Calumet, Houghton County, Michigan Property Taxes
Property Taxes in Calumet, Michigan
Median Calumet, Michigan effective property tax rate: 0.74%, significantly lower than the national median of 1.02%, and lower than the Michigan state median of 1.05%.
Median Calumet, Michigan home value: $77,352
Median annual Calumet, Michigan tax bill: $531, lower than the national median property tax bill of $2,400.
How are property taxes in Houghton calculated?
Property taxes in Calumet, Michigan are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.
Understanding Calumet's property tax system, exemptions, and reduction opportunities can lead to significant savings. Regardless of where you live in Calumet, knowing local tax details benefits homeowners and investors.
Last Updated April 13, 2026
Calumet, Houghton County, Michigan Property Tax Bill Calculator
$100,000
$1,500,000
$3,000,000
Median Effective Tax Rate
0.74%
Estimate Property Tax Bill
$572
$531
How Does the Calumet Property Tax Calculator Work?
Use this Calumet property tax calculator to estimate your annual property tax bill. Enter your property's assessed value and our calculator applies Calumet's median effective tax rate of 0.74% — based on actual property records in Houghton County — to generate your estimate.
Enter your property's estimated assessed value — the figure the local assessor uses to calculate your bill, which reflects any exemptions you hold and is typically lower than your home's market value. Our calculator applies Calumet's median effective rate across all local levies, providing a more accurate estimate than applying a single county millage rate.
Your bill may vary by ZIP code within Calumet: rates range from 0.74% in 49913 to 0.74% in 49913, primarily due to differences in school district levies and local assessment districts.
For a more precise estimate, scroll down to explore ZIP code-level tax rate trends across Calumet.
About Calumet Property Taxes
About Property Taxes in Calumet, Houghton, Michigan
Calumet's median effective property tax rate of 0.74% is lower than the Michigan state median of 1.05% and lower than the national median of 1.02%. This rate reflects the Houghton County base levy combined with local school district levies and tax increment finance districts that vary by subdivision throughout the city.
Property tax rates are not uniform across Calumet. Homeowners in the 49913 ZIP code carry a median effective rate of 0.74%, while those in the lowest ZIP code pay 0.74%. This spread reflects how school district boundaries and local assessment districts are drawn across Houghton County. Understanding which part of Calumet you live in can make a meaningful difference to your annual tax bill.
Calumet homeowners who believe their assessed value is too high can file a formal appeal with the local Tax Assessor before the March 9, 2026 deadline each year.
If your estimated bill above seems higher than expected, Ownwell can review your assessment and protest on your behalf. You only pay if we save you money.
Property Tax Rates Across Calumet, Houghton County, Michigan
As noted earlier, local government entities set tax rates, which can vary widely within a state.
Why? Because annually, each county estimates its required budget to provide services and divides that by the total value of all taxable property within its jurisdiction. This calculation results in the property tax rate.
While there are votes and laws involved in setting tax rates and budgets, in a nutshell, this is the annual process.
Below, you can compare Calumet's effective property tax rate to other cities in Michigan and the median property tax rates in Michigan and the U.S.
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Calumet Tax Rate
0.74%
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Houghton County Tax Rate
0.91%
Median Effective Michigan Tax Rate
1.05%
Median Effective United States Tax Rate
1.02%
Property Tax Rates Across Calumet, Houghton County, Michigan
| Zip | 10th Percentile | 25th Percentile | Median Tax Rate | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 49913 | 0.32% | 0.49% | 0.74% | 1.08% | 1.73% |
Source: Ownwell
Property Tax Assessment Values Across Calumet, Houghton County, Michigan
When examining property taxes in Calumet, Michigan, understanding the distinction between "market value" and "assessed value" is crucial.
The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The Houghton County appraisal district estimates the market value for tax purposes.
The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill.
Assessment notices:
In Houghton County, assessment notices are sent in the spring each year. They'll typically reach your mailbox by the middle of February.
Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill. For example, the median home price in Calumet is $77,352, with tax bills ranging significantly across the county. ZIP code 49913 has the highest median home price at $77,352.
Property Tax Assessment Values Across Calumet, Houghton County, Michigan
Source: Ownwell
$15,600
$100,700
$185,800
Median Calumet Market Value
$77,352
Median Houghton County Market Value
$112,995
Median Michigan Market Value
$213,740
Median United States Market Value
$235,294
Property Tax Assessment Values Across Calumet, Houghton County, Michigan
| Zip | 10th Percentile | 25th Percentile | Median Home Price | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 49913 | $6,300 | $44,000 | $77,352 | $119,482 | $221,911 |
Source: Ownwell
Property Tax Bills Across Calumet, Houghton County, Michigan
Property tax bills in Calumet are calculated from a home’s assessed value and the local tax rate, so the amount you owe depends on both the market value of the property and the levies set by local taxing authorities. With a median home price of $77,352, the typical bill is shaped by how that value is assessed and by the services funded through property taxes.
For many homeowners, the bill can vary widely. The 25th percentile tax bill is $278, while the 75th percentile is $937 and the 90th percentile is $1,599. The median tax bill in the area is $531, which is well below the national median property tax bill of $2,400 and below the national median property tax rate of 1.02%.
Because property taxes are tied to assessed value, any change in a home’s market value or local tax rates can affect what a homeowner pays each year.
Median Calumet Tax Bill
$531
Median Houghton County Tax Bill
$989
Median Michigan Tax Bill
$2,084
Median United States Tax Bill
$2,400
Property Tax Bills Across Calumet, Houghton County, Michigan
| Zip | 10th Percentile | 25th Percentile | Median Tax Bill | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 49913 | $78 | $278 | $531 | $937 | $1,599 |
Source: Ownwell
Don't miss the deadline to appeal!
Dates | |
|---|---|
| Appeal Deadline | March 9 |
Links | |
|---|---|
| Houghton Tax Assessor | |
| Website | bsaonline.com |