Sumner, Gratiot County, Michigan Property Taxes
Median Sumner, MI effective property tax rate: 0.29%, significantly lower than the national median of 1.02%, but lower than the Michigan state median of 1.07%.
Median Sumner, MI home value: $130,600
Median annual Sumner, MI tax bill: $346, $2,054 lower than the national median property tax bill of $2,400.
How are property taxes in Gratiot calculated?
Property taxes in Sumner, MI are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.
Understanding Sumner’s property tax system, exemptions, and reduction opportunities can lead to significant savings. Regardless of where you live in Sumner, knowing local tax details benefits homeowners and investors.
Last Updated March 1, 2025
Sumner, Gratiot County, Michigan Property Tax Bill Calculator
$100,000
$1,500,000
$3,000,000
Median Effective Tax Rate
0.77%
Estimate Property Tax Bill
$1,219
$1,131
Property Tax Rates Across Sumner, Gratiot County, Michigan
Local government entities determine tax rates, which can significantly differ within a state. Each year, counties estimate the budget required to provide essential services, dividing this by the total value of all taxable property within their jurisdiction. This calculation determines the property tax rate. While the process involves various laws and votes, this is the essence of how annual tax rates are set.
In Sumner, located in Gratiot County, Michigan, the effective property tax rate is notably lower than both the state and national medians. Michigan has a median property tax rate of 1.54%, which is higher than the national median of 1.02%. However, Sumner’s effective tax rate is significantly below both these figures, offering a more affordable option for property owners compared to many other cities in Michigan. This lower rate can result in substantial savings for homeowners, making Sumner an attractive location for those looking to reduce their property tax burden. By understanding these differences in tax rates, property owners can make informed decisions about where to invest or settle, potentially saving thousands in annual property taxes.
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Sumner Tax Rate
0.77%
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Gratiot County Tax Rate
1.13%
Median Effective Michigan Tax Rate
1.05%
Median Effective United States Tax Rate
1.02%
Property Tax Rates Across Sumner, Gratiot County, Michigan
| Zip | 10th Percentile | 25th Percentile | Median Tax Rate | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 48889 | 0.45% | 0.54% | 0.77% | 0.98% | 1.28% |
Source: Ownwell
Property Tax Assessment Values Across Sumner, Gratiot County, Michigan
When examining property taxes in Sumner, MI, understanding the distinction between "market value" and "assessed value" is crucial. The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The Gratiot County Assessor's Office estimates the market value for tax purposes. The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill.
In Gratiot County, assessment notices are sent in the spring each year. They’ll typically reach your mailbox by the middle of May. Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill. By providing insights into how assessed and market values are determined, this section helps property owners navigate their tax responsibilities and understand the valuation processes affecting their property taxes in Sumner. For example, the median home price in Sumner is $130,600, with tax bills ranging significantly across the county. Zip code 48889 has the highest median home price at $130,600.
Property Tax Assessment Values Across Sumner, Gratiot County, Michigan
Source: Ownwell
$64,500
$134,300
$204,100
Median Sumner Market Value
$158,300
Median Gratiot County Market Value
$138,800
Median Michigan Market Value
$213,740
Median United States Market Value
$235,294
Property Tax Assessment Values Across Sumner, Gratiot County, Michigan
| Zip | 10th Percentile | 25th Percentile | Median Home Price | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 48889 | $55,020 | $104,550 | $158,300 | $218,900 | $312,320 |
Source: Ownwell
Property Tax Bills Across Sumner, Gratiot County, Michigan
In Sumner, Gratiot County, MI, property tax bills are calculated based on the assessed value of a home, which is determined by the local tax assessor. This assessed value is a percentage of the market value, influenced by factors such as location, size, and condition of the property. Homeowners in Sumner experience tax bills that vary significantly, with the 25th percentile at $237 and the 75th percentile at $546. The median tax bill in the area is notably lower than the national median of $2,400, with the highest and lowest median tax bills both recorded at $346 in the 48889 zip code.
Homeowners in Sumner may find their tax bills burdensome, especially if they feel their property is over-assessed. This is where Ownwell can assist. By providing expert property tax appeal and exemption services, Ownwell helps homeowners potentially reduce their tax liabilities. Through a thorough analysis of property assessments and market conditions, Ownwell ensures that homeowners are not overpaying, offering a chance to save significantly on their tax bills.
Median Sumner Tax Bill
$1,093
Median Gratiot County Tax Bill
$1,566
Median Michigan Tax Bill
$2,084
Median United States Tax Bill
$2,400
Property Tax Bills Across Sumner, Gratiot County, Michigan
| Zip | 10th Percentile | 25th Percentile | Median Tax Bill | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 48889 | $519 | $741 | $1,093 | $1,592 | $2,248 |
Source: Ownwell