Roscommon, Crawford County, Michigan Property Taxes
Property Taxes in Roscommon, Michigan
Median Roscommon, Michigan effective property tax rate: 1.17%, significantly higher than the national median of 1.02%, and higher than the Michigan state median of 1.05%.
Median Roscommon, Michigan home value: $135,400
Median annual Roscommon, Michigan tax bill: $1,477, $923 lower than the national median property tax bill of $2,400.
How are property taxes in Crawford calculated?
Property taxes in Roscommon, Michigan are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.
Understanding Roscommon's property tax system, exemptions, and reduction opportunities can lead to significant savings. Regardless of where you live in Roscommon, knowing local tax details benefits homeowners and investors.
Last Updated April 13, 2026
Roscommon, Crawford County, Michigan Property Tax Bill Calculator
$100,000
$1,500,000
$3,000,000
Median Effective Tax Rate
1.17%
Estimate Property Tax Bill
$1,584
$1,470
How Does the Roscommon Property Tax Calculator Work?
Use this Roscommon property tax calculator to estimate your annual property tax bill. Enter your property's assessed value and our calculator applies Roscommon's median effective tax rate of 1.17% — based on actual property records in Crawford County — to generate your estimate.
Enter your property's estimated assessed value — the figure the local appraisal district uses to calculate your bill, which reflects any exemptions you hold and is typically lower than your home's market value. Our calculator applies Roscommon's median effective rate across all local levies, providing a more accurate estimate than applying a single county millage rate.
Your bill may vary by ZIP code within Roscommon: rates range from 1.17% in 48653 to 1.17% in 48653, primarily due to differences in school district levies and local assessment districts. Roscommon's median property tax bill is $1,477, which is higher than Michigan's median tax rate of 1.05% and lower than the national median property tax bill of $2,400 by $923.
For a more precise estimate, scroll down to explore ZIP code-level tax rate trends across Roscommon.
About Roscommon Property Taxes
About Property Taxes in Roscommon, Crawford, Michigan
Roscommon’s median effective property tax rate of 1.17% is higher than the Michigan state median of 1.05% and higher than the national median of 1.02%. This rate reflects the Crawford County base levy combined with local school district levies and tax increment finance districts that vary by subdivision throughout the city.
Property tax rates are not uniform across Roscommon. Homeowners in the 48653 ZIP code carry a median effective rate of 1.17%, while those in the same ZIP also pay 1.17%. This spread — 0 percentage points across the same city — reflects how school district boundaries and local assessment districts are drawn across Crawford County. Understanding which part of Roscommon you live in can make a meaningful difference to your annual tax bill.
Roscommon homeowners who believe their assessed value is too high can file a formal appeal with the local Tax Assessor before the March 9, 2026 deadline each year.
If your estimated bill above seems higher than expected, Ownwell can review your assessment and protest on your behalf. You only pay if we save you money.
Property Tax Rates Across Roscommon, Crawford County, Michigan
As noted earlier, local government entities set tax rates, which can vary widely within a state.
Why? Because annually, each county estimates its required budget to provide services and divides that by the total value of all taxable property within its jurisdiction. This calculation results in the property tax rate.
While there are votes and laws involved in setting tax rates and budgets, in a nutshell, this is the annual process.
Below, you can compare Roscommon's effective property tax rate to other cities in Michigan and the median property tax rates in Michigan and the U.S.
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Roscommon Tax Rate
1.17%
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Crawford County Tax Rate
1.14%
Median Effective Michigan Tax Rate
1.05%
Median Effective United States Tax Rate
1.02%
Property Tax Rates Across Roscommon, Crawford County, Michigan
| Zip | 10th Percentile | 25th Percentile | Median Tax Rate | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 48653 | 0.76% | 0.91% | 1.17% | 1.49% | 1.80% |
Source: Ownwell
Property Tax Assessment Values Across Roscommon, Crawford County, Michigan
When examining property taxes in Roscommon, Michigan, understanding the distinction between "market value" and "assessed value" is crucial.
The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The Crawford County assessor estimates the market value for tax purposes.
The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill.
Assessment notices:
In Crawford County, assessment notices are sent in March each year. They'll typically reach your mailbox by the middle of March.
Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill. For example, the median home price in Roscommon is $135,400, with a median tax bill of $1,477. The highest median home price is in 48653, also at $135,400.
Property Tax Assessment Values Across Roscommon, Crawford County, Michigan
Source: Ownwell
$124,200
$160,900
$197,600
Median Roscommon Market Value
$135,400
Median Crawford County Market Value
$148,200
Median Michigan Market Value
$213,740
Median United States Market Value
$235,294
Property Tax Assessment Values Across Roscommon, Crawford County, Michigan
| Zip | 10th Percentile | 25th Percentile | Median Home Price | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 48653 | $42,800 | $80,400 | $135,400 | $197,400 | $272,800 |
Source: Ownwell
Property Tax Bills Across Roscommon, Crawford County, Michigan
Property tax bills in Roscommon are based on the assessed value of a home, which is then multiplied by the local tax rate to determine what a homeowner owes. For a home with a median value of $135,400, the bill can vary widely depending on how the property is assessed and which local levies apply.
The typical tax burden in the area is $1,477, and bills can range from $917 at the 25th percentile to $2,258 at the 75th percentile. Higher-value or more heavily taxed properties can see bills reach $3,151 at the 90th percentile. This means two homes in the same city can face very different tax bills based on market value, assessment, and local tax rates.
For homeowners, property taxes are a major part of annual housing costs and can affect monthly budgeting and long-term affordability.
Median Roscommon Tax Bill
$1,477
Median Crawford County Tax Bill
$1,579
Median Michigan Tax Bill
$2,084
Median United States Tax Bill
$2,400
Property Tax Bills Across Roscommon, Crawford County, Michigan
| Zip | 10th Percentile | 25th Percentile | Median Tax Bill | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 48653 | $578 | $917 | $1,477 | $2,258 | $3,151 |
Source: Ownwell
Don't miss the deadline to appeal!
Dates | |
|---|---|
| Appeal Deadline | March 9 |
Links | |
|---|---|
| Crawford Tax Assessor | |
| Website | bsaonline.com |