Hubbell, Houghton County, Michigan Property Taxes
Property Taxes in Hubbell, Michigan
Median Hubbell, Michigan effective property tax rate: 0.67%, significantly lower than the national median of 1.02%, and lower than the Michigan state median of 1.05%.
Median Hubbell, Michigan home value: $76,494
Median annual Hubbell, Michigan tax bill: $539, $1,861 lower than the national median property tax bill of $2,400.
How are property taxes in Houghton calculated?
Property taxes in Hubbell, Michigan are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.
Understanding Hubbell's property tax system, exemptions, and reduction opportunities can lead to significant savings. Regardless of where you live in Hubbell, knowing local tax details benefits homeowners and investors.
Last Updated April 13, 2026
Hubbell, Houghton County, Michigan Property Tax Bill Calculator
$100,000
$1,500,000
$3,000,000
Median Effective Tax Rate
0.67%
Estimate Property Tax Bill
$513
$476
How Does the Hubbell Property Tax Calculator Work?
Use this Hubbell property tax calculator to estimate your annual property tax bill. Enter your property's assessed value and our calculator applies Hubbell's median effective tax rate of 0.67% — based on actual property records in Houghton County — to generate your estimate.
Enter your property's estimated assessed value — the figure the local assessor uses to calculate your bill, which reflects any exemptions you hold and is typically lower than your home's market value. Our calculator applies Hubbell's median effective rate across all local levies, providing a more accurate estimate than applying a single county millage rate.
Your bill may vary by ZIP code within Hubbell: rates range from 0.67% in 49934 to 0.67% in 49934, primarily due to differences in school district levies and local assessment districts.
For a more precise estimate, scroll down to explore ZIP code-level tax rate trends across Hubbell.
About Hubbell Property Taxes
About Property Taxes in Hubbell, Houghton, Michigan
Hubbell’s median effective property tax rate of 0.67% is lower than the Michigan state median of 1.05% and lower than the national median of 1.02%. This rate reflects the Houghton County levy and local taxing jurisdictions that shape what homeowners pay on a market-value basis.
Property tax rates are not uniform across Hubbell. In this city, the highest and lowest median effective rates are both 0.67% in ZIP code 49934, so there is no spread across ZIP codes. That means location within Hubbell does not change the median tax rate in the data available.
Hubbell homeowners who believe their assessed value is too high can file a formal appeal with the Tax Assessor before the March 9, 2026 deadline each year.
If your estimated bill above seems higher than expected, Ownwell can review your assessment and protest on your behalf. You only pay if we save you money.
Property Tax Rates Across Hubbell, Houghton County, Michigan
As noted earlier, local government entities set tax rates, which can vary widely within a state.
Why? Because annually, each county estimates its required budget to provide services and divides that by the total value of all taxable property within its jurisdiction. This calculation results in the property tax rate.
While there are votes and laws involved in setting tax rates and budgets, in a nutshell, this is the annual process.
Below, you can compare Hubbell's effective property tax rate to other cities in Michigan and the median property tax rates in Michigan and the U.S.
Our median effective property tax rate (tax bill Ă· assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Hubbell Tax Rate
0.67%
Our median effective property tax rate (tax bill Ă· assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Houghton County Tax Rate
0.91%
Median Effective Michigan Tax Rate
1.05%
Median Effective United States Tax Rate
1.02%
Property Tax Rates Across Hubbell, Houghton County, Michigan
| Zip | 10th Percentile | 25th Percentile | Median Tax Rate | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 49934 | 0.40% | 0.54% | 0.67% | 1.06% | 1.56% |
Source: Ownwell
Property Tax Assessment Values Across Hubbell, Houghton County, Michigan
When examining property taxes in Hubbell, Michigan, understanding the distinction between "market value" and "assessed value" is crucial.
The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The Houghton County appraisal district estimates the market value for tax purposes.
The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill.
Assessment notices:
In Houghton County, assessment notices are sent in the spring each year. They'll typically reach your mailbox by the middle of February.
Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill. For Hubbell, the median home price is $76,494, with a median tax bill of $539. That is far below the national median property tax bill of $2,400 and the national median property tax rate of 1.02%.
Property Tax Assessment Values Across Hubbell, Houghton County, Michigan
Source: Ownwell
$15,600
$100,700
$185,800
Median Hubbell Market Value
$76,494
Median Houghton County Market Value
$112,995
Median Michigan Market Value
$213,740
Median United States Market Value
$235,294
Property Tax Assessment Values Across Hubbell, Houghton County, Michigan
| Zip | 10th Percentile | 25th Percentile | Median Home Price | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 49934 | $31,314 | $55,172 | $76,494 | $106,889 | $140,334 |
Source: Ownwell
Property Tax Bills Across Hubbell, Houghton County, Michigan
Hubbell’s property tax bill is based on the assessed value of a home and the local tax rate set for Houghton County. When a property’s assessed value changes, the tax bill can change too, since taxes are calculated from that value rather than from the home’s market price alone. Local budgets, school funding, and other public services all play a role in shaping the final amount homeowners owe.
For a home with a median value of $76,494, the property tax bill can vary widely. The 25th percentile tax bill is $352, while the 75th percentile is $814 and the 90th percentile is $1,135. The median tax bill is $539 in ZIP code 49934.
For homeowners, this means property taxes can be a meaningful part of annual housing costs, even in a lower-priced market. Because the bill depends on assessed value and local rates, two similar homes can still face different tax bills if their assessments or tax rates differ.
Median Hubbell Tax Bill
$539
Median Houghton County Tax Bill
$989
Median Michigan Tax Bill
$2,084
Median United States Tax Bill
$2,400
Property Tax Bills Across Hubbell, Houghton County, Michigan
| Zip | 10th Percentile | 25th Percentile | Median Tax Bill | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 49934 | $238 | $352 | $539 | $814 | $1,135 |
Source: Ownwell
Don't miss the deadline to appeal!
Dates | |
|---|---|
| Appeal Deadline | March 9 |
Links | |
|---|---|
| Houghton Tax Assessor | |
| Website | bsaonline.com |