Otisville, Genesee County, Michigan Property Taxes
Property Taxes in Otisville, Michigan
Median Otisville, Michigan effective property tax rate: 0.38%, significantly lower than the national median of 1.02%, and lower than the Michigan state median of 1.05%.
Median Otisville, Michigan home value: $203,200
Median annual Otisville, Michigan tax bill: $862, lower than the national median property tax bill of $2,400.
How are property taxes in Genesee calculated?
Property taxes in Otisville, Michigan are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.
Understanding Otisville's property tax system, exemptions, and reduction opportunities can lead to significant savings. Regardless of where you live in Otisville, knowing local tax details benefits homeowners and investors.
Last Updated April 13, 2026
Otisville, Genesee County, Michigan Property Tax Bill Calculator
$100,000
$1,500,000
$3,000,000
Median Effective Tax Rate
0.38%
Estimate Property Tax Bill
$772
$717
How Does the Otisville Property Tax Calculator Work?
Use this Otisville property tax calculator to estimate your annual property tax bill. Enter your property's assessed value and our calculator applies Otisville's median effective tax rate of 0.38% — based on actual property records in Genesee County — to generate your estimate.
Enter your property's estimated assessed value — the figure the local assessor uses to calculate your bill, which reflects any exemptions you hold and is typically lower than your home's market value. Our calculator applies Otisville's median effective rate across all local levies, providing a more accurate estimate than applying a single county millage rate.
Your bill may vary by ZIP code within Otisville: rates are 0.38% in 48463, primarily due to differences in school district levies and local assessment districts.
For a more precise estimate, scroll down to explore ZIP code-level tax rate trends across Otisville.
About Otisville Property Taxes
About Property Taxes in Otisville, Genesee, Michigan
Otisville's median effective property tax rate of 0.38% is lower than the Michigan state median of 1.05% and lower than the national median of 1.02%. This rate reflects the Genesee County base levy combined with local school district levies and Tax increment finance districts that vary by subdivision throughout the city.
Property tax rates are not uniform across Otisville. Homeowners in the 48463 ZIP code carry a median effective rate of 0.38%, while those in the same ZIP code pay 0.38%. This spread — 0.00 percentage points across the same city — reflects how school district boundaries and local assessment districts are drawn across Genesee County. Understanding which part of Otisville you live in can make a meaningful difference to your annual tax bill.
Otisville homeowners who believe their assessed value is too high can file a formal appeal with the local Tax Assessor before the March 9, 2026 deadline each year.
If your estimated bill above seems higher than expected, Ownwell can review your assessment and protest on your behalf. You only pay if we save you money.
Property Tax Rates Across Otisville, Genesee County, Michigan
As noted earlier, local government entities set tax rates, which can vary widely within a state.
Why? Because annually, each county estimates its required budget to provide services and divides that by the total value of all taxable property within its jurisdiction. This calculation results in the property tax rate.
While there are votes and laws involved in setting tax rates and budgets, in a nutshell, this is the annual process.
Below, you can compare Otisville's effective property tax rate to other cities in Michigan and the median property tax rates in Michigan and the U.S.
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Otisville Tax Rate
0.38%
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Genesee County Tax Rate
0.88%
Median Effective Michigan Tax Rate
1.05%
Median Effective United States Tax Rate
1.02%
Property Tax Rates Across Otisville, Genesee County, Michigan
| Zip | 10th Percentile | 25th Percentile | Median Tax Rate | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 48463 | 0.29% | 0.33% | 0.38% | 0.49% | 0.87% |
Source: Ownwell
Property Tax Assessment Values Across Otisville, Genesee County, Michigan
When examining property taxes in Otisville, Michigan, understanding the distinction between market value and assessed value is crucial.
The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The Genesee County appraisal district estimates the market value for tax purposes.
The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill.
Assessment notices:
In Genesee County, assessment notices are sent in the spring each year. They'll typically reach your mailbox by the middle of February.
Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill. The median home price in Otisville is $203,200, with a median tax bill of $862. The highest median home price is in 48463 at $203,200.
Property Tax Assessment Values Across Otisville, Genesee County, Michigan
Source: Ownwell
$36,000
$182,650
$329,300
Median Otisville Market Value
$203,200
Median Genesee County Market Value
$158,200
Median Michigan Market Value
$213,740
Median United States Market Value
$235,294
Property Tax Assessment Values Across Otisville, Genesee County, Michigan
| Zip | 10th Percentile | 25th Percentile | Median Home Price | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 48463 | $112,780 | $150,850 | $203,200 | $273,550 | $349,280 |
Source: Ownwell
Property Tax Bills Across Otisville, Genesee County, Michigan
Property tax bills in Otisville are based on the assessed value of a home and the local tax rate set by Genesee County and other taxing authorities. The assessed value is used to calculate how much tax a homeowner owes, so a higher assessed value usually means a higher bill. For a home with a median market value of $203,200, the property tax bill can vary depending on location, exemptions, and how the property is classified.
In Otisville, the median property tax bill is $862.00, which is below the national median property tax bill of $2,400. Bills in the area range from $627 at the 25th percentile to $1,148 at the 75th percentile, with the 90th percentile reaching $1,528. These differences show how two similar homeowners can still pay different amounts based on their assessed value and local levies. For homeowners, property taxes are a recurring cost that can affect monthly budgets and long-term housing affordability.
Median Otisville Tax Bill
$862
Median Genesee County Tax Bill
$1,156
Median Michigan Tax Bill
$2,084
Median United States Tax Bill
$2,400
Property Tax Bills Across Otisville, Genesee County, Michigan
| Zip | 10th Percentile | 25th Percentile | Median Tax Bill | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 48463 | $450 | $627 | $862 | $1,148 | $1,528 |
Source: Ownwell
Don't miss the deadline to appeal!
Dates | |
|---|---|
| Appeal Deadline | March 9 |
Links | |
|---|---|
| Genesee Tax Assessor | |
| Website | bsaonline.com |