment can affect the final bill. That means homeowners may pay more if their assessment increases, even if their income does not.
Property Tax Bills Across Sault Sainte Marie, Chippewa County, Michigan
Source: Ownwell
$442
$871
$1,299
Median Sault Sainte Marie Tax Bill
$1,299
Median Chippewa County Tax Bill
$899
Median Michigan Tax Bill
$2,084
Median United States Tax Bill
$2,400
Property Tax Bills Across Sault Sainte Marie, Chippewa County, Michigan
| Zip | 10th Percentile | 25th Percentile | Median Tax Bill | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 49783 | $435 | $788 | $1,299 | $1,980 | $2,959 |
Source: Ownwell
Don't miss the deadline to appeal!
Dates | |
|---|---|
| Appeal Deadline | March 9 |
Links | |
|---|---|
| Chippewa Tax Assessor | |
| Website | bsaonline.com |