Suttons Bay, Leelanau County, Michigan Property Taxes
Property Taxes in Suttons Bay, Michigan
Median Suttons Bay, Michigan effective property tax rate: 0.62%, significantly lower than the national median of 1.02%, and lower than the Michigan state median of 1.05%.
Median Suttons Bay, Michigan home value: $486,800
Median annual Suttons Bay, Michigan tax bill: $3,376, $976 higher than the national median property tax bill of $2,400.
How are property taxes in Leelanau calculated?
Property taxes in Suttons Bay, Michigan are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.
Understanding Suttons Bay's property tax system, exemptions, and reduction opportunities can lead to significant savings. Regardless of where you live in Suttons Bay, knowing local tax details benefits homeowners and investors.
Last Updated April 13, 2026
Suttons Bay, Leelanau County, Michigan Property Tax Bill Calculator
$100,000
$1,500,000
$3,000,000
Median Effective Tax Rate
0.62%
Estimate Property Tax Bill
$3,018
$2,801
How Does the Suttons Bay Property Tax Calculator Work?
Use this Suttons Bay property tax calculator to estimate your annual property tax bill. Enter your property's assessed value and our calculator applies Suttons Bay's median effective tax rate of 0.62% — based on actual property records in Leelanau County — to generate your estimate.
Enter your property's estimated assessed value — the figure the local assessment process uses to calculate your bill, which reflects any exemptions you hold and is typically lower than your home's market value. Our calculator applies Suttons Bay's median effective rate across all local levies, providing a more accurate estimate than applying a single county millage rate.
Your bill may vary by ZIP code within Suttons Bay: rates range from 0.62% in 49682 to 0.62% in 49682, primarily due to differences in school district levies and local assessment districts.
For a more precise estimate, scroll down to explore ZIP code-level tax rate trends across Suttons Bay.
About Suttons Bay Property Taxes
About Property Taxes in Suttons Bay, Leelanau, Michigan
Suttons Bay’s median effective property tax rate of 0.62% is lower than the Michigan state median of 1.05% and lower than the national median of 1.02%. This rate reflects the Leelanau County base levy combined with local school district levies and tax increment finance districts that vary by subdivision throughout the city.
Property tax rates are not uniform across Suttons Bay. Homeowners in ZIP code 49682 carry a median effective rate of 0.62%, and the same ZIP also has the lowest median rate at 0.62%. This reflects how school district boundaries and local assessment districts are drawn across Leelanau County.
Suttons Bay homeowners who believe their assessed value is too high can file a formal appeal with the Tax Assessor before the April 6, 2026 deadline each year.
If your estimated bill above seems higher than expected, Ownwell can review your assessment and protest on your behalf. You only pay if we save you money.
Property Tax Rates Across Suttons Bay, Leelanau County, Michigan
As noted earlier, local government entities set tax rates, which can vary widely within a state.
Why? Because annually, each county estimates its required budget to provide services and divides that by the total value of all taxable property within its jurisdiction. This calculation results in the property tax rate.
While there are votes and laws involved in setting tax rates and budgets, in a nutshell, this is the annual process.
Below, you can compare Suttons Bay's effective property tax rate to other cities in Michigan and the median property tax rates in Michigan and the U.S.
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Suttons Bay Tax Rate
0.62%
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Leelanau County Tax Rate
0.63%
Median Effective Michigan Tax Rate
1.05%
Median Effective United States Tax Rate
1.02%
Property Tax Rates Across Suttons Bay, Leelanau County, Michigan
| Zip | 10th Percentile | 25th Percentile | Median Tax Rate | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 49682 | 0.37% | 0.49% | 0.62% | 0.93% | 1.33% |
Source: Ownwell
Property Tax Assessment Values Across Suttons Bay, Leelanau County, Michigan
When examining property taxes in Suttons Bay, Michigan, understanding the distinction between "market value" and "assessed value" is crucial.
The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The Leelanau County assessor estimates the market value for tax purposes.
The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill.
Assessment notices:
In Leelanau County, assessment notices are sent in February each year. They'll typically reach your mailbox by the middle of February.
Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill. For Suttons Bay, the median home price is $486,800, and the median tax bill is $3,376. The highest median home price is in 49682 at $486,800.
Property Tax Assessment Values Across Suttons Bay, Leelanau County, Michigan
Source: Ownwell
$417,000
$786,300
$1,155,600
Median Suttons Bay Market Value
$486,800
Median Leelanau County Market Value
$534,300
Median Michigan Market Value
$213,740
Median United States Market Value
$235,294
Property Tax Assessment Values Across Suttons Bay, Leelanau County, Michigan
| Zip | 10th Percentile | 25th Percentile | Median Home Price | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 49682 | $10,000 | $284,800 | $486,800 | $827,400 | $1,354,276 |
Source: Ownwell
Property Tax Bills Across Suttons Bay, Leelanau County, Michigan
Property tax bills in Suttons Bay are based on the assessed value of a home and the local tax rate applied to that value. For homeowners, the bill is determined by how the property is valued for tax purposes, then multiplied by the millage rates set by local taxing authorities. Because the median home price in Suttons Bay is $486,800, taxes can vary widely depending on the home’s assessed value and the specific location within Leelanau County.
The median property tax bill in the area is $3,376, which is higher than the national median property tax bill of $2,400. That means many homeowners in Suttons Bay face a larger annual tax burden than the typical U.S. homeowner. Bills can range from $1,821 at the 25th percentile to $9,504 at the 90th percentile, showing how much property taxes can differ from one home to another.
Median Suttons Bay Tax Bill
$3,376
Median Leelanau County Tax Bill
$3,416
Median Michigan Tax Bill
$2,084
Median United States Tax Bill
$2,400
Property Tax Bills Across Suttons Bay, Leelanau County, Michigan
| Zip | 10th Percentile | 25th Percentile | Median Tax Bill | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 49682 | $1,007 | $1,821 | $3,376 | $6,088 | $9,504 |
Source: Ownwell
Don't miss the deadline to appeal!
Dates | |
|---|---|
| Appeal Deadline | April 6 |
Links | |
|---|---|
| Leelanau Tax Assessor | |
| Website | www.leelanau.gov |