Freeland, Midland County, Michigan Property Taxes
Property Taxes in Freeland, Michigan
Median Freeland, Michigan effective property tax rate: 0.41%, significantly lower than the national median of 1.02%, and lower than the Michigan state median of 1.05%.
Median Freeland, Michigan home value: $171,600
Median annual Freeland, Michigan tax bill: $727, $1,673 lower than the national median property tax bill of $2,400.
How are property taxes in Midland calculated?
Property taxes in Freeland, Michigan are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.
Understanding Freeland's property tax system, exemptions, and reduction opportunities can lead to significant savings. Regardless of where you live in Freeland, knowing local tax details benefits homeowners and investors.
Last Updated April 13, 2026
Freeland, Midland County, Michigan Property Tax Bill Calculator
$100,000
$1,500,000
$3,000,000
Median Effective Tax Rate
0.41%
Estimate Property Tax Bill
$704
$653
How Does the Freeland Property Tax Calculator Work?
Use this Freeland property tax calculator to estimate your annual property tax bill. Enter your property's assessed value and our calculator applies Freeland's median effective tax rate of 0.41% — based on actual property records in Midland County — to generate your estimate.
Enter your property's estimated assessed value — the figure the local assessor uses to calculate your bill, which reflects any exemptions you hold and is typically lower than your home's market value. Our calculator applies Freeland's median effective rate across all local levies, providing a more accurate estimate than applying a single county millage rate.
Your bill may vary by ZIP code within Freeland: rates range from 0.41% in 48623 to 0.41% in 48623, primarily due to differences in school district levies and local assessment districts. Freeland's median effective tax rate is lower than Michigan's 1.05% state median, and the median tax bill of $727 is $1,673 lower than the state median.
For a more precise estimate, scroll down to explore ZIP code-level tax rate trends across Freeland.
About Freeland Property Taxes
About Property Taxes in Freeland, Midland, Michigan
Freeland’s median effective property tax rate of 0.41% is lower than the Michigan state median of 1.05% and lower than the national median of 1.02%. This rate reflects the Midland County base levy combined with local school district levies and Tax increment finance districts that vary by subdivision throughout the city.
Property tax rates are not uniform across Freeland. Homeowners in the 48623 ZIP code carry a median effective rate of 0.41%, while those in the same ZIP code also pay 0.41%. This spread — 0.00 percentage points across the same city — reflects how school district boundaries and local assessment districts are drawn across Midland County. Understanding which part of Freeland you live in can make a meaningful difference to your annual tax bill.
Freeland homeowners who believe their assessed value is too high can file a formal appeal with the local Tax Assessor before the March 9, 2026 deadline each year.
If your estimated bill above seems higher than expected, Ownwell can review your assessment and protest on your behalf. You only pay if we save you money.
Property Tax Rates Across Freeland, Midland County, Michigan
As noted earlier, local government entities set tax rates, which can vary widely within a state.
Why? Because annually, each county estimates its required budget to provide services and divides that by the total value of all taxable property within its jurisdiction. This calculation results in the property tax rate.
While there are votes and laws involved in setting tax rates and budgets, in a nutshell, this is the annual process.
Below, you can compare Freeland's effective property tax rate to other cities in Michigan and the median property tax rates in Michigan and the U.S.
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Freeland Tax Rate
0.41%
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Midland County Tax Rate
0.53%
Median Effective Michigan Tax Rate
1.05%
Median Effective United States Tax Rate
1.02%
Property Tax Rates Across Freeland, Midland County, Michigan
| Zip | 10th Percentile | 25th Percentile | Median Tax Rate | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 48623 | 0.34% | 0.38% | 0.41% | 0.45% | 0.54% |
Source: Ownwell
Property Tax Assessment Values Across Freeland, Midland County, Michigan
When examining property taxes in Freeland, Michigan, understanding the distinction between "market value" and "assessed value" is crucial.
The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The Midland County appraisal district estimates the market value for tax purposes.
The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill.
Assessment notices:
In Midland County, assessment notices are sent in the spring each year. They'll typically reach your mailbox by the middle of the month when notices are sent.
Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill. By providing insights into how assessed and market values are determined, this section helps property owners navigate their tax responsibilities and understand the valuation processes affecting their property taxes in Freeland.
For example, the median home price in Freeland is $171,600, with tax bills ranging significantly across the county. 48623 has the highest median home price at $171,600.
Property Tax Assessment Values Across Freeland, Midland County, Michigan
Source: Ownwell
$90,500
$148,550
$206,600
Median Freeland Market Value
$171,600
Median Midland County Market Value
$183,600
Median Michigan Market Value
$213,740
Median United States Market Value
$235,294
Property Tax Assessment Values Across Freeland, Midland County, Michigan
| Zip | 10th Percentile | 25th Percentile | Median Home Price | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 48623 | $82,480 | $128,900 | $171,600 | $236,700 | $374,440 |
Source: Ownwell
Property Tax Bills Across Freeland, Midland County, Michigan
Freeland property tax bills are calculated by applying the local tax rate to a home’s assessed value, which is based on the market value of the property. The assessed value is then used to determine how much tax a homeowner owes to the county, school districts, and other local taxing authorities. For homeowners in Freeland, the median home price is $171,600, and that value helps shape the final bill.
Several factors affect the amount due, including the home’s assessed value, local millage rates, and any exemptions a homeowner may qualify for. In Midland County, property tax bills can vary widely, with the 25th percentile at $517 and the 75th percentile at $1,025, while the 90th percentile reaches $1,551. The median tax bill in ZIP code 48623 is $727.
These calculations matter because even small changes in assessed value or tax rates can noticeably increase or lower a homeowner’s annual property tax bill.
Median Freeland Tax Bill
$727
Median Midland County Tax Bill
$1,337
Median Michigan Tax Bill
$2,084
Median United States Tax Bill
$2,400
Property Tax Bills Across Freeland, Midland County, Michigan
| Zip | 10th Percentile | 25th Percentile | Median Tax Bill | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 48623 | $317 | $517 | $727 | $1,025 | $1,551 |
Source: Ownwell
Don't miss the deadline to appeal!
Dates | |
|---|---|
| Appeal Deadline | March 9 |
Links | |
|---|---|
| Midland Tax Assessor | |
| Website | bsaonline.com |