Hardwood, Dickinson County, Michigan Property Taxes
Property Taxes in Hardwood, Michigan
Median Hardwood, Michigan effective property tax rate: 0.61%, significantly lower than the national median of 1.02%, and lower than the Michigan state median of 1.05%.
Median Hardwood, Michigan home value: $129,200
Median annual Hardwood, Michigan tax bill: $790, lower than the national median property tax bill of $2,400.
How are property taxes in Dickinson calculated?
Property taxes in Hardwood, Michigan are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.
Understanding Hardwood's property tax system, exemptions, and reduction opportunities can lead to significant savings. Regardless of where you live in Hardwood, knowing local tax details benefits homeowners and investors.
Last Updated April 13, 2026
Hardwood, Dickinson County, Michigan Property Tax Bill Calculator
$100,000
$1,500,000
$3,000,000
Median Effective Tax Rate
0.61%
Estimate Property Tax Bill
$788
$731
How Does the Hardwood Property Tax Calculator Work?
Use this Hardwood property tax calculator to estimate your annual property tax bill. Enter your property's assessed value and our calculator applies Hardwood's median effective tax rate of 0.61% — based on actual property records in Dickinson County — to generate your estimate.
Enter your property's estimated assessed value — the figure the local assessor uses to calculate your bill, which reflects any exemptions you hold and is typically lower than your home's market value. Our calculator applies Hardwood's median effective rate across all local levies, providing a more accurate estimate than applying a single county millage rate.
Your bill may vary by ZIP code within Hardwood: rates range from 0.61% in 49834 to 0.61% in 49834, primarily due to differences in school district levies and local assessment districts.
For a more precise estimate, scroll down to explore ZIP code-level tax rate trends across Hardwood.
About Hardwood Property Taxes
About Property Taxes in Hardwood, Dickinson, Michigan
Hardwood’s median effective property tax rate of 0.61% is lower than the Michigan state median of 1.05% and lower than the national median of 1.02%. This rate reflects the Dickinson County base levy combined with local school district levies and Tax increment finance districts that vary by subdivision throughout the city.
Property tax rates are not uniform across Hardwood. Homeowners in the 49834 ZIP code carry a median effective rate of 0.61%, while those in the same ZIP code pay 0.61%. This spread reflects how school district boundaries and local assessment districts are drawn across Dickinson County. Understanding which part of Hardwood you live in can make a meaningful difference to your annual tax bill.
Hardwood homeowners who believe their assessed value is too high can file a formal appeal with the local Tax Assessor before the April 6, 2026 deadline each year.
If your estimated bill above seems higher than expected, Ownwell can review your assessment and protest on your behalf. You only pay if we save you money.
Property Tax Rates Across Hardwood, Dickinson County, Michigan
As noted earlier, local government entities set tax rates, which can vary widely within a state.
Why? Because annually, each county estimates its required budget to provide services and divides that by the total value of all taxable property within its jurisdiction. This calculation results in the property tax rate.
While there are votes and laws involved in setting tax rates and budgets, in a nutshell, this is the annual process.
Below, you can compare Hardwood's effective property tax rate to other cities in Michigan and the median property tax rates in Michigan and the U.S.
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Hardwood Tax Rate
0.61%
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Dickinson County Tax Rate
1.25%
Median Effective Michigan Tax Rate
1.05%
Median Effective United States Tax Rate
1.02%
Property Tax Rates Across Hardwood, Dickinson County, Michigan
| Zip | 10th Percentile | 25th Percentile | Median Tax Rate | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 49834 | 0.37% | 0.47% | 0.61% | 0.86% | 1.34% |
Source: Ownwell
Property Tax Assessment Values Across Hardwood, Dickinson County, Michigan
When examining property taxes in Hardwood, Michigan, understanding the distinction between "market value" and "assessed value" is crucial.
The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The Dickinson County assessing office estimates the market value for tax purposes.
The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill.
Assessment notices:
In Dickinson County, assessment notices are sent in February each year. They'll typically reach your mailbox by the middle of February.
Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill. By providing insights into how assessed and market values are determined, this section helps property owners navigate their tax responsibilities and understand the valuation processes affecting their property taxes in Hardwood.
For example, the median home price in Hardwood is $129,200, with tax bills ranging significantly across the county. 49834 has the highest median home price at $129,200.
Property Tax Assessment Values Across Hardwood, Dickinson County, Michigan
Source: Ownwell
$51,400
$113,100
$174,800
Median Hardwood Market Value
$129,200
Median Dickinson County Market Value
$110,400
Median Michigan Market Value
$213,740
Median United States Market Value
$235,294
Property Tax Assessment Values Across Hardwood, Dickinson County, Michigan
| Zip | 10th Percentile | 25th Percentile | Median Home Price | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 49834 | $52,720 | $80,100 | $129,200 | $219,200 | $271,280 |
Source: Ownwell
Property Tax Bills Across Hardwood, Dickinson County, Michigan
Hardwood property tax bills are calculated by applying the local tax rate to a home’s assessed value, which is based on the market value of the property. The assessed value is the starting point for determining how much a homeowner owes each year, and local taxing authorities use it to fund services such as schools, roads, and public safety.
For homeowners in Hardwood, the median home price is $129,200, and the typical tax burden is relatively modest compared with the national median property tax bill of $2,400. The 25th percentile tax bill is $573, while the 75th percentile is $1,237 and the 90th percentile is $2,093. That means many homeowners pay less than the national median, though bills can still vary depending on the assessed value and the local tax rate.
Because property taxes are tied to value, changes in the market or assessment can raise or lower a bill. For homeowners, that can affect monthly budgeting and long-term housing costs.
Median Hardwood Tax Bill
$790
Median Dickinson County Tax Bill
$1,306
Median Michigan Tax Bill
$2,084
Median United States Tax Bill
$2,400
Property Tax Bills Across Hardwood, Dickinson County, Michigan
| Zip | 10th Percentile | 25th Percentile | Median Tax Bill | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 49834 | $356 | $573 | $790 | $1,237 | $2,093 |
Source: Ownwell
Don't miss the deadline to appeal!
Dates | |
|---|---|
| Appeal Deadline | April 6 |
Links | |
|---|---|
| Dickinson Tax Assessor | |
| Website | bsaonline.com |