Clifford, Lapeer County, Michigan Property Taxes
Property Taxes in Clifford, Michigan
Median Clifford, Michigan effective property tax rate: 0.83%, significantly lower than the national median of 1.02%, and lower than the Michigan state median of 1.05%.
Median Clifford, Michigan home value: $137,000
Median annual Clifford, Michigan tax bill: $1,101, $1,299 lower than the national median property tax bill of $2,400.
How are property taxes in Lapeer calculated?
Property taxes in Clifford, Michigan are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.
Understanding Clifford's property tax system, exemptions, and reduction opportunities can lead to significant savings. Regardless of where you live in Clifford, knowing local tax details benefits homeowners and investors.
Last Updated April 13, 2026
Clifford, Lapeer County, Michigan Property Tax Bill Calculator
$100,000
$1,500,000
$3,000,000
Median Effective Tax Rate
0.83%
Estimate Property Tax Bill
$1,137
$1,055
How Does the Clifford Property Tax Calculator Work?
Use this Clifford property tax calculator to estimate your annual property tax bill. Enter your property's assessed value and our calculator applies Clifford's median effective tax rate of 0.83% — based on actual property records in Lapeer County — to generate your estimate.
Enter your property's estimated assessed value — the figure the local appraisal district uses to calculate your bill, which reflects any exemptions you hold and is typically lower than your home's market value. Our calculator applies Clifford's median effective rate across all local levies, providing a more accurate estimate than applying a single county millage rate.
Your bill may vary by ZIP code within Clifford: rates range from $1,101 in 48727 to $1,101 in 48727, primarily due to differences in school district levies and local assessment districts.
For a more precise estimate, scroll down to explore ZIP code-level tax rate trends across Clifford.
About Clifford Property Taxes
About Property Taxes in Clifford, Lapeer, Michigan
Clifford’s median effective property tax rate of 0.83% is lower than the Lapeer County median of 1.05% and higher than the national median of 1.02%. This rate reflects the Lapeer County base levy combined with local school district levies and Tax increment finance districts that vary by subdivision throughout the city.
Property tax rates are not uniform across Clifford. Homeowners in ZIP code 48727 carry a median effective rate of 0.83%, while those in the same ZIP code also pay 0.83%. This reflects how school district boundaries and local assessment districts are drawn across Lapeer County. Understanding where you live in Clifford can still help you better estimate your annual tax bill.
Clifford homeowners who believe their assessed value is too high can file a formal appeal with the Tax Assessor before March 9, 2026.
If your estimated bill above seems higher than expected, Ownwell can review your assessment and protest on your behalf. You only pay if we save you money.
Property Tax Rates Across Clifford, Lapeer County, Michigan
As noted earlier, local government entities set tax rates, which can vary widely within a state.
Why? Because annually, each county estimates its required budget to provide services and divides that by the total value of all taxable property within its jurisdiction. This calculation results in the property tax rate.
While there are votes and laws involved in setting tax rates and budgets, in a nutshell, this is the annual process.
Below, you can compare Clifford's effective property tax rate to other cities in Michigan and the median property tax rates in Michigan and the U.S.
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Clifford Tax Rate
0.83%
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Lapeer County Tax Rate
0.41%
Median Effective Michigan Tax Rate
1.05%
Median Effective United States Tax Rate
1.02%
Property Tax Rates Across Clifford, Lapeer County, Michigan
| Zip | 10th Percentile | 25th Percentile | Median Tax Rate | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 48727 | 0.58% | 0.70% | 0.83% | 1.09% | 1.51% |
Source: Ownwell
Property Tax Assessment Values Across Clifford, Lapeer County, Michigan
When examining property taxes in Clifford, Michigan, understanding the distinction between "market value" and "assessed value" is crucial.
The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The Lapeer County appraisal district estimates the market value for tax purposes.
The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill.
Assessment notices:
In Lapeer County, assessment notices are sent in February each year. They'll typically reach your mailbox by the middle of February.
Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill. By providing insights into how assessed and market values are determined, this section helps property owners navigate their tax responsibilities and understand the valuation processes affecting their property taxes in Clifford.
For example, the median home price in Clifford is $137,000, with tax bills ranging significantly across the county. 48727 has the highest median home price at $137,000.
Property Tax Assessment Values Across Clifford, Lapeer County, Michigan
Source: Ownwell
$137,000
$291,500
$446,000
Median Clifford Market Value
$137,000
Median Lapeer County Market Value
$243,000
Median Michigan Market Value
$213,740
Median United States Market Value
$235,294
Property Tax Assessment Values Across Clifford, Lapeer County, Michigan
| Zip | 10th Percentile | 25th Percentile | Median Home Price | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 48727 | $53,320 | $82,600 | $137,000 | $206,400 | $311,040 |
Source: Ownwell
Property Tax Bills Across Clifford, Lapeer County, Michigan
Property tax bills in Clifford are based on the assessed value of a home, not its market price alone. Local taxing authorities apply the tax rate to that assessed value to determine the annual bill, and the amount can vary depending on exemptions, local levies, and how the property is classified. With a median home price of $137,000, homeowners in the area may see bills that differ widely from one property to another.
For many homeowners, the tax bill is a major part of the cost of owning a home because it can rise when assessed values increase or when local budgets change. In Clifford, the 25th percentile tax bill is $720, while the 75th percentile is $1,824 and the 90th percentile is $2,700. The median tax bill in ZIP code 48727 is $1,101, showing how property taxes can affect household budgets even within a small area.
Median Clifford Tax Bill
$1,101
Median Lapeer County Tax Bill
$1,082
Median Michigan Tax Bill
$2,084
Median United States Tax Bill
$2,400
Property Tax Bills Across Clifford, Lapeer County, Michigan
| Zip | 10th Percentile | 25th Percentile | Median Tax Bill | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 48727 | $510 | $720 | $1,101 | $1,824 | $2,700 |
Source: Ownwell
Don't miss the deadline to appeal!
Dates | |
|---|---|
| Appeal Deadline | March 9 |
Links | |
|---|---|
| Lapeer Tax Assessor | |
| Website | bsaonline.com |