Clare, Clare County, Michigan Property Taxes
Property Taxes in Clare, Michigan
Median Clare, Michigan effective property tax rate: 1.22%, significantly higher than the national median of 1.02%, and higher than the Michigan state median of 1.05%.
Median Clare, Michigan home value: $163,000
Median annual Clare, Michigan tax bill: $1,967, $433 lower than the national median property tax bill of $2,400.
How are property taxes in Clare calculated?
Property taxes in Clare, Michigan are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.
Understanding Clare's property tax system, exemptions, and reduction opportunities can lead to significant savings. Regardless of where you live in Clare, knowing local tax details benefits homeowners and investors.
Last Updated April 13, 2026
Clare, Clare County, Michigan Property Tax Bill Calculator
$100,000
$1,500,000
$3,000,000
Median Effective Tax Rate
1.22%
Estimate Property Tax Bill
$1,989
$1,845
How Does the Clare Property Tax Calculator Work?
Use this Clare property tax calculator to estimate your annual property tax bill. Enter your property's assessed value and our calculator applies Clare's median effective tax rate of 1.22% — based on actual property records in Clare County — to generate your estimate.
Enter your property's estimated assessed value — the figure the local appraisal district uses to calculate your bill, which reflects any exemptions you hold and is typically lower than your home's market value. Our calculator applies Clare's median effective rate across all local levies, providing a more accurate estimate than applying a single county millage rate.
Your bill may vary by ZIP code within Clare: rates range from 1.22% in 48617 to 1.22% in 48617, primarily due to differences in school district levies and local assessment districts.
For a more precise estimate, scroll down to explore ZIP code-level tax rate trends across Clare.
About Clare Property Taxes
About Property Taxes in Clare, Clare, Michigan
Clare’s median effective property tax rate of 1.22% is higher than the Michigan state median of 1.05% and higher than the national median of 1.02%. This rate reflects the Clare County base levy combined with local school district levies and Tax increment finance districts that vary by subdivision throughout the city.
Property tax rates are not uniform across Clare. Homeowners in the 48617 ZIP code carry a median effective rate of 1.22%, while those in 48617 pay 1.22%. This spread — 0 percentage points across the same city — reflects how school district boundaries and local assessment districts are drawn across Clare County. Understanding which part of Clare you live in can make a meaningful difference to your annual tax bill.
Clare homeowners who believe their assessed value is too high can file a formal appeal with the local Tax Assessor before the March 9, 2026 deadline each year.
If your estimated bill above seems higher than expected, Ownwell can review your assessment and protest on your behalf. You only pay if we save you money.
Property Tax Rates Across Clare, Clare County, Michigan
As noted earlier, local government entities set tax rates, which can vary widely within a state.
Why? Because annually, each county estimates its required budget to provide services and divides that by the total value of all taxable property within its jurisdiction. This calculation results in the property tax rate.
While there are votes and laws involved in setting tax rates and budgets, in a nutshell, this is the annual process.
Below, you can compare Clare's effective property tax rate to other cities in Michigan and the median property tax rates in Michigan and the U.S.
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Clare Tax Rate
1.22%
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Clare County Tax Rate
1.21%
Median Effective Michigan Tax Rate
1.05%
Median Effective United States Tax Rate
1.02%
Property Tax Rates Across Clare, Clare County, Michigan
| Zip | 10th Percentile | 25th Percentile | Median Tax Rate | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 48617 | 0.67% | 0.78% | 1.22% | 1.73% | 2.17% |
Source: Ownwell
Property Tax Assessment Values Across Clare, Clare County, Michigan
When examining property taxes in Clare, Michigan, understanding the distinction between "market value" and "assessed value" is crucial.
The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The Clare County assessment office estimates the market value for tax purposes.
The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill.
Assessment notices:
In Clare County, assessment notices are sent in the spring each year. They'll typically reach your mailbox by the middle of the month.
Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill. By providing insights into how assessed and market values are determined, this section helps property owners navigate their tax responsibilities and understand the valuation processes affecting their property taxes in Clare.
For example, the median home price in Clare is $163,000, with tax bills ranging significantly across the county. 48617 has the highest median home price at $163,000.
Property Tax Assessment Values Across Clare, Clare County, Michigan
Source: Ownwell
$87,900
$162,150
$236,400
Median Clare Market Value
$163,000
Median Clare County Market Value
$107,200
Median Michigan Market Value
$213,740
Median United States Market Value
$235,294
Property Tax Assessment Values Across Clare, Clare County, Michigan
| Zip | 10th Percentile | 25th Percentile | Median Home Price | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 48617 | $67,468 | $105,150 | $163,000 | $240,509 | $356,529 |
Source: Ownwell
Property Tax Bills Across Clare, Clare County, Michigan
Property tax bills in Clare are based on the assessed value of a home, which is then multiplied by the local tax rate set by taxing authorities. For a typical home with a median market value of $163,000, the bill reflects both the property’s value and the local levies that fund public services.
What homeowners pay can vary widely across the city. The 25th percentile tax bill is $1,342, while the 75th percentile is $2,810 and the 90th percentile reaches $3,860. The median tax bill in the area is $1,967, which is below the national median property tax bill of $2,400 and also below the national median property tax rate of 1.02%.
Because taxes are tied to assessed value, homeowners with higher-valued properties or fewer exemptions may see larger bills. That means a change in market conditions or an assessment can directly affect how much a homeowner owes each year.
Median Clare Tax Bill
$1,967
Median Clare County Tax Bill
$1,244
Median Michigan Tax Bill
$2,084
Median United States Tax Bill
$2,400
Property Tax Bills Across Clare, Clare County, Michigan
| Zip | 10th Percentile | 25th Percentile | Median Tax Bill | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 48617 | $824 | $1,342 | $1,967 | $2,810 | $3,860 |
Source: Ownwell
Don't miss the deadline to appeal!
Dates | |
|---|---|
| Appeal Deadline | March 9 |
Links | |
|---|---|
| Clare Tax Assessor | |
| Website | bsaonline.com |