Saint Louis, Midland County, Michigan Property Taxes
Property Taxes in Saint Louis, Michigan
Median Saint Louis, Michigan effective property tax rate: 0.31%, significantly lower than the national median of 1.02%, and lower than the Michigan state median of 1.05%.
Median Saint Louis, Michigan home value: $146,800
Median annual Saint Louis, Michigan tax bill: $456, $1,944 lower than the national median property tax bill of $2,400.
How are property taxes in Midland calculated?
Property taxes in Saint Louis, Michigan are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.
Understanding Saint Louis's property tax system, exemptions, and reduction opportunities can lead to significant savings. Regardless of where you live in Saint Louis, knowing local tax details benefits homeowners and investors.
Last Updated April 13, 2026
Saint Louis, Midland County, Michigan Property Tax Bill Calculator
$100,000
$1,500,000
$3,000,000
Median Effective Tax Rate
0.31%
Estimate Property Tax Bill
$455
$422
How Does the Saint Louis Property Tax Calculator Work?
Use this Saint Louis property tax calculator to estimate your annual property tax bill. Enter your property's assessed value and our calculator applies Saint Louis's median effective tax rate of 0.31% — based on actual property records in Midland County — to generate your estimate.
Enter your property's estimated assessed value — the figure the local appraisal district uses to calculate your bill, which reflects any exemptions you hold and is typically lower than your home's market value. Our calculator applies Saint Louis's median effective rate across all local levies, providing a more accurate estimate than applying a single county millage rate.
Your bill may vary by ZIP code within Saint Louis: rates range from 0.31% in 48880 to 0.31% in 48880, primarily due to differences in school district levies and local assessment districts.
For a more precise estimate, scroll down to explore ZIP code-level tax rate trends across Saint Louis.
About Saint Louis Property Taxes
About Property Taxes in Saint Louis, Midland, Michigan
Saint Louis's median effective property tax rate of 0.31% is lower than the Michigan state median of 1.05% and lower than the national median of 1.02%. This rate reflects the Midland County base levy combined with local school district levies and Tax increment finance districts that vary by subdivision throughout the city.
Property tax rates are not uniform across Saint Louis. Homeowners in the 48880 ZIP code carry a median effective rate of 0.31%, while those in 48880 pay 0.31%. This spread — 0 percentage points across the same city — reflects how school district boundaries and local assessment districts are drawn across Midland County. Understanding which part of Saint Louis you live in can make a meaningful difference to your annual tax bill.
Saint Louis homeowners who believe their assessed value is too high can file a formal appeal with the local Tax Assessor before the March 9, 2026 deadline each year.
If your estimated bill above seems higher than expected, Ownwell can review your assessment and protest on your behalf. You only pay if we save you money.
Property Tax Rates Across Saint Louis, Midland County, Michigan
As noted earlier, local government entities set tax rates, which can vary widely within a state.
Why? Because annually, each county estimates its required budget to provide services and divides that by the total value of all taxable property within its jurisdiction. This calculation results in the property tax rate.
While there are votes and laws involved in setting tax rates and budgets, in a nutshell, this is the annual process.
Below, you can compare Saint Louis's effective property tax rate to other cities in Michigan and the median property tax rates in Michigan and the U.S.
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Saint Louis Tax Rate
0.31%
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Midland County Tax Rate
0.53%
Median Effective Michigan Tax Rate
1.05%
Median Effective United States Tax Rate
1.02%
Property Tax Rates Across Saint Louis, Midland County, Michigan
| Zip | 10th Percentile | 25th Percentile | Median Tax Rate | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 48880 | 0.25% | 0.27% | 0.31% | 0.38% | 0.44% |
Source: Ownwell
Property Tax Assessment Values Across Saint Louis, Midland County, Michigan
When examining property taxes in Saint Louis, Michigan, understanding the distinction between market value and assessed value is crucial.
The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The Midland County appraisal district estimates the market value for tax purposes.
The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill.
Assessment notices:
In Midland County, assessment notices are sent in the spring each year. They'll typically reach your mailbox by the middle of the month when notices are sent.
Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill. By providing insights into how assessed and market values are determined, this section helps property owners navigate their tax responsibilities and understand the valuation processes affecting their property taxes in Saint Louis.
For example, the median home price in Saint Louis is $146,800, with tax bills ranging significantly across the county. 48880 has the highest median home price at $146,800.
Property Tax Assessment Values Across Saint Louis, Midland County, Michigan
Source: Ownwell
$90,500
$148,550
$206,600
Median Saint Louis Market Value
$146,800
Median Midland County Market Value
$183,600
Median Michigan Market Value
$213,740
Median United States Market Value
$235,294
Property Tax Assessment Values Across Saint Louis, Midland County, Michigan
| Zip | 10th Percentile | 25th Percentile | Median Home Price | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 48880 | $58,920 | $89,800 | $146,800 | $249,200 | $395,480 |
Source: Ownwell
Property Tax Bills Across Saint Louis, Midland County, Michigan
Property tax bills in Saint Louis are based on the assessed value of a home, which is then multiplied by the local tax rate. For homeowners in the city, that means the bill is shaped by both the market value of the property and the tax rate set by local governments in Midland County. A home with a higher assessed value generally results in a higher tax bill, while a lower assessed value can reduce what is owed.
For Saint Louis homeowners, the median home price is $146,800, and the median property tax bill is $456, which is well below the national median property tax bill of $2,400. Tax bills can still vary widely, with the 25th percentile at $286 and the 75th percentile at $798. At the 90th percentile, bills reach $1,270, showing how property characteristics and assessment differences can affect what homeowners pay each year.
Median Saint Louis Tax Bill
$456
Median Midland County Tax Bill
$1,337
Median Michigan Tax Bill
$2,084
Median United States Tax Bill
$2,400
Property Tax Bills Across Saint Louis, Midland County, Michigan
| Zip | 10th Percentile | 25th Percentile | Median Tax Bill | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 48880 | $190 | $286 | $456 | $798 | $1,270 |
Source: Ownwell
Don't miss the deadline to appeal!
Dates | |
|---|---|
| Appeal Deadline | March 9 |
Links | |
|---|---|
| Midland Tax Assessor | |
| Website | bsaonline.com |