Cement City, Hillsdale County, Michigan Property Taxes
Property Taxes in Cement City, Michigan
Median Cement City, Michigan effective property tax rate: 0.37%, significantly lower than the national median of 1.02%, and lower than the Michigan state median of 1.05%.
Median Cement City, Michigan home value: $281,952
Median annual Cement City, Michigan tax bill: $1,064, $1,336 lower than the national median property tax bill of $2,400.
How are property taxes in Hillsdale calculated?
Property taxes in Cement City, Michigan are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.
Understanding Cement City's property tax system, exemptions, and reduction opportunities can lead to significant savings. Regardless of where you live in Cement City, knowing local tax details benefits homeowners and investors.
Last Updated April 13, 2026
Cement City, Hillsdale County, Michigan Property Tax Bill Calculator
$100,000
$1,500,000
$3,000,000
Median Effective Tax Rate
0.37%
Estimate Property Tax Bill
$1,043
$968
How Does the Cement City Property Tax Calculator Work?
Use this Cement City property tax calculator to estimate your annual property tax bill. Enter your property’s assessed value and the calculator applies Cement City’s median effective tax rate of 0.37% — based on actual property records in Hillsdale County — to generate your estimate.
Enter your property’s estimated assessed value — the figure used to calculate your bill, which reflects any exemptions you hold and is typically lower than your home’s market value. The calculator applies Cement City’s median effective rate across local levies, giving a more accurate estimate than using a single county millage rate.
Cement City’s median effective tax rate is lower than Hillsdale County’s but higher than Michigan’s state median tax rate of 1.05%. The median property tax bill is $1,064, which is $1,336 lower than the state median bill.
Your bill may vary by ZIP code within Cement City, with 49233 showing the highest and lowest median tax bill at $1,064. For a more precise estimate, scroll down to explore ZIP code-level tax rate trends across Cement City.
About Cement City Property Taxes
About Property Taxes in CEMENT CITY, Hillsdale, Michigan
CEMENT CITY's median effective property tax rate of 0.37% is lower than the Michigan state median of 1.05% and lower than the national median of 1.02%. This rate reflects the Hillsdale County base levy combined with local school district levies and Tax increment finance districts that vary by subdivision throughout the city.
Property tax rates are not uniform across CEMENT CITY. Homeowners in the 49233 ZIP code carry a median effective rate of 0.37%, while those in the same ZIP also pay the same rate. This reflects how school district boundaries and local assessment districts are drawn across Hillsdale County. Understanding which part of CEMENT CITY you live in can make a meaningful difference to your annual tax bill.
CEMENT CITY homeowners who believe their assessed value is too high can file a formal appeal with the Tax Assessor before the March 9, 2026 deadline each year.
If your estimated bill above seems higher than expected, Ownwell can review your assessment and protest on your behalf. You only pay if we save you money.
Property Tax Rates Across Cement City, Hillsdale County, Michigan
As noted earlier, local government entities set tax rates, which can vary widely within a state.
Why? Because annually, each county estimates its required budget to provide services and divides that by the total value of all taxable property within its jurisdiction. This calculation results in the property tax rate.
While there are votes and laws involved in setting tax rates and budgets, in a nutshell, this is the annual process.
Below, you can compare CEMENT CITY's effective property tax rate to other cities in Michigan and the median property tax rates in Michigan and the U.S.
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Cement City Tax Rate
0.37%
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Hillsdale County Tax Rate
0.39%
Median Effective Michigan Tax Rate
1.05%
Median Effective United States Tax Rate
1.02%
Property Tax Rates Across Cement City, Hillsdale County, Michigan
| Zip | 10th Percentile | 25th Percentile | Median Tax Rate | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 49233 | 0.30% | 0.33% | 0.37% | 0.42% | 0.48% |
Source: Ownwell
Property Tax Assessment Values Across Cement City, Hillsdale County, Michigan
When examining property taxes in Cement City, Michigan, understanding the distinction between "market value" and "assessed value" is crucial.
The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The Hillsdale County assessor estimates the market value for tax purposes.
The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill.
Assessment notices:
In Hillsdale County, assessment notices are sent in March each year. They'll typically reach your mailbox by the middle of March.
Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill. By providing insights into how assessed and market values are determined, this section helps property owners navigate their tax responsibilities and understand the valuation processes affecting their property taxes in Cement City.
For example, the median home price in Cement City is $281,952, with tax bills ranging significantly across the county. 49233 has the highest median home price at $281,952.
Property Tax Assessment Values Across Cement City, Hillsdale County, Michigan
Source: Ownwell
$84,707
$183,330
$281,952
Median Cement City Market Value
$281,952
Median Hillsdale County Market Value
$159,094
Median Michigan Market Value
$213,740
Median United States Market Value
$235,294
Property Tax Assessment Values Across Cement City, Hillsdale County, Michigan
| Zip | 10th Percentile | 25th Percentile | Median Home Price | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 49233 | $131,943 | $205,926 | $281,952 | $383,132 | $499,117 |
Source: Ownwell
Property Tax Bills Across Cement City, Hillsdale County, Michigan
Property tax bills in Cement City are calculated from the assessed value of a home and the local tax rate set by taxing authorities in Hillsdale County. When a property’s market value changes, the assessed value can change too, which can affect the final bill. Homeowners with higher-valued homes generally pay more, while those with lower assessed values pay less.
For a home with a median market value of $281,952, the property tax bill is shaped by local assessment practices and the rates applied to that value. In this area, the tax bill typically falls between $798 at the 25th percentile and $1,453 at the 75th percentile, with the 90th percentile reaching $1,906. The median tax bill is $1,064 in ZIP code 49233.
These bills matter because they directly affect monthly housing costs and long-term affordability for homeowners.
Median Cement City Tax Bill
$1,064
Median Hillsdale County Tax Bill
$734
Median Michigan Tax Bill
$2,084
Median United States Tax Bill
$2,400
Property Tax Bills Across Cement City, Hillsdale County, Michigan
| Zip | 10th Percentile | 25th Percentile | Median Tax Bill | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 49233 | $539 | $798 | $1,064 | $1,453 | $1,906 |
Source: Ownwell
Don't miss the deadline to appeal!
Dates | |
|---|---|
| Appeal Deadline | March 9 |
Links | |
|---|---|
| Hillsdale Tax Assessor | |
| Website | app.fetchgis.com |