Grayling, Crawford County, Michigan Property Taxes
Property Taxes in Grayling, Michigan
Median Grayling, Michigan effective property tax rate: 1.10%, significantly higher than the national median of 1.02%, and higher than the Michigan state median of 1.05%.
Median Grayling, Michigan home value: $155,000
Median annual Grayling, Michigan tax bill: $1,610, lower than the national median property tax bill of $2,400.
How are property taxes in Crawford calculated?
Property taxes in Grayling, Michigan are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.
Understanding Grayling's property tax system, exemptions, and reduction opportunities can lead to significant savings. Regardless of where you live in Grayling, knowing local tax details benefits homeowners and investors.
Last Updated April 13, 2026
Grayling, Crawford County, Michigan Property Tax Bill Calculator
$100,000
$1,500,000
$3,000,000
Median Effective Tax Rate
1.1%
Estimate Property Tax Bill
$1,705
$1,582
How Does the Grayling Property Tax Calculator Work?
Use this Grayling property tax calculator to estimate your annual property tax bill. Enter your property's assessed value and the calculator applies Grayling's median effective tax rate of 1.10% — based on actual property records in Crawford County — to generate your estimate.
Enter your property's estimated assessed value — the figure used to calculate your bill, which reflects any exemptions you hold and is typically lower than your home's market value. The calculator applies Grayling's median effective rate across local levies, giving a more accurate estimate than using a single county millage rate.
Your bill may vary by ZIP code within Grayling, but the available data shows the highest median property tax bill is $1,610 in 49738 and the lowest median property tax bill is $1,610 in 49738.
Grayling's median effective property tax rate is higher than Michigan's 1.05% median rate, while the median tax bill is lower than the state median by $790.
About Grayling Property Taxes
About Property Taxes in Grayling, Crawford, Michigan
Grayling’s median effective property tax rate of 1.10% is higher than the Michigan state median of 1.05% and higher than the national median of 1.02%. This rate reflects the Crawford County base levy combined with local school district levies and tax increment finance districts that vary by subdivision throughout the city.
Property tax rates are not uniform across Grayling. Homeowners in the 49738 ZIP code carry a median effective rate of 1.10%, while those in the same ZIP code also pay 1.10%. This spread reflects how school district boundaries and local assessment districts are drawn across Crawford County. Understanding which part of Grayling you live in can make a meaningful difference to your annual tax bill.
Grayling homeowners who believe their assessed value is too high can file a formal appeal with the Tax Assessor before the March 9, 2026 deadline each year.
If your estimated bill above seems higher than expected, Ownwell can review your assessment and protest on your behalf. You only pay if we save you money.
Property Tax Rates Across Grayling, Crawford County, Michigan
As noted earlier, local government entities set tax rates, which can vary widely within a state.
Why? Because annually, each county estimates its required budget to provide services and divides that by the total value of all taxable property within its jurisdiction. This calculation results in the property tax rate.
While there are votes and laws involved in setting tax rates and budgets, in a nutshell, this is the annual process.
Below, you can compare Grayling's effective property tax rate to other cities in Michigan and the median property tax rates in Michigan and the U.S.
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Grayling Tax Rate
1.10%
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Crawford County Tax Rate
1.14%
Median Effective Michigan Tax Rate
1.05%
Median Effective United States Tax Rate
1.02%
Property Tax Rates Across Grayling, Crawford County, Michigan
| Zip | 10th Percentile | 25th Percentile | Median Tax Rate | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 49738 | 0.67% | 0.84% | 1.10% | 1.43% | 1.76% |
Source: Ownwell
Property Tax Assessment Values Across Grayling, Crawford County, Michigan
When examining property taxes in Grayling, Michigan, understanding the distinction between market value and assessed value is crucial.
The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The Crawford County assessor estimates the market value for tax purposes.
The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill.
Assessment notices:
In Crawford County, assessment notices are sent in March each year. They'll typically reach your mailbox by the middle of March.
Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill. For Grayling property owners, the median home price is $155,000, and the median tax bill is $1,610. Tax bills range from $1,043 at the 25th percentile to $4,442 at the 90th percentile, showing how much property taxes can vary across the county.
Property Tax Assessment Values Across Grayling, Crawford County, Michigan
Source: Ownwell
$124,200
$160,900
$197,600
Median Grayling Market Value
$155,000
Median Crawford County Market Value
$148,200
Median Michigan Market Value
$213,740
Median United States Market Value
$235,294
Property Tax Assessment Values Across Grayling, Crawford County, Michigan
| Zip | 10th Percentile | 25th Percentile | Median Home Price | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 49738 | $60,000 | $97,400 | $155,000 | $241,300 | $374,800 |
Source: Ownwell
Property Tax Bills Across Grayling, Crawford County, Michigan
Grayling property tax bills are based on the assessed value of a home and the local tax rate set by taxing authorities. For a home with a median market value of $155,000, the typical tax bill is $1,610, which is below the national median property tax bill of $2,400 and below the national median property tax rate of 1.02%.
Several factors affect the final bill, including the home’s assessed value, local millage rates, and any exemptions that may apply. In Grayling, tax bills can vary widely, with the 25th percentile at $1,043 and the 75th percentile at $2,587, showing how different property values and local assessments can change what homeowners owe.
For homeowners, this means property taxes can be a significant part of annual housing costs, especially when assessments rise or local rates change. Understanding how the bill is calculated can help homeowners better anticipate future tax obligations.
Median Grayling Tax Bill
$1,610
Median Crawford County Tax Bill
$1,579
Median Michigan Tax Bill
$2,084
Median United States Tax Bill
$2,400
Property Tax Bills Across Grayling, Crawford County, Michigan
| Zip | 10th Percentile | 25th Percentile | Median Tax Bill | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 49738 | $633 | $1,043 | $1,610 | $2,587 | $4,442 |
Source: Ownwell
Don't miss the deadline to appeal!
Dates | |
|---|---|
| Appeal Deadline | March 9 |
Links | |
|---|---|
| Crawford Tax Assessor | |
| Website | bsaonline.com |